Jarrad Brown shares his journey from Perth to becoming a financial planner in Singapore, focusing on the expat experience, the complexities of business and tax considerations for Australians living abroad, and the appeal of Australia as a destination for skilled migrants.

He discusses the challenges of wealth accumulation in Australia, the intricacies of investing in property as an expat, and the importance of leveraging opportunities in the financial landscape. The conversation also touches on migration trends and the dynamics of the skilled workforce in Australia.

In this conversation, Sam Powell and Jarrad Brown discuss various economic factors affecting the Australian market, including currency trends, interest rates, and the implications for Australian expats. They explore the relationship between interest rates and market activity, the growing wealth disparity, and the potential impact of economic policies on investment opportunities. The discussion emphasizes the importance of understanding macroeconomic trends and the challenges faced by different demographics in the current financial landscape.

CHAPTERS

00:00 Introduction to Jarrad Brown's Journey

02:54 Understanding the Expat Landscape

06:06 Navigating Business and Tax Considerations for Expats

08:49 Australia's Appeal in a Global Context

11:55 Challenges of Wealth Accumulation in Australia

15:02 Investing in Australian Property as an Expat

18:04 Leveraging Opportunities for Expats

21:09 Migration Trends and Australia's Attractiveness

24:09 Skilled Migration and Workforce Dynamics

27:07 Interest Rates and Market Activity

34:14 Wealth Disparity and Economic Confidence

39:22 Impact of Interest Rate Cuts on Expat Investments

46:55 Future Economic Outlook and Investment Opportunities

EPISODE HIGHLIGHTS

• Jarrad Brown moved to Singapore for career opportunities.
• The expat lifestyle often involves planning to stay abroad for a few years.
• Tax considerations are crucial for expats when setting up businesses.
• Australia's high tax rates can complicate wealth accumulation.
• Investing in Australian property remains attractive despite tax challenges.
• Expats can leverage their overseas income for property investments.
• Migration trends show Australia as a desirable destination for skilled workers.
• The Australian dollar's value impacts foreign investment attractiveness.
• Understanding local regulations is key for expats in business.
• Networking with financial advisors is essential for expats.  The Australian dollar is currently on a downward trend against the US dollar.
• Interest rates are expected to trend down, providing opportunities for expats.
• The wealth gap is widening, with the middle class facing challenges.
• Interest rate cuts may not directly translate to increased borrowing capacity for expats.
• Market activity is influenced by both interest rates and economic confidence.
• The Australian banking system is tightly regulated, reducing the risk of a market crash.
• Investors should be cautious but optimistic about future opportunities.
• Understanding macroeconomic trends is crucial for long-term investment strategies.
• The demand for Australian property remains strong among expats despite global market fluctuations.
• Diversification in investments is essential for financial security.
  
  

ABOUT THE HOSTS

Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.

ABOUT THE GUEST

Jarrad Brown is an Australia Expat Financial Planner who helps Australian expats invest in the Australian property market and other asset classes to build wealth based on current market economics and trends.

https://www.gfcadvice.com/

https://www.youtube.com/c/JarradBrownAustralianExpatFinance

RESOURCE LINKS:
➥ Property Pals Website - https://www.propertypals.au/
➥ Property Pals Website - https://www.propertypals.au/coaching
➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources 


Disclaimer:
Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

See omnystudio.com/listener for privacy information.

In this episode, Jaryd Krause shares his journey in commercial property investment, detailing the challenges and successes he faced along the way. The conversation covers the due diligence process, negotiation tactics, and the emotional aspects of investing.

Jaryd discusses his experiences with loan-to-value ratios and the importance of understanding different types of commercial properties. The episode concludes with insights on future growth strategies and the lessons learned throughout the investment journey.

 

EPISODE HIGHLIGHTS

• Due diligence is crucial in the property buying process.
  
  
• Negotiation tactics can significantly impact deal outcomes.
  
  
• Understanding loan-to-value ratios is essential for financing.
  
