Guests:  

Gregor Dobbie - CEO - Vocalink
Jana Mackintosh -  Managing Director Payments and Innovation - UK Finance  

Hosts: Joss Wilbraham - Head of Networks and Infrastructure - Form3 

Producers: Tom Campbell - Creative Lead - Form3 

What’s covered in this episode:

• What is NPA?
• Concept v Reality: Where are we now?
• Why should it matter to banks, businesses and consumers?
• What is ISO20022 and what does it mean for the UK Banking and Payments Industry?
• The many uses cases of NPA and ISO20022
• The benefits of standards

What’s covered in this episode:

• Has cloud technology penetrated payment infrastructures?
• Is there a cloud mindset we need to embrace? Moving from a tech decision to a tech stack decision
• What’s the catalyst for this need for change with cloud payments?
• How do we move the conversation from planning to execution?
• Are we seeing the numbers we expect at this stage of adoption?
• Why has the UK seen such growth with cloud payments?
• What are the hurdles to cloud adoption?

It is hard to transform to digital-first, or as our guest co-host Kevin Holditch says, "Replatforming a bank is like swapping out a couple of decades-old jet engine, mid-flight, whilst being 38,000 feet in the air with an over-pack passenger list."  Seems like that might cause a few difficulties, doesn't it?   

You can also find this episode and Money20/20s great podcast here: The MoneyPot

Guest:  Jan-Willem Weggemans, Senior Client Partner, Publicis Sapient. 

Hosts: Gary Dempsey, Content Lead, Money20/20 EU

Kevin Holditch, Head of Platform Engineering, Form3

Producers: Gary Dempsey, Content Lead, Money20/20 EU

Thomas Cheung, International Marketing Manager, Form3

Roland Bodenham, Senior Video Producer, Ascential

What will Arthur, Jolanda and Andrew be discussing? Find out below.

Topics covered:

• What does instant payments really mean, how is it defined and what is being done in your region?
• What are the drivers at a consumer, corporate and banking level for instant payments in Europe?
• Mass adoption is key to the future of instant payments, what is preventing this mass adoption or slowing it down?
• How do we prevent a situation where participants are not overfunding and have a system where this is managed on an ongoing basis?
• What are the potential additional impacts on back office processes within a bank I.e. sanctions, AML, liquidity for entering the instant market? How are these challenges overcome?
• Target2  is limited only to credit institutions, can we see the logic in this or would a more liberal approach like the bank of England has to regulated entities be preferable?
• In Form3 terms would this be classed as a direct non-settling participant model?
• What does the landscape look like globally for appetite to migrate to faster payments?
• What are the existing payment processes and how do you see SADC starting to interact with other instant initiatives globally?