In this podcast, we explore the significance of B2B transactions today. Pj discusses supporting 50,000 businesses in 90 countries, facilitating $350-400 billion in global payments. While consumer-to-business transactions will see the earliest impact from real-time payments, PJ believes that smaller B2Bs and complex cross-border payments will adopt the technology later. Real-time payments hold promise for SMBs, providing faster access to funds and improving working capital. PJ also discusses the challenges of reconciling thousands of invoices with lump sum payments and highlights the potential of real-time payments to automate and streamline the procure-to-pay process.