  
• Emotional intelligence plays a key role in investing decisions.
  
  
• Learning from each investment experience is vital for growth.
  
  
• Different types of commercial properties offer varying yields.
  
  
• Investing can become routine, but it's important to stay engaged.
  
  

CHAPTERS

00:00 Jaryd's Commercial Property Journey

03:10 Navigating the Due Diligence Process

10:09 Negotiation Tactics in Commercial Real Estate

14:23 Understanding Loan-to-Value Ratios

18:27 The Emotional Side of Investing

22:15 Lessons Learned from the Journey

27:37 Exploring Different Types of Commercial Properties

34:02 Future Plans and Growth Strategies

ABOUT THE HOSTS

Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


RESOURCE LINKS:
➥ Property Pals Website - https://www.propertypals.au/
➥ Property Pals Website - https://www.propertypals.au/coaching
➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources 


Disclaimer:
Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

See omnystudio.com/listener for privacy information.

In this conversation, Mat Djolic and Jaryd Krause delve into the intricacies of property investment, emphasizing the importance of data analysis, understanding supply and demand dynamics, and the role of buyer's agents.

They discuss the concept of hotspots versus warm spots, the significance of education in making informed investment decisions, and the ethical considerations in the property market. The conversation concludes with insights into the future of buyer's agents and the increasing need for professionalism in the industry.

 

EPISODE HIGHLIGHTS

• Hotspots can provide quick gains, but they come with risks.
  
  
• Investors should focus on long-term strategies rather than short-term trends.
  
  
• Education plays a crucial role in successful property investment.
  
  
• Ethical investing is vital for long-term success in the property market.
  
  
• Understanding supply and demand dynamics is key to identifying growth areas.
  
  
• Buyer's agents will continue to play a significant role in the investment process.
  
  
• Investors need to be proactive and do their own research.
  
  
• The property market is constantly evolving, requiring adaptability from investors.
  
  
• Professionalism and competence will differentiate successful buyer's agents in the future.
  
  

ABOUT THE HOSTS

Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.

ABOUT THE GUEST
Matt Djolic who is the Co-founder and director at HTAG analytics which is one of Australia's leading property data businesses. 

https://www.htag.com.au/partner/7B10TUX/

10% Off Discount Code for HTGA = PROPERTY_PAL_10


RESOURCE LINKS:
➥ Property Pals Website - https://www.propertypals.au/
➥ Property Pals Website - https://www.propertypals.au/coaching
➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources 


Disclaimer:
Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

See omnystudio.com/listener for privacy information.

In this conversation, Mat Djolic discusses the evolution of HTAG Analytics, a data-driven platform for property investment. He emphasizes the importance of understanding key metrics, market trends, and the impact of affordability on investment decisions.

The discussion also covers the shift in property investment strategies, highlighting the need for education and the psychological changes influencing investor behavior. Mat shares insights on navigating market cycles and the significance of compounding growth in property investments.

In this conversation, Mat Djolic and Jaryd Krause delve into the intricacies of property investment, emphasizing the importance of data analysis, understanding supply and demand dynamics, and the role of buyer's agents.

They discuss the concept of hotspots versus warm spots, the significance of education in making informed investment decisions, and the ethical considerations in the property market. The conversation concludes with insights into the future of buyer's agents and the increasing need for professionalism in the industry.

EPISODE HIGHLIGHTS

• HTAG Analytics started as a data platform and evolved into a comprehensive investment tool.
• Understanding key metrics is crucial for making informed investment decisions.
• Trends in property markets are essential for predicting future growth.
• Short-term and long-term strategies should be tailored to individual investment goals.
• Affordability is a significant factor affecting property investment opportunities.
• Investors need to be aware of market cycles and hotspots for better returns.
• Education and understanding of data are vital for successful property investing.
• The psychological aspect of investing is changing, with a focus on quick wins.
• Investors should not rely solely on others' recommendations but conduct their own analysis.
• Compounding growth is a critical concept in property investment. Data confidence is essential for making informed investment decisions.

