Programs And Podcasts

Join us this hour as we take a look at some of the stories making headlines before Karen Covell joins us to share specific prayer requests for those who work with the largest group of influencers in the world – the entertainment industry. Then, we turn our attention to the Persecuted Church as Todd Nettleton gives us an update on how to pray for our brothers and sisters who are paying a price for following Jesus. Get ready to lengthen your prayer list.

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When our plans and dreams are blown away, it’s easy to lose direction. Dr. Tony Evans explains how God remains in control and how life’s storms can actually benefit us when we respond to Him.

What do you do when the cost of staying healthy begins to strain the family budget?

For many households, health care has become one of the biggest financial pressures they face. Groceries, utilities, and everyday expenses are already stretching families thin. But medical costs often feel like they are in a category of their own.

Even when traditional coverage feels out of reach, families are not without options. That’s why Lauren Gajdek, Senior Director of External Affairs at Christian Healthcare Ministries (CHM), joined the show today to discuss medical cost sharing, how it works, and why more families are taking a closer look.

Many families are still dealing with the effects of higher prices across the board. While inflation may have cooled in some areas, that does not mean prices have returned to their previous levels. Groceries, utilities, housing, and other essentials still cost more than they did before, leaving many households with less room in their monthly budgets.

Health care adds another layer of pressure. Employer-sponsored family health insurance can now cost thousands of dollars each year when accounting for both employer and employee contributions. Marketplace plans can also be expensive, especially for those who do not qualify for subsidies. Behind those rising premiums are the increasing costs of hospitals, medications, and other medical services.

For families trying to manage their resources wisely, those numbers can feel overwhelming.

When traditional health insurance becomes too expensive, families may begin looking for alternatives.

One option is COBRA, which allows someone who has lost employer-sponsored coverage to keep the same plan for a time. But COBRA is often very expensive because the individual is typically responsible for the full cost of the plan without employer assistance.

Another option is the health insurance marketplace at Healthcare.gov. For those who qualify for subsidies, this may provide some relief. But without subsidies, marketplace plans may still be difficult to afford.

A third option is medical cost-sharing through an organization such as Christian Healthcare Ministries. CHM is not insurance. Instead, it is a community of believers who voluntarily come together to help share one another’s eligible medical expenses.

Most people are familiar with the traditional insurance model: premiums, deductibles, provider networks, and claims. Medical cost sharing operates differently.

With Christian Healthcare Ministries (CHM), members receive medical care from their provider and then work with that provider to receive the bill directly. The member submits the bill to CHM, and eligible medical costs are shared or reimbursed in accordance with the program guidelines.

CHM describes this as “assurance” rather than insurance. Members are supported not only financially but also spiritually by a community of believers committed to helping one another.

Christian Healthcare Ministries has been serving members for more than 40 years and has shared more than $13 billion in medical costs.

CHM offers several programs designed to fit different household needs and budgets.

Their Gold program is $299 per unit per month. Silver is $169 per unit per month, Bronze is $115 per unit per month, and CHM also offers a

“Where do I fit in?” Fuller Youth Institute’s Brad Griffin & Kara Powell offer connections to help teens find the belonging their souls are hunting.

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Ever found yourself between a rock and a hard place with a home repair project? If you do this, the house catches fire. If you do that, the house falls down. So you call “the guy.” The guy who knows stuff. He comes in and turns the whatchamacallit right side up, and job done. Where can we find that kind of help to turn the rest of our lives right side up? Pastor Greg Laurie answers that today on A NEW BEGINNING. Good encouragement coming our way.

The Harvest Crusade is coming to Angel Stadium on July 11! Stay updated on all important event details. 

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Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years.

Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.

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America’s bread supply is controlled by just two companies—and one of them is foreign-owned.

The post An Everyday Hero Reflecting the Enduring Promise of America, Pt. 2 appeared first on Dr. James Dobson Family Institute.

God had His hand on Sarah Zagorski through every step of her life. She shares her amazing story of surviving an attempted abortion by her mother, who then ended up saving her life! You’ll hear about her journey in and out of foster care, being adopted into a Christian home, and how the Adventures in Odyssey Audio radio drama helped lead her to Christ. It’s an incredible story of redemption, with many surprising twists and turns.

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Chip explores the power of commitment and how you can harness that power to turn your life around by following some time-honored principles from the book of Nehemiah.

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