Jonathan and Kieron dive into one of the most critical, yet often underestimated, parts of development: legal and compliance risks. They note that every deal starts and ends with legals, and most project issues can be traced back to legal matters that weren't spotted early enough. This episode covers crucial areas like title issues, restrictive covenants, ransom strips, overage clauses, and the importance of thorough due diligence.

KEY TAKEAWAYS

In the high-risk, high-reward world of property development, the money is made in the margins, but it is protected in the paperwork. Every deal starts and ends with legal work, from due diligence to sales.

Thorough due diligence is crucial to spot title issues like restrictive covenants, ransom strips, rights of way, easements, and heritage building restrictions, which can severely limit or complicate a project.

Legal processes cannot be rushed; do things 'right' rather than 'right now'. Legal and regulatory delays are among the top three reasons UK development projects overrun.

Developers must understand the implications of Stamp Duty Land Tax, VAT on construction (including the 0% rate for new builds and 5% for conversions), and setting up the correct company structure (SPVs, holding companies) for optimal tax savings and legal protection.

Stay updated on the Building Safety Act, CDM regulations, and evolving sustainability requirements like EPC standards and Net Zero designs, as these significantly affect design, materials, and overall project cost and accountability.

BEST MOMENTS

"In property development, the money's made in the margins, but it's protected in the paperwork."

"Most project issues trace back to something legal that wasn't spotted early enough."

"If you get hurdles, it's looking at different routes, discussing with people who can help you come up with solutions. Think outside the box."

"A good commercial solicitor is seeing ten different other things or scenarios that we haven't even thought of... and that's ultimately what a really good commercial solicitor is meant to do."

HOST BIOS

Jonathan is a property developer and entrepreneur with a background in finance and construction. Originally from South Africa, he holds degrees in Accounting and Auditing and relocated to England in 2003. He gained financial and operational experience at firms such as RSM, Prudential, and Baker Tilly before transitioning into property. Since 2014, Jonathan has managed major commercial-to-residential conversions and new build developments, particularly across the South West. His analytical mindset and on-the-ground experience help listeners navigate the property world with confidence.

Kieron is a construction expert and entrepreneur with over 20 years of industry experience. Starting as a mason, he went on to found Shepherd Construction in 2012, delivering projects across both the public and private sectors. From extensions to luxury new builds, Kieron has earned a reputation for quality, precision, and strong leadership. As Managing Director, he’s involved in every stage—from design to delivery—offering a no-nonsense, deeply practical perspective to anyone looking to build with success.

https://www.facebook.com/jonathan.stobbs.7/

https://www.linkedin.com/in/jonathanstobbs/

https://www.facebook.com/kieron.shepherd.73

https://www.linkedin.com/in/kieron-shepherd-83b979aa/

https://www.propertydevelopersplaybook.co.uk/

Today, Jonathan and Kieron take a look at the critical topic of market risk in property development. They discuss how economic changes, interest rate fluctuations, and local market shifts can significantly impact profitability for developers. The duo emphasises the importance of proactive planning and exploring multiple exit strategies to mitigate risks.

KEY TAKEAWAYS

Market risk in property development is influenced by economic changes, interest rates, and local market shifts. Developers cannot control these factors but can plan for them to mitigate their impact on profitability.

Conducting thorough research on comparables, absorption rates, and local market conditions is crucial. Developers should avoid assumptions about demand and ensure they understand the target market before proceeding with projects.

Developers should consider multiple exit strategies, such as build-to-sell, build-to-rent, or tenant buyer options. This flexibility allows for better adaptation to changing market conditions and helps manage cash flow effectively.

It is essential to stress test financial projections, including sales values and construction costs, to prepare for worst-case scenarios. Maintaining a working capital pot can provide liquidity to navigate unexpected challenges.

Establishing and maintaining strong relationships with brokers, agents, and investors is vital. Open communication and transparency about market conditions and project status can lead to better collaboration and support during uncertain times.

BEST MOMENTS

"Market risk rewards those who plan for the worst and build for the best."

"The best developers understand you can't eliminate the risk, but you can at least plan for it."

"You need to know how to pivot, but we're going to be talking about how to plan best and a few little pointers."

"You can't control the market, but you can control your response and how you react to it."

"One of the biggest mistakes is assuming demand without checking real comparables and absorption rates."

