Pocket Money

When it comes to consumer finance, the credit card has been on the top of the pack for years. Recently, however, the tides have begun to shift.

Buy Now, Pay Later is a new approach to cash flow management, and leading companies like AfterPay, ZipPay, and Klarna are attracting millions of customers across the globe.

Almost 2 million Australians had used Buy Now Pay Later services according to some research released by Roy Morgan in November last year. Young Australians are the most likely to shop with buy now pay later, with nearly 56% of customers between 14 and 34 years old, with those in the 25-34 range making up 33.5% of all users.

This new industry is not devoid of criticism. Some players have been critiqued for fostering poor budgeting habits, especially among young people. These services also fall outside of regular credit and financial regulation, which led to a Senate inquiry and involvement by ASIC.

To talk us through the ins and outs of this world, we're joined this week by Jonathan Kelly, the Chief Growth and Innovation Officer for Flexigroup. Jonathan and Sally discuss the origins of this innovative new financial technology, why consumers are so keen, and why he thinks the days are numbered for credit cards and frequent flyer points.

This episode is proudly presented by Bundll.

Full show notes at https://www.finder.com.au/podcast

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Just 3 months in, and 2020 has already been a whirlwind.

While the world locks down, we're faced with a lot of uncertainty about the future. How long will this last? Will our loved ones be safe? Am I going to be able to survive financially?

On this episode, we sat down (remotely, of course) to dig into how the coronavirus will affect our everyday lives, and what we can do to set ourselves, and our community, up for the long haul. These are unprecedented times, and we're all figuring it out together.

This conversation was recorded prior to the announcement of Australia's March 30 $130B stimulus package. Follow along with all our coronavirus coverage, and learn how how you can get financial help during the coronavirus pandemic here.

This episode is proudly presented by Bundll.

Full show notes at https://www.finder.com.au/podcast

Find us on Insta at https://www.instagram.com/pocketmoneypodcast

Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/

Listen and subscribe https://pod.link/1448147010

Learning how to invest is one of the most important lessons in building wealth, that you'll ever need.

This year has seen some of the most dramatic movements in markets around the world. Despite this new COVID-19-tinged reality, Australians continue to seek out information about how to invest their money. And we're so on board with that.

For this crash course on investing, Sally is joined by Finder's investments editor, Kylie Purcell. Kylie spends her days deep in the world of share trading and brings a wealth of expertise about global markets, weighing risks with rewards, and how you can take advantage of investment opportunities, even if you've just got a small amount of cash to put in,

So if you've ever said "WTF is an ETF?", thought about putting your money into ethical investments, or simply wanted to put some money into a company you think is going places, this podcast is the perfect place to start.

Full show notes at https://www.finder.com.au/podcast

Find us on Insta at https://www.instagram.com/pocketmoneypodcast

Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/

Listen and subscribe https://pod.link/1448147010

Budgeting isn't sexy, but it's essential. No matter where you are on the financial spectrum.

This episode of Pocket Money is all about getting your money sorted. We break down everything you should know about creating a budget and slapping down some of the most common excuses we've heard out there.

Kate is joined for this conversation by consumer finance expert Lisa Montgomery. Lisa came to the studio armed with some killer insight about managing your money and some great ideas for those of us that sometimes get bogged down in the details. So if you're looking for a new angle on personal finance, tips on getting started or plain guidance about being mindful in this age of distraction, give this episode a go.

This episode of Pocket Money is presented by bundll.

Full show notes at https://www.finder.com.au/podcast

Find us on Insta at https://www.instagram.com/pocketmoneypodcast

Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/

Listen and subscribe https://pod.link/1448147010

Health insurance is complicated. So today on Pocket Money, we're going to clear up some of the myths when it comes to health cover in Australia. From hospital to extras, tax time to turning 31, this podcast will arm you with everything you need to know.

As Finder's health insurance publisher, our guest Alex Holderness spends her days diving into the ever-changing world of health cover to help Aussies understand the fine print, and help you save money.

This April, premiums are set to increase, and now is the perfect time to look at your cover. Not only should you determine whether or not you're using everything, but learn some more clever tricks you can cut down on your costs. Alex reveals to Kate her top tips for how to compare policies and providers and talks us through the hidden costs of couples cover, extras and more.

