Samantha from spendingmadeeasy.com.au and Tony discuss the importance of creating a spending plan rather than a budget,

the common problems people face with their finances, and

Samantha explains how her business helps clients develop good financial habits and prioritise their expenses.

They also touch on the concept of saving and the rewards of

Takeaways

Creating a spending plan is more effective than traditional budgeting for managing personal finances.

Monitoring expenses and planning ahead are key to achieving financial stability.

Many people are in denial about their financial situation and avoid confronting it.

Having the right support and guidance can help individuals develop good financial habits and make better

Saving money and spending less can lead to long-term financial rewards.

Sound bites

00:00Introduction and Background

03:05The Benefits of a Spending Plan for Personal Finances

07:03Common Problems and Challenges with Personal Finances

09:20The Importance of Monitoring and Planning Ahead

12:32Developing Good Financial Habits and Prioritizing

15:07The Rewards of Saving and Spending Less

18:26Conclusion and Call to Action

Is it FAIR for the Government to CHARGE for access to SAFETY STANDARDS?
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For National Safety Month Tony Skinner speaks with Cameron Montgomery from the Australian Institute of Health and Safety (AIHS)
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Especially about the IMPORTANCE of workplace safety, with a call for access to standards being PROVIDED FOR FREE.

Braeden Rhys, a business strategist and coach, discusses the importance of authenticity and planning in business.

He emphasizes the need for practical experience over theoretical knowledge and warns against cheap,

Braeden shares his journey of gaining clients by offering free services and building a portfolio of 583 clients across various industries.

He stresses the importance of understanding business needs, planning for potential issues, and aintaining transparency.

Braeden offers free one-hour consultations to help businesses identify and address their problems, advocating for a flexible, cost-effective approach to growth.

In this conversation, Tony Skinner interviews Les from

00:00Introduction and Importance of Business Networking

02:22Giving Value and Helping Others Grow in Networking and

03:51 Fundamentals of Looking for a Business Coach

09:05 The Role of Mindset in Success

13:12 The Value of Time and Speed of Implementation

16:40 Modeling the Top 1% for Success

In this conversation, Tony Skinner interviews Simone

Simone emphasises the need for clear and compelling

She also highlights the value of blending AI with human expertise in copywriting. Simone shares her unique background in psychology and her experience working in high-level marketing roles, which sets her apart in

Tony and Jessica discuss the challenges of dealing with negative

16:24 Ignoring Nasty Comments on Social Media

17:33 Starting the Day with Gratitude

18:23 Being Empathetic and Understanding Others

20:00 Coping with Stress and Calming Down

21:14 Getting Proper Rest and Exercise

22:03 Finding Healing and Solace in Nature

23:01 The Benefits of Traveling and Experiencing Different

25:32 Creating Your Own Family

26:19 Conclusion

Jessica shares her personal background and the inspiration

Jessica provides tips for eating well and highlights the impact

They discuss the challenges of dealing with negative

The conversation concludes with the significance of rest, exercise, and connecting with nature for overall well-being.

Takeaways

During the holiday season, it is important to prioritize

Making healthier food choices can positively impact mental

Ignoring negative comments on social media and focusing on

Taking time for rest, exercise, and connecting with nature

Chapters

00:00 Introduction and Background

01:18 Stresses and Pressures of Christmas

01:36 Jessica's Background and Book

03:13 Building a Business Family

03:44 Importance of Mental Health in the Workplace

05:00 Making Healthy Food Choices

06:40 Setting Goals and Working Hard

08:39 Providing Healthy Options in the Workplace

09:56 The Impact of Unhealthy Eating on Health and

10:39 Making Choices for Mental and Overall Health

11:28 The Additives in Processed Foods

13:26 Tips for Eating Healthier

14:08 Avoiding Excessive Sugar Intake

Be more artistic, relax and help workplace productivity with these special tactile tablets.

Because we're made for one purpose from the very beginning 40 years ago, it's just made for drawing creativity, and make it as simple as we can.

It's a great tool to have your staff or even yourself use for even 5 minutes an hour. It helps your mind relax.

For young people Hospitality is the best place to start. It's, it opens up your communication skills, you've got to deal, you become a real team player, you don't turn up, you really let your team down.

You learn to deal with conflict,you get to read and deal with different types of people every day. So you know, you think those four things or five things I've just mentioned, if you're going to go down any leadership org and find out what great leaders have, they all have those traits.

And I always thought that there was a big opportunity to sort of educate people and train people to realize that there actually is a career path in hospitality outside your top tier hotels.

We are building a community of smart consumers, the more people we have registered the greater the discounts we can negotiate.

You will get access to every fair deal as soon as its available.

Kyco is free to join, and we don’t share your information with anyone.

The problem with third party retailers is that their business models are unaligned with the business models

Who’s not making money? The insurance company or the supplier?

How does it actually work?

How car insurance companies are relying on people not switching -.

Is it worthwhile to use comparison sites?

No hidden fees until you get the product disclosure statement.

What are the benefits of having a consumer buying group?

The more people you have in the community, the more savings are assumed.

The problem with third party

Who’s not making money? The

How does it actually work?

How car insurance companies are

Is it worthwhile to use

No hidden fees until you get the

What are the benefits of having a

The more people you have in the