HOST BIOS

Jonathan is a property developer and entrepreneur with a background in finance and construction. Originally from South Africa, he holds degrees in Accounting and Auditing and relocated to England in 2003. He gained financial and operational experience at firms such as RSM, Prudential, and Baker Tilly before transitioning into property. Since 2014, Jonathan has managed major commercial-to-residential conversions and new build developments, particularly across the South West. His analytical mindset and on-the-ground experience help listeners navigate the property world with confidence.

Kieron is a construction expert and entrepreneur with over 20 years of industry experience. Starting as a mason, he went on to found Shepherd Construction in 2012, delivering projects across both the public and private sectors. From extensions to luxury new builds, Kieron has earned a reputation for quality, precision, and strong leadership. As Managing Director, he’s involved in every stage—from design to delivery—offering a no-nonsense, deeply practical perspective to anyone looking to build with success.

https://www.facebook.com/jonathan.stobbs.7/

https://www.linkedin.com/in/jonathanstobbs/

https://www.facebook.com/kieron.shepherd.73

https://www.linkedin.com/in/kieron-shepherd-83b979aa/

https://www.propertydevelopersplaybook.co.uk/

Today, Jonathan and Kieron interview Rebecca Boyde, an ex-local authority planning officer turned consultant, shares her insights into the often complex and frustrating world of property development and planning. With a focus on the challenges developers face, Rebecca discusses the importance of having the right team in place, the necessity of engaging with local communities, and the pitfalls of cutting corners in the planning process.

KEY TAKEAWAYS

Having the right professionals around the table is crucial for successful planning applications. This includes not just architects but also planning consultants, ecologists, and other specialists relevant to the project.

Engaging with the local community early in the planning process can significantly impact the outcome of applications. Listening to community concerns and addressing them can help build relationships and reduce opposition.

Developers need to be educated about the planning system and its complexities. Failing to follow proper procedures can lead to costly enforcement actions and delays.

Conducting pre-application discussions with local authorities can help clarify potential issues and streamline the application process. This proactive approach can save time and resources.

New developers should be aware that property development is not an easy path to quick profits. It requires persistence, resilience, and a willingness to learn from failures, as not every application will be successful.

BEST MOMENTS

"It's about being educated about it and understanding what can happen if you don't follow it. It can be so much worse, the benefits of it massively outweigh not doing it."

"My first one is not having the right people around the table. My biggest pate is hiring an architect to do a planning consultant's job."

"If you don't do a pre-app, they won't discuss the application with you. You'll just get a refusal."

"People come into it because people think it's easy. That is not the reality. And I think people need to be educated."

GUEST LINKS

https://ctcplanning.co.uk/

www.instagram.com/ctcplanning/

https://www.linkedin.com/in/rebecca-boyde-92561626/

HOST BIOS

Jonathan is a property developer and entrepreneur with a background in finance and construction. Originally from South Africa, he holds degrees in Accounting and Auditing and relocated to England in 2003. He gained financial and operational experience at firms such as RSM, Prudential, and Baker Tilly before transitioning into property. Since 2014, Jonathan has managed major commercial-to-residential conversions and new build developments, particularly across the South West. His analytical mindset and on-the-ground experience help listeners navigate the property world with confidence.

Kieron is a construction expert and entrepreneur with over 20 years of industry experience. Starting as a mason, he went on to found Shepherd Construction in 2012, delivering projects across both the public and private sectors. From extensions to luxury new builds, Kieron has earned a reputation for quality, precision, and strong leadership. As Managing Director, he’s involved in every stage—from design to delivery—offering a no-nonsense, deeply practical perspective to anyone looking to build with success.

https://www.facebook.com/jonathan.stobbs.7/

https://www.linkedin.com/in/jonathanstobbs/

https://www.facebook.com/kieron.shepherd.73

https://www.linkedin.com/in/kieron-shepherd-83b979aa/

https://www.propertydevelopersplaybook.co.uk/

In this episode, Jonathan and Kieron take a look at one of the most challenging aspects of property development: planning permission and the associated regulations. They discuss the frustrations developers face when navigating the complexities of planning applications, including the impact of local authorities, ecological considerations, and the often lengthy approval processes.

KEY TAKEAWAYS

Navigating the planning process is one of the toughest aspects of property development due to its unpredictability and the various hurdles developers face, such as local regulations and community opposition.