Full show notes at https://www.finder.com.au/podcast

Find us on Insta at https://www.instagram.com/pocketmoneypodcast

Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/

Listen and subscribe https://pod.link/1448147010

When it comes to equity in superannuation, we've got a lot of work to do.

Women on average retire with 42% less in super than men, and as we learn on this episode of Pocket Money, there's no easy fix. It's a deep-rooted issue in Australian society that will take some big ideas to solve.

Today on the podcast, we're joined by Kirstin Hunter, the Managing Director at Future Super. Kirstin and her colleagues are leading the charge to bring this conversation about gender inequality in our superannuation system into the limelight.

Sally, Kate and Kirstin uncover the scope of the issue, where it stems from, and some practical tips that both women and men can do to help remedy it one piece at a time.

Full show notes at https://www.finder.com.au/podcast

Find us on Insta at https://www.instagram.com/pocketmoneypodcast

Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/

Listen and subscribe https://pod.link/1448147010

French bulldogs. Pugs. Chihuahuas. They are undeniably cute, and increasingly popular in Australia and around the world. They're everywhere from the local park, to memes, tee-shirts coffee mugs.Despite these quirky, squishy little faces, these dog breeds often come with a high price tag in terms of their own health and their owner's wallet.

On this latest episode of Pocket Money, Kate and Sally welcome Dr. Sarah Zito from the RSPCA to discuss how some of our cutest companions have been bred into dangerous territory. We also discuss what prospective owners for these breeds, and pets, in general, should consider before they welcome a furry friend into their lives.

• Full show notes at https://www.finder.com.au/podcast
• Find us on Insta at https://www.instagram.com/pocketmoneypodcast
• Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/
• Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010
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Paying off debt can feel incredibly overwhelming, especially if you feel like you're alone on the journey. Well, as you'll find out in this episode, you're far from alone.

Today on Pocket Money, we explore the not-so-secretive world of the debt-free community on Instagram. We meet people all around the world about their experiences tackling debt, staying motivated and perhaps most interestingly, building one of the most close-knit communities online.

This episode of Pocket Money is proudly presented by Wisr. Download Wisr app at https://wisr.page.link/x4vhkGj9vvt3p3mV8

A special thank you to everybody who shared their stories with us for this episode.

• Emma @lookingformycents
• Nika @debtfreegonnabe
• Emily @aussiedebtfreegirl
• Chelsa @debtfreeweirdos
• @the.budget.fanatic
• Mel & Murph @fitnfunds
• @debtfreemillennial
• Brent @driving2wealth
• Jacqui @thebarefootmillennial
• Tasha @tashagetsfrugal
• Andrew and Sarah

Full show notes at https://www.finder.com.au/podcast

We are back.

Pocket Money is a podcast all about money and your life. Whether you're curious, confident or just plain confused when it comes to your cash, we've got you covered.

On season two, we'll be diving tackling some even bigger topics, from the basics of investing in ETFs to the #debtfreecommunity and the hidden costs of owning a designer dog. We'll explore non-traditional investments like cannabis, finding a side hustle, and even the secret (financial) lives of online influencers.

So whether you're an Aussie (like us), or simply keen to better understand how money impacts our lives and our world, buckle up and subscribe to Pocket Money.

Find us on Insta at https://www.instagram.com/pocketmoneypodcast

Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/

Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010

Spotify https://open.spotify.com/show/1h2ZdyO9pm2pjtI8STNbhP

Australia is in the middle of a catastrophic bushfire season. Lives have been lost, thousands of homes and properties destroyed, and our wildlife population has been decimated.

Today on Pocket Money, we are joined by Alex Holderness and Ally Koster, two insurance experts at Finder, who have been putting out loads of resources, guides and updates for those affected, and those who want to help.

We talk about how home insurance works, what financial relief is available, how you can help support local businesses, donate, and plan ahead to protect yourself in the future.

To read detailed info on the bushfires, check our information hub at https://www.finder.com.au/bushfires

Full show notes at https://www.finder.com.au/podcast

Find us on Insta at https://www.instagram.com/pocketmoneypodcast

Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/

Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010

Spotify https://open.spotify.com/show/1h2ZdyO9pm2pjtI8STNbhP