Ramnath Balasubramanian is a senior partner at McKinsey focused on insurance and private equity. He works extensively with insurers, brokerages, private equity sponsors and portfolio companies on a range of topics including strategy, digital and analytics transformations, and distribution. Matthew Scally is a McKinsey partner serving private equity clients on engagements including the development of funds, diligence efforts and supporting portfolio companies after acquisition. He also works within the insurance and employee benefits ecosystem serving brokerages, carriers, benefits administration platforms and benefits aggregators.