Conducting thorough due diligence before purchasing land is crucial. This includes understanding local plans, policy contexts, and planning history, as well as consulting with planning professionals.

Having the right team in place, including planning consultants and architects, is essential. They should be knowledgeable and proactive in finding solutions rather than presenting obstacles.

Development is often a delayed gratification process. Developers need to be patient and resilient, as planning applications can take months or even years to be approved.

Engaging with local communities early in the planning process can help mitigate opposition and improve project outcomes. Public consultations and transparency about contributions to the community can foster goodwill.

BEST MOMENTS

"You must hold planning title, i.e. planning permission to do any kind of development on it."

"It's just taken way out, it's just too far, it's just crazy."

"You need to figure a different way out, all because of bats."

"You want someone who's coming up with solutions, not brick walls."

"Planning is one of the toughest parts of development because it's unpredictable."

HOST BIOS

Jonathan is a property developer and entrepreneur with a background in finance and construction. Originally from South Africa, he holds degrees in Accounting and Auditing and relocated to England in 2003. He gained financial and operational experience at firms such as RSM, Prudential, and Baker Tilly before transitioning into property. Since 2014, Jonathan has managed major commercial-to-residential conversions and new build developments, particularly across the South West. His analytical mindset and on-the-ground experience help listeners navigate the property world with confidence.

Kieron is a construction expert and entrepreneur with over 20 years of industry experience. Starting as a mason, he went on to found Shepherd Construction in 2012, delivering projects across both the public and private sectors. From extensions to luxury new builds, Kieron has earned a reputation for quality, precision, and strong leadership. As Managing Director, he’s involved in every stage—from design to delivery—offering a no-nonsense, deeply practical perspective to anyone looking to build with success.

https://www.facebook.com/jonathan.stobbs.7/

https://www.linkedin.com/in/jonathanstobbs/

https://www.facebook.com/kieron.shepherd.73

https://www.linkedin.com/in/kieron-shepherd-83b979aa/

https://www.propertydevelopersplaybook.co.uk/

In this episode, Kieron and Jonathan delve into one of the most challenging aspects of property development: build costs and construction risks. They discuss the impact of rising material prices, labour shortages, and the importance of effective communication between developers and contractors. The duo share their real-world experiences regarding the need for detailed planning, collaboration with trusted teams, and the significance of managing construction risks to ensure project success.

KEY TAKEAWAYS

Accurate estimation of build costs is crucial for property development. It's essential to consider local market conditions, material prices, and labour costs, which can fluctuate significantly.

Maintaining open lines of communication with contractors and team members is vital. Discussing potential issues early can prevent misunderstandings and costly delays later in the project.

Investing time and resources in detailed planning and design can minimise changes during construction. A comprehensive construction package of drawings helps avoid unexpected costs and delays.

While it's impossible to eliminate all construction risks, developers can manage and mitigate them through careful planning, fixed-price contracts, and regular cost reviews with contractors and quantity surveyors.

Establishing strong relationships with contractors and suppliers is key to successful property development. Trust and collaboration can lead to better outcomes and help navigate challenges that arise during the construction process.

BEST MOMENTS

"You make your money when you buy the site. But you keep it when you control your build."

"Construction is high risk and it's high risk anyway because the margins are tight for contractors."

"If you haven't got your prices secured or orders in before COVID, you were caught short."

"The worst thing a developer could have is where their contractor goes, thanks, but no thanks."

"Spend the money with the architect in planning that construction package of drawings."

HOST BIOS

Jonathan is a property developer and entrepreneur with a background in finance and construction. Originally from South Africa, he holds degrees in Accounting and Auditing and relocated to England in 2003. He gained financial and operational experience at firms such as RSM, Prudential, and Baker Tilly before transitioning into property. Since 2014, Jonathan has managed major commercial-to-residential conversions and new build developments, particularly across the South West. His analytical mindset and on-the-ground experience help listeners navigate the property world with confidence.