ABOUT THE HOSTS

Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.

ABOUT THE GUEST

Matt Djolic who is the Co-founder and director at HTAG analytics which is one of Australia's leading property data businesses. 

https://www.htag.com.au/partner/7B10TUX/

10% Off Discount Code for HTGA = PROPERTY_PAL_10

RESOURCE LINKS:
➥ Property Pals Website - https://www.propertypals.au/
➥ Property Pals Website - https://www.propertypals.au/coaching
➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources 


Disclaimer:
Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

See omnystudio.com/listener for privacy information.

Jaryd Krause and Sam Powell delve into the importance of location research in property investment. They discuss how understanding market cycles, supply and demand dynamics, and infrastructure development can significantly impact investment decisions.

The conversation emphasizes the role of data analytics in simplifying the research process and highlights the changing landscape of property investment due to digital transformation.

Key takeaways include the necessity of evaluating growth potential, understanding opportunity costs, and recognizing future trends in the property market.

EPISODE HIGHLIGHTS

• Market cycles can help investors time their purchases effectively.
  
  
• Supply and demand dynamics are critical for capital growth.
  
  
• Infrastructure development can enhance local economies and property values.
  
  
• Data analytics simplifies the process of location research.
  
  
• Investors should be aware of opportunity costs in their decisions.
  
  
• Digital transformation is reshaping the property investment landscape
  
  

CHAPTERS

00:00 Introduction to Location Research in Property Investment

03:10 Understanding Market Cycles and Timing

05:52 Supply and Demand Dynamics

09:13 Infrastructure Development and Economic Activity

11:55 Analyzing Growth Potential and Investment Strategies

14:54 The Impact of Digital Transformation on Property Investment

17:51 Evaluating Property Performance and Opportunity Costs

21:01 Future Trends in the Property Market

23:54 Conclusion and Key Takeaways

ABOUT THE HOSTS

Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


RESOURCE LINKS:

➥ Htag -  https://www.htag.com.au/partner/7B10TUX/

10% Off Discount Code for HTGA = PROPERTY_PAL_10

➥ Property Pals Website - https://www.propertypals.au/
➥ Property Pals Website - https://www.propertypals.au/coaching
➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources 


Disclaimer:
Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

See omnystudio.com/listener for privacy information.

Jaryd Krause and Sam Powell delve into the complexities of property investment, discussing the emotional challenges, the importance of education, and the necessity of understanding market cycles.

They emphasize the need for transparency in the property buying process and the significance of location research. The discussion also highlights the emotional rollercoaster that comes with property transactions and the importance of having a level head when making decisions.

Ultimately, they encourage listeners to educate themselves and be proactive in their investment strategies to secure a better financial future.

EPISODE HIGHLIGHTS

• Property investment is fraught with emotional challenges.
  
  
• Transparency is crucial in the property buying process.
  
  
• Understanding market cycles can lead to better investment decisions.
  
  
• The emotional rollercoaster of transactions can be managed with a level head.
  
  
• Investing in property requires understanding supply and demand dynamics.
  
  
• Negative growth periods are part of the investment landscape.
  
  
• Proactive strategies are essential for securing a better financial future

CHAPTERS

00:00 Introduction and Overview

03:21 Lessons from the First Deal: Retail Shop in Sunshine Coast

08:21 Pros and Cons of the First Deal

11:04 Lessons from the Second Deal: Warehouse in North Brisbane

18:05 Pros and Cons of the Second Deal

25:09 Considering Cash Flow and Risk Tolerance

29:01 Using Borrowing Capacity and Making Conservative Projections

32:06 The Current Economic Climate and Interest Rates

34:12 Conclusion

ABOUT THE HOSTS

Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


RESOURCE LINKS:
➥ Property Pals Website - https://www.propertypals.au/
➥ Property Pals Website - https://www.propertypals.au/coaching
➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources 


Disclaimer:
Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

See omnystudio.com/listener for privacy information.

