Money is not just for rich people and we tend to have the mindset that it is.  Accumulating debt is the biggest mistake we make.  How do you build a business and manage your money so that it works for you?

Don't win the race to the bottom by lowering your prices.  Keep the main thing the main thing, profit!  Learn how to win your customers over and make them your champions as they refer you to friends and family.  And, is it time to grow your business and hire your first or another employee?

Roy Vore, the Germ Guy, talks about viruses and how to minimize transmission, including COVID-19.

Richard is a researcher and chemist that has participated in many forums and developed numerous formulas, charts and techniques in pool and spa water chemistry.  He is also on the ad hoc committee for the Council for the Model Aquatic Health Code.