Kieron is a construction expert and entrepreneur with over 20 years of industry experience. Starting as a mason, he went on to found Shepherd Construction in 2012, delivering projects across both the public and private sectors. From extensions to luxury new builds, Kieron has earned a reputation for quality, precision, and strong leadership. As Managing Director, he’s involved in every stage—from design to delivery—offering a no-nonsense, deeply practical perspective to anyone looking to build with success.

https://www.facebook.com/jonathan.stobbs.7/

https://www.linkedin.com/in/jonathanstobbs/

https://www.facebook.com/kieron.shepherd.73

https://www.linkedin.com/in/kieron-shepherd-83b979aa/

https://www.propertydevelopersplaybook.co.uk/

Jonathan and Kieron take a look at the intricate relationship between archaeology, heritage, and property development. Following their previous discussions on the challenges faced by developers, they explore the importance of preserving historical sites while still delivering modern housing solutions. The conversation highlights real-life experiences, such as dealing with ransom strips and navigating the complexities of listed buildings and conservation areas.

KEY TAKEAWAYS

Developers should be aware of ransom strips—small pieces of land that may be necessary for access or development. Early communication with landowners is crucial to negotiate terms and avoid unexpected complications.

When developing properties, especially in areas with historical significance, it's essential to balance preserving heritage with modern development needs. Engaging with heritage consultants can help navigate these complexities.

Conduct thorough research on potential development sites, including checking for archaeological sensitivity and historical significance. Utilising local council interactive maps can provide valuable insights into the site's history.

Renovating or developing listed buildings often incurs higher costs due to the need for specialised materials and techniques. Developers should factor in these additional expenses when budgeting for projects.

Developers should consider holding community meetings to inform local residents about their plans, especially when working on heritage sites. This can help build trust and mitigate potential opposition to the development.

BEST MOMENTS

"Every developer dreads the words, archaeological survey required. It's a dread. But it comes with others as well. There's geology and there's others that need investigation."

"We need to highlight that strongly. Great Britain is great for a reason. We've got these temporal layers of beautiful architecture."

"It's a fine balance when you're analysing a deal and land value. If you're looking to take on that risk, double it and add some."

"If it's handled badly, that can damage your reputation as a developer. So to manage risk, definitely do your homework at the very beginning stage."

"There are properties out there that people listed for some reason, they just didn't need to be and they shouldn't have been."

HOST BIOS

Jonathan is a property developer and entrepreneur with a background in finance and construction. Originally from South Africa, he holds degrees in Accounting and Auditing and relocated to England in 2003. He gained financial and operational experience at firms such as RSM, Prudential, and Baker Tilly before transitioning into property. Since 2014, Jonathan has managed major commercial-to-residential conversions and new build developments, particularly across the South West. His analytical mindset and on-the-ground experience help listeners navigate the property world with confidence.

Kieron is a construction expert and entrepreneur with over 20 years of industry experience. Starting as a mason, he went on to found Shepherd Construction in 2012, delivering projects across both the public and private sectors. From extensions to luxury new builds, Kieron has earned a reputation for quality, precision, and strong leadership. As Managing Director, he’s involved in every stage—from design to delivery—offering a no-nonsense, deeply practical perspective to anyone looking to build with success.

https://www.facebook.com/jonathan.stobbs.7/

https://www.linkedin.com/in/jonathanstobbs/

https://www.facebook.com/kieron.shepherd.73

https://www.linkedin.com/in/kieron-shepherd-83b979aa/

https://www.propertydevelopersplaybook.co.uk/

Today, Jonathan and Kieron take a look at one of the most critical challenges in property development: securing the right finance and funding. They share real-life experiences, including Kieron's recent encounter with unexpected construction on his commercial site, highlighting the importance of proper planning and communication. They cover the complexities of financing, including the pitfalls of hidden fees, the significance of building strong relationships with brokers and investors, and the necessity of having a diverse funding strategy.

KEY TAKEAWAYS

It's crucial to start discussions with brokers and lenders early in the development process. This allows for better planning and understanding of financing options, rather than scrambling for funds when a deal arises.

Developers should be aware of hidden fees associated with financing, such as arrangement fees, exit fees, and interest on undrawn funds. These can significantly impact the overall cost of financing and should be factored into budgeting.

Establishing strong relationships with investors and lenders is essential. Networking and maintaining communication can lead to better opportunities and support when seeking funding for future projects.

Relying on a single source of finance can be risky. Developers should explore multiple funding options, including bridging loans, development finance, and equity partners, to ensure they have backup plans in case one source falls through.

When selecting valuers and monitoring surveyors, opting for local professionals can lead to more accurate valuations and lower costs. Local experts are more familiar with the market and can provide insights that national firms may overlook.

BEST MOMENTS

"Finance is always one of the most common hurdles that developers face. Even the best sites with the strongest GDVs don't always work unless you've got the right funding in place."

