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Summer is not that far off, and for many families, the kids are already dreaming about vacation. But parents may be asking a different question: How can we make great family memories without breaking the budget?

A family vacation can be a wonderful gift, but it doesn’t have to create financial pressure that follows you home. With a little planning, creativity, and communication, you can enjoy meaningful time together while staying within your means.

Crystal Paine, creator of MoneySavingMom.com, joined us on today’s show to share practical ways families can plan a memorable, budget-friendly vacation.

The first step is to plan ahead. The earlier you begin, the more options you’ll have for lodging, travel, and activities.

Crystal recommends considering destinations that are a little off the beaten path. These places often have fewer crowds and lower prices while still offering plenty of opportunities for rest and fun. If you’re flying, she suggests using Google Flights to search flexible destinations. You can enter your travel dates and explore lower-cost flight options across the country.

Just as important, set a clear budget for the entire trip before you go. Decide what matters most to your family. Maybe staying near the beach is a priority, but eating out every meal is not. Knowing those priorities ahead of time helps you spend intentionally rather than react in the moment.

Some of the best vacation memories don’t cost anything.

Crystal encourages families to search for free things to do in their destination. Try looking up phrases like “best free things to do” along with the name of the city or area you’ll be visiting. You may find hiking trails, local parks, self-guided walking tours, free museums, art exhibits, festivals, or concerts.

These activities are often overlooked, but they can become the hidden gems of a trip. And they remind us that meaningful experiences don’t always require a high price tag.

A vacation is more enjoyable when everyone feels included.

Ask your children what they would enjoy doing. You may not be able to do everything, but letting each person choose one activity can help the trip reflect the whole family’s interests.

Crystal also suggests giving each family member a set budget and allowing them to plan a few hours of the vacation within that amount. This can be a fun way to teach kids practical money skills. They learn how much things cost, how to make tradeoffs, and how to enjoy the responsibility of planning.

Food can quickly become one of the most expensive parts of a trip, especially if you eat out for every meal.

One way to save is to stay somewhere that offers free breakfast. Then, bring snacks or simple meal items from home. If you’re flying and can’t pack much food, visit a grocery store when you arrive. A loaf of bread, peanut butter and jelly, fruit, carrots, chips, or sandwich supplies can cost far less than several restaurant meals.

That doesn’t mean you can’t enjoy a special meal out. Part of a vacation can be the fun of eating at a memorable place. The key is to be strategic. Choose the meals you want to splurge on, and save on the rest.

Before the trip begins, decide how much you can spend each day. Then, make it a family challenge to stay under that amount.

This can turn budgeting into a game rather than a burden. It helps children think carefully about purchases and gives everyone a shared goal. Instead of saying yes to everything in the moment, your family can work together to decide what is truly worth the cost.

The best vacation is not the one with the biggest price tag. I

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Our plane was racing down the runway, preparing to take off from Nashville. I was so exhausted, I was already drifting off into la-la land. Then came those jolts as the front wheels left the ground. The team member who was with me said, "Have you ever felt anything like that?" I said, "No." And I dozed off. I wouldn't sleep for long; the flight attendant suddenly announced that we had blown a rear tire on takeoff and we were heading back to Nashville. For the next 45 minutes or so, we were circling the area, burning up as much fuel as possible for what could well be a crash landing. I called my wife from the plane. I asked her to get people praying. My team member joined me in committing this whole situation to the Lord. The flight attendants went into emergency mode to begin to prepare us for the landing. They demonstrated how to brace for the landing. They had us pull out our emergency instruction card from the pocket in front of us; something they had asked us to do before we took off; something hardly anyone did. But as the attendant began her briefing she prefaced it with a simple exhortation, "This time I want you to really listen." We really did!

I'm Ron Hutchcraft and I want to have A Word With You today about "Ignoring, Postponing, and Dying."

I'm very thankful to God for the way He answered prayer and brought our crippled aircraft in safely for a welcome from an armada of emergency vehicles and personnel. I was impressed with how the crew had prepared us. I was impressed with the way we all listened. And why did they have our total attention the second time when they reviewed those exits and evacuations? It's obvious, because we were in a critical situation now; because the information could be life-or-death.

Our word for today from the Word of God, Hebrews 2:3. "How shall we escape if we ignore such a great salvation?" God has been trying to communicate life-or-death information to some of us for a long time. That word "salvation," that's not just a religious word. That's serious stuff. Salvation is how to get out of a plane that might be on fire; how to get out of a burning building. But like those passengers on that flight, we don't pay much attention to salvation information until we're suddenly in a critical situation...until we finally realize that what we do with this could be the difference between life and death.

God is used to people, as it says here, "ignoring such a great salvation." Maybe He's been trying to get your attention with the most critical information you will ever hear - that we're under an eternal death penalty for running our lives our way instead of God's way. And that His one and only Son, Jesus, absorbed all your sin and all the hell of it when He died on the cross, and that your only hope with God is putting your total trust in Jesus, like a person in a burning building would pin all their hopes on the rescuer who came to save them.

You've heard that news before, and maybe you've even accepted it with your head. Maybe it's been that God has even shaken things up recently. He's asking for your attention before it is eternally too late. He says, "This time I want you to really listen."

This requires an action step of making Jesus your personal Savior. If you haven't done that - if you've been putting that off - consider this God's emergency call to make your peace with Him.

I believe there's someone listening right now who's saying, "I don't think I should risk one more day without the Savior." Are you ready to begin this life saving relationship, to open your heart to Him? Tell Him that right now. I want to help you in every way we can, that's why our website is there - ANewStory.com. It will help you find your way home to Jesus.

God simply says, "How will you escape if you ignore such a great salvation?