In this episode of Property Pals, Jaryd Krause and Sam Powell discuss common myths and misconceptions about property investing.

They cover topics such as the need for a lot of money to start investing, the difference between good and bad debt, the idea that renting is dead money, the myth of only investing within a 10-kilometre radius of a CBD, and the misconception that flipping properties is easy money.

They provide insights and debunk these myths, emphasising the importance of individual circumstances and proper research.

Lastly, they debunk the myth that one is too old to start investing, emphasising that age should not be a barrier and that there are options available for all stages of life.

EPISODE HIGHLIGHTS

• You don't need a lot of money to start investing in property; even a small deposit can get you started.
  
  
• There is good debt and bad debt; leveraging debt for investment purposes can be beneficial.
  
  
• Renting is not necessarily dead money; it can be a strategic financial decision depending on individual circumstances.
  
  
• Investing outside a 10-kilometre radius of a CBD can still be profitable, especially with the flexibility of remote work.
  
  
• Flipping properties is not easy money; it requires careful planning, market knowledge, and understanding of the risks involved.
  
  
• Cash flow is important, but it's not the sole determinant of a successful investment; consider long-term goals and potential for capital growth.
  
  
• New and off-the-plan properties may not always make good investments; older properties in established locations can offer better land value and growth potential.
  
  
• Interest rates should be considered, but other factors such as loan structure and flexibility are also important.
  
  
• Age should not be a barrier to starting property investment; there are options available for all stages of life.

 

CHAPTERS

00:00 Introduction and Overview

03:21 Lessons from the First Deal: Retail Shop in Sunshine Coast

08:21 Pros and Cons of the First Deal

11:04 Lessons from the Second Deal: Warehouse in North Brisbane

18:05 Pros and Cons of the Second Deal

25:09 Considering Cash Flow and Risk Tolerance

29:01 Using Borrowing Capacity and Making Conservative Projections

32:06 The Current Economic Climate and Interest Rates

34:12 Conclusion

 

ABOUT THE HOSTS

Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


RESOURCE LINKS:
➥ Property Pals Website - https://www.propertypals.au/
➥ Property Pals Website - https://www.propertypals.au/coaching
➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources 


Disclaimer:
Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

See omnystudio.com/listener for privacy information.

Jaryd Krause and Sam Powell delve into the complexities of the buyer's agent industry, discussing the challenges faced by rookie agents, the importance of experience, and the dynamics of the property market.

They emphasize the need for thorough market analysis, understanding growth strategies, and the critical questions potential clients should ask when selecting a buyer's agent.

The discussion also highlights the risks of inflated markets and the significance of making informed investment decisions.

EPISODE HIGHLIGHTS

• There's a mix of quality in the buyer's agent industry.
  
  
• Experience is crucial for effective property investment.
  
  
• Market dynamics can lead to inflated property prices.
  
  
• Understanding data analysis is key for buyer's agents.
  
  
• Clients should ask about the agent's past results.
  
  
• The importance of negotiation skills in property deals.
  
  
• Hotspots can change quickly; stay informed.
  
  
• Building relationships with sales agents is vital.
  
  
• Education and knowledge lead to better investment decisions.
  
  
• Choosing the right buyer's agent can save money and time.

CHAPTERS

00:00 Introduction and Industry Critique

03:01 Navigating the Buyer’s Agent Landscape

05:47 Understanding Market Dynamics and Hotspots

08:54 The Importance of Experience in Buyer’s Agents

11:46 Analyzing Market Value and Growth Strategies

15:03 Key Questions for Choosing a Buyer’s Agent

18:06 Final Thoughts and Listener Engagement

 

ABOUT THE HOSTS

Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


RESOURCE LINKS:
➥ Property Pals Website - https://www.propertypals.au/
➥ Property Pals Website - https://www.propertypals.au/coaching
➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources 


Disclaimer:
Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

See omnystudio.com/listener for privacy information.

In this episode of Property Pals, Jaryd Krause and Sam Powell discuss common myths and misconceptions about property investing.

