Protect & Grow

Tune in to learn about Tim Stearns, CFP® new book "Solving The Retirement Riddle". To get your copy contact Tim Stearns, CFP® at (800) 640-2256 and visit the website at https://www.tjstearns.com/.

Tune in to learn about Tim Stearns, CFP® new book "Solving The Retirement Riddle". To get your copy contact Tim Stearns, CFP® at (800) 640-2256 and visit the website at https://www.tjstearns.com/.

In this edition of "Protect and Grow: Chicagoland Retirement" Tim Stearns, CFP® discusses "7 Financial Myths" that your retirement future may depend on. How reliable these assumptions are may determine the reliability of your retirement confidence and quality of life. "The Market Always Goes Up", "Taxes Will Go Down", "The Market Generates A Consistent Rate of Return": Is your financial future based on these widely held assumptions? How reliable are these beliefs? Are you betting your retirement on misconceptions or myths? Tim Stearns, CFP® examines and explains in this edition of Protect and Grow. We hope you enjoy. Contact Tim Stearns at (800) 640-2256 and visit the website at https://www.tjstearns.com/.

We will discuss the news of the pending #SocialSecurityCuts and funding shortfall, the timing of claiming and collecting your benefits, #SocialSecurityTaxes, #SocialSecurityPenalties, survivorship benefits, making good decisions to optimize your benefits, how to include #SocialSecurity as an effective part of your retirement plan, and concerns about the solvency of the Social Security system and potential options for solutions. For information on how to #Protect&Grow contact @Tim Stearns, CFP® at (800) 640-2256 and visit https://www.tjstearns.com/.

While in your day-to-day pre-retirement life you may have a vacation here and there, a house payment, and maybe even some debt you take on, whether it is school, car, credit card, or a mortgage. One thing that may put your mind at ease is income and the paycheck that you work 40+ hours a week for continuing to provide financial and lifestyle security. What if that check went away? What if for the rest of your life, you wouldn't earn that check ever again? How would you continue to live a lifestyle you enjoy? This is why #YourGamePlanForRetirement is important, it is what's going to help you move your offense, secure your defense, and design your playbook. For information about Your Game Plan For Retirement contact Tim Stearns, CFP® at (800) 640-2256 and visit https://www.tjstearns.com/.

#FinancialFreedom is a big question for those still working and punching the time clock. There are many considerations that come into play to truly #RetireWell. Whether you are on your way or ready for retirement, contact Tim Stearns, CFP® at TJStearns Inc. to plan your #Retirementjourney and achieve your #retirementgoals. Call (800) 640-2256 and visit https://www.tjstearns.com/.

The year so far has been much more stable and generous than many beginning-of-year predictions and indicators. Investors are still cautious, paying attention, and even worried about their investment stability. Today we will discuss market risk in a way that can shed some light on what the potential volatility means for you and some proactive steps to take if you are uncomfortable seeing market losses reflected in your portfolio. For more information contact Tim Stearns, CFP® at (800) 640-2256 and visit the website at https://www.tjstearns.com/.

There are time-tested principles for long-term investing success. While your final outcome can never be 100% certain and guaranteed, investment in the market has worked to build and grow wealth, and these core principles help to increase the likelihood of an optimal outcome. While the market is in good shape, it is time to consider your exposure and approach to risk in your investment portfolio, and make sure that you have a sound fundamental approach. We will discuss important elements and strategies to keep in place over your investment timeline. For more information contact Tim Stearns at (800) 640-2256 and visit the website at https://www.tjstearns.com/.

Taxes are the biggest expense between making money and keeping it, so taxes should be managed proactively too. On this episode, we will discuss Roth strategies as a means of controlling the expense of taxation on your wealth and discuss some specifics on the opportunity to take advantage and maximize your Roth balance. For Information contact Tim Stearns, CFP® with TjStearns at (800) 640-2256 and visit the website at https://www.tjstearns.com/.