"It's just slapdash. It's really crap. We wouldn't get away with it in construction under HSE, but when you're a big phone company, they just bulldoze through."

"You need to be doing both all at the same time. Send it to a broker, get their thoughts on it and see what kind of indicative terms you can get on day one."

"You need to have like a pot of cash that you can work through to get to the results of getting the finance, the decision in principle."

HOST BIOS

Jonathan is a property developer and entrepreneur with a background in finance and construction. Originally from South Africa, he holds degrees in Accounting and Auditing and relocated to England in 2003. He gained financial and operational experience at firms such as RSM, Prudential, and Baker Tilly before transitioning into property. Since 2014, Jonathan has managed major commercial-to-residential conversions and new build developments, particularly across the South West. His analytical mindset and on-the-ground experience help listeners navigate the property world with confidence.

Kieron is a construction expert and entrepreneur with over 20 years of industry experience. Starting as a mason, he went on to found Shepherd Construction in 2012, delivering projects across both the public and private sectors. From extensions to luxury new builds, Kieron has earned a reputation for quality, precision, and strong leadership. As Managing Director, he’s involved in every stage—from design to delivery—offering a no-nonsense, deeply practical perspective to anyone looking to build with success.

https://www.facebook.com/jonathan.stobbs.7/

https://www.linkedin.com/in/jonathanstobbs/

https://www.facebook.com/kieron.shepherd.73

https://www.linkedin.com/in/kieron-shepherd-83b979aa/

https://www.propertydevelopersplaybook.co.uk/

In this episode, Jonathan and Kieron kick off a new mini-series on the top 10 challenges in property development. They discuss the most critical step in any development project: finding a viable site. Jonathan and Kieron share their personal experiences, including a recent success with a commercial-to-residential conversion, and emphasise the importance of due diligence, networking, and creativity in the search for a new project.

www.propertydevelopersplaybook.co.uk

KEY TAKEAWAYS

This episode introduces a new mini-series focusing on the biggest pain points for property developers, starting with finding the right site.

Jonathan and Kieron discuss the pros and cons of finding sites through traditional on-market channels like Rightmove versus off-market methods like direct-to-vendor marketing.

The importance of building relationships with people beyond commercial agents, including accountants, planning consultants, and architects, is highlighted.

Jonathan and Kieron discuss the value of looking at a site with a different perspective, giving the example of a concrete car park that was re-imagined as residential flats.

BEST MOMENTS

"No deal, no development, basically."

"That's the agent's dream, isn't it? They get a site, they send it out to a few of their preferred clients, and someone comes back with an offer, and they can go back to the client and say we've already got you offers and it hasn't even gone to market."

"You always hear these stories about people who get their valuations back and they've been down-valued, and clearly they've been too optimistic in their expectations."

"Don't think you're bugging [the agents] until they tell you you're bugging them."

HOST BIOS

Jonathan is a property developer and entrepreneur with a background in finance and construction. Originally from South Africa, he holds degrees in Accounting and Auditing and relocated to England in 2003. He gained financial and operational experience at firms such as RSM, Prudential, and Baker Tilly before transitioning into property. Since 2014, Jonathan has managed major commercial-to-residential conversions and new build developments, particularly across the South West. His analytical mindset and on-the-ground experience help listeners navigate the property world with confidence.

Kieron is a construction expert and entrepreneur with over 20 years of industry experience. Starting as a mason, he went on to found Shepherd Construction in 2012, delivering projects across both the public and private sectors. From extensions to luxury new builds, Kieron has earned a reputation for quality, precision, and strong leadership. As Managing Director, he’s involved in every stage—from design to delivery—offering a no-nonsense, deeply practical perspective to anyone looking to build with success.

https://www.facebook.com/jonathan.stobbs.7/

https://www.linkedin.com/in/jonathanstobbs/

https://www.facebook.com/kieron.shepherd.73

https://www.linkedin.com/in/kieron-shepherd-83b979aa/

Property Developers Playbook is your go-to podcast to the world of property development and investment. Hosted by Jonathan Stobbs and Kieron Shepherd, who both have experience as developers and as main contractors, this podcast dives into the strategies, challenges, and rewards of real estate development. 

Whether you're a contractor looking to transition into development or an investor looking to scale, each episode provides actionable insights, dos and don’ts, and first-hand experiences from those on the ground. Join us as we interview top developers, tackle common pitfalls, explore innovative solutions, and discuss the mindset required to thrive in property development.