They cover topics such as the need for a lot of money to start investing, the difference between good and bad debt, the idea that renting is dead money, the myth of only investing within a 10-kilometer radius of a CBD, and the misconception that flipping properties is easy money.

They provide insights and debunk these myths, emphasizing the importance of individual circumstances and proper research.

Lastly, they debunk the myth that one is too old to start investing, emphasizing that age should not be a barrier and that there are options available for all stages of life.

EPISODE HIGHLIGHTS

• You don't need a lot of money to start investing in property; even a small deposit can get you started.
  
  
• There is good debt and bad debt; leveraging debt for investment purposes can be beneficial.
  
  
• Renting is not necessarily dead money; it can be a strategic financial decision depending on individual circumstances.
  
  
• Investing outside a 10-kilometer radius of a CBD can still be profitable, especially with the flexibility of remote work.
  
  
• Flipping properties is not easy money; it requires careful planning, market knowledge, and understanding of the risks involved.
  
  
• Cash flow is important, but it's not the sole determinant of a successful investment; consider long-term goals and potential for capital growth.
  
  
• New and off-the-plan properties may not always make good investments; older properties in established locations can offer better land value and growth potential.
  
  
• Interest rates should be considered, but other factors such as loan structure and flexibility are also important.
  
  
• Age should not be a barrier to starting property investment; there are options available for all stages of life.

 

ABOUT THE HOSTS

Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


RESOURCE LINKS:
➥ Property Pals Website - https://www.propertypals.au/
➥ Property Pals Website - https://www.propertypals.au/coaching
➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources 


Disclaimer:
Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

See omnystudio.com/listener for privacy information.

Should you prioritize buying a principal residence or investing in rental property first?

We discuss three scenarios for property investment: buying a home first, rent investing, and a combination of both. The first scenario involves buying a home at the highest purchase price that can be afforded, resulting in a negative cash flow throughout the 25-year period.

The second scenario is rent investing, where the focus is on maximizing cash flow and investing in multiple properties.

The third scenario combines buying a lower-priced owner-occupied property and investing in additional properties. The conversation emphasizes the importance of considering long-term plans, lifestyle flexibility, and the emotional and financial implications of each strategy.

Each have different financial parameters and goals. Sam & Jaryd emphasize the importance of considering personal goals, happiness, and health when making financial decisions. The conversation also touches on societal conditioning and the misconception that more money automatically leads to a better life.

Sam Powell also provides insights into the numbers behind each scenario and the factors to consider when choosing between buying a home or investing in rental properties.

 

EPISODE HIGHLIGHTS

• Consider your personal goals and values when making financial decisions.
  
  
• Money can make life easier, but it's important to prioritize health and relationships.
  
  
• There is no one-size-fits-all answer to whether to buy a principal residence or invest in rental properties.
  
  
• Evaluate the numbers and factors involved in each scenario to make an educated decision.
  
  
• Challenge societal conditioning and question the traditional path to financial success

 

ABOUT THE HOSTS

Sam Powell is a certified property investment advisor and registered property valuer with an illustrious career helping people save and make millions of dollars through property investing.

Jaryd Krause considers himself a student of property, owning his own portfolio of property and online businesses he shares his failures and successes through his property journey.

The Property Pals is strictly just a podcast on how to help you earn passive income through property investing to live a better lifestyle. We have no products or services to sell you, if you ever want help we can refer you to the different people we use for our own personal property portfolios.


RESOURCE LINKS:
➥ Property Pals Website - https://www.propertypals.au/
➥ Property Pals Website - https://www.propertypals.au/coaching
➥ How To Maximise Your Borrowing Capacity Mini Course - https://www.propertypals.au/resources 


Disclaimer:
Any information shared by Sam, Jaryd & The Property Pals team is strictly general and should not be taken as constituting professional advice. You should consider seeking independent legal, financial and taxation advice from a qualified professional.

See omnystudio.com/listener for privacy information.