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Plan Wisely: 4 Reasons I Disagree with Dave Ramsey
Dave Ramsey is one of the biggest names when it comes to personal finance, and a lot of his advice is very good.
But, in this throwback episode of "Plan Wisely with Erik Garcia", Erik takes issue with 4 of Ramsey's investment philosophies:
Looking for a 12% annual return on your investments
Planning for an 8% withdrawal rate in retirement
Promoting Only Mutual Funds
Asset Allocation
Erik breaks down each of these ideas, and where he disagrees with Dave’s theories on them. At the end of the day, personal finance should be personal, not mass-marketed to thousands.
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By Erik Garcia, CFP®, Xavier Angel
5
88 ratings
Dave Ramsey is one of the biggest names when it comes to personal finance, and a lot of his advice is very good.
But, in this throwback episode of "Plan Wisely with Erik Garcia", Erik takes issue with 4 of Ramsey's investment philosophies:
Looking for a 12% annual return on your investments
Planning for an 8% withdrawal rate in retirement
Promoting Only Mutual Funds
Asset Allocation
Erik breaks down each of these ideas, and where he disagrees with Dave’s theories on them. At the end of the day, personal finance should be personal, not mass-marketed to thousands.
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