Property Developer’s Playbook is more than just advice; it’s a blueprint for unlocking your potential in property development. Tune in to start building your knowledge, confidence, and your success.

ABOUT THE HOSTS

Jonathan is a property developer and entrepreneur with a background in finance and construction. Originally from South Africa, he holds degrees in Accounting and Auditing and relocated to England in 2003. He gained financial and operational experience at firms such as RSM, Prudential, and Baker Tilly before transitioning into property. Since 2014, Jonathan has managed major commercial-to-residential conversions and new build developments, particularly across the South West. His analytical mindset and on-the-ground experience help listeners navigate the property world with confidence.

Kieron is a construction expert and entrepreneur with over 20 years of industry experience. Starting as a mason, he went on to found Shepherd Construction in 2012, delivering projects across both the public and private sectors. From extensions to luxury new builds, Kieron has earned a reputation for quality, precision, and strong leadership. As Managing Director, he’s involved in every stage—from design to delivery—offering a no-nonsense, deeply practical perspective to anyone looking to build with success.

https://www.facebook.com/jonathan.stobbs.7/

https://www.linkedin.com/in/jonathanstobbs/

https://www.facebook.com/kieron.shepherd.73

https://www.linkedin.com/in/kieron-shepherd-83b979aa/

https://www.propertydevelopersplaybook.co.uk/

In this episode, Jonathan and Kieron look at the transition from flipping properties to engaging in larger-scale developments. They discuss the potential for greater profits, smarter tax strategies, and the overall benefits of development compared to traditional methods like flipping and BRRR (Buy, Refurbish, Rent, Refinance). The duo shares insights from their recent projects, including design reviews and site visits, while emphasising the importance of building a strong team and understanding the development process.

KEY TAKEAWAYS

While flips and BRRR are effective strategies for generating income and building portfolios, development offers greater profit potential, smarter tax advantages, and the ability to create an instant portfolio through multiple units.

Development projects can benefit from lower VAT rates (0% for new builds and 5% for conversions) and preferential stamp duty rates for commercial properties, which can significantly enhance profit margins compared to residential flips and BRRR strategies.

Engaging in development allows for economies of scale, where fixed costs such as professional fees and construction expenses can be spread across multiple units, reducing overall risk and increasing profitability.

Success in property development relies heavily on assembling a competent team, including architects, planning consultants, and contractors. Building relationships with these professionals early in the process can facilitate smoother project execution.

Continuous learning and seeking mentorship are crucial for navigating the complexities of property development. Engaging with experienced developers and participating in supportive communities can help avoid costly mistakes and accelerate growth in the field.

BEST MOMENTS

"Development often provides a bigger opportunity, stronger returns, smarter tax advantages. But ultimately, people do flips to make money; development allows you to do that from the very outset and build communities."

"One of the misconceptions is the higher barriers to entry. Some developments can cost the same as residential houses, but you can create an instant portfolio."

"The more units you can have, you can spread your fixed costs across all that, your QS architects, your professional fees."

"Development isn't necessarily easier, but it can be far more rewarding in the long term, creating that instant portfolio."

HOST BIOS

Jonathan is a property developer and entrepreneur with a background in finance and construction. Originally from South Africa, he holds degrees in Accounting and Auditing and relocated to England in 2003. He gained financial and operational experience at firms such as RSM, Prudential, and Baker Tilly before transitioning into property. Since 2014, Jonathan has managed major commercial-to-residential conversions and new build developments, particularly across the South West. His analytical mindset and on-the-ground experience help listeners navigate the property world with confidence.

Kieron is a construction expert and entrepreneur with over 20 years of industry experience. Starting as a mason, he went on to found Shepherd Construction in 2012, delivering projects across both the public and private sectors. From extensions to luxury new builds, Kieron has earned a reputation for quality, precision, and strong leadership. As Managing Director, he’s involved in every stage—from design to delivery—offering a no-nonsense, deeply practical perspective to anyone looking to build with success.

https://www.facebook.com/jonathan.stobbs.7/

https://www.linkedin.com/in/jonathanstobbs/

https://www.facebook.com/kieron.shepherd.73

https://www.linkedin.com/in/kieron-shepherd-83b979aa/

https://www.propertydevelopersplaybook.co.uk/