Today, Bruce Hosler and Jon are talking about interest rates.  They've been on the rise in 2022, but how high will they go?

How high does the fed want to raise the Fed Funds Rate?

How long will the fed keep raising interest rates?

What will cause the Fed to stop raising interest rates?

Is a recession coming?

How will higher interest rates affect businesses?

Is there any good news with higher interest rates?

What about our national debt?  How will higher interest rates affect that?

For more information about anything related to your finances, contact Bruce Hosler and the team at Hosler Wealth Management: Visit them online at https://www.hoslerwm.com/

Or call them in their Prescott office at (928) 778-7666 or their Scottsdale office at (480) 994-7342.

For more podcast episodes, visit our podcast website at https://hoslerwm.com/protectingwealthpodcast/

Limitation of Liability Disclosures:  https://www.hoslerwm.com/disclosures/#socialmedia

Copyright © 2022-2025 Hosler Wealth Management LLC, All Rights Reserved. #ProtectingWealthPodcast  #ProtectingandPreservingWealthPodcast #HoslerWealthManagement #BruceHosler 

In today's episode, Bruce Hosler of Hosler Wealth Management sits down with Jon Gay to talk about the one topic on everyone's mind in 2022 - INFLATION.

What is causing this inflation? 

1. Demand/Supply imbalance
2. More money chasing less products. (Supply chain)
3. Shortages of availability (Housing)

What is Demand Destruction?

1. Higher mortgage interest rates (Already reports of sellers lowering their asking prices)
2. Higher gas prices (Less Travel)
3. Higher Diesel prices make the costs of all good that must be transported by ship or truck or train more expensive due to much higher transportation costs.

How long will we have this high inflation?

What about the rate inflation increasing or decreasing?

What is the major risk that affects us in retirement with high inflation rates?

What can people do to protect their future retirement from high inflation?

1. They need to make sure they are not investing too much money in the wrong asset classes.
2. Fixed income with the rising interest rates has lost value more than 9% in 2022.  That is not what helps a retiree have growth in their retirement portfolio when we have high inflation like we are experiencing now.
3. Retirees need to make sure they have a retirement income plan that protects near term income, while still leaving them exposed to asset classes that can respond to inflation and raise their prices.  This can provide growth even when there is inflation (  These asset classes that include , Stocks, Real estate, Commodities like energy, and investment vehicles that can provide down side protection while still allowing the investor to participate on the upside when the markets recover.

For more information about anything related to your finances, contact Bruce Hosler and the team at Hosler Wealth Management: Visit them online at https://www.hoslerwm.com/

Or call them in their Prescott office at (928) 778-7666 or their Scottsdale office at (480) 994-7342.

For more podcast episodes, visit our podcast website at https://hoslerwm.com/protectingwealthpodcast/

Limitation of Liability Disclosures:  https://www.hoslerwm.com/disclosures/#socialmedia

Copyright © 2022-2025 Hosler Wealth Management LLC, All Rights Reserved. #ProtectingWealthPodcast  #ProtectingandPreservingWealthPodcast #HoslerWealthManagement #BruceHosler 

One of the most common questions Bruce Hosler and the team at Hosler Wealth Management are asked: "Will taxes go up or down?"  And while we don't have a crystal ball, there are some pretty strong indications that taxes are going to go up.

First, the 2017 Tax Cuts and Jobs Act, without any intervention from Congress, will sunset in 2025, returning all tax rates to their previous, higher levels.

Next, our national debt sits at $29 trillion dollars. With interest rates going up, the debt service on that number is going to go up. This will also affect Medicare, Medicaid, and Social Security going forward.  Bruce and Jon take a deep dive on these topics, including a real shortage of caregivers that our country is facing in the coming decades.

Again, all indications are that taxes are going to go up.  With that in mind, we conclude today's podcast by discussing strategies you can employ now.

For more information about anything related to your finances, contact Bruce Hosler and the team at Hosler Wealth Management: Visit them online at https://www.hoslerwm.com/

Or call them in their Prescott office at (928) 778-7666 or their Scottsdale office at (480) 994-7342.

For more podcast episodes, visit our podcast website at https://hoslerwm.com/protectingwealthpodcast/

Limitation of Liability Disclosures:  https://www.hoslerwm.com/disclosures/#socialmedia

Copyright © 2022-2025 Hosler Wealth Management LLC, All Rights Reserved. #ProtectingWealthPodcast  #ProtectingandPreservingWealthPodcast #HoslerWealthManagement #BruceHosler 

In our first episode, Bruce Hosler of Hosler Wealth Management sits down with co-host Jon Gay to explain the term "tax-free."  What does it really mean?

When you're looking at retirement income, you don't want that income to be taxed at the federal or state level.  Furthermore, you don't want it to count as provisional income against your social security.  

Bruce takes us through some different vehicles he and his team employ here - including Roth IRAs and life insurance retirement plans.

With the large government spend on COVID relief, and the Tax Cuts and Jobs Act set to expire, taxes are likely to go up.  That's why it's beneficial to employ someone like Bruce Hosler and his team at Hosler Wealth Management to protect and preserve your wealth.

For more information about anything related to your finances, contact Bruce Hosler and the team at Hosler Wealth Management: Visit them online at https://www.hoslerwm.com/

Or call them in their Prescott office at (928) 778-7666 or their Scottsdale office at (480) 994-7342.

For more podcast episodes, visit our podcast website at https://hoslerwm.com/protectingwealthpodcast/

Limitation of Liability Disclosures:  https://www.hoslerwm.com/disclosures/#socialmedia

Copyright © 2022-2025 Hosler Wealth Management LLC, All Rights Reserved. #ProtectingWealthPodcast  #ProtectingandPreservingWealthPodcast #HoslerWealthManagement #BruceHosler 

Hosler Wealth Management consists of tax accountants, financial planners, and investment advisors. The benefit to our clients is it's all together combined in one office. 

We started the podcast because a number of clients have questions, and this is a way for us to give them a venue to listen to different answers on all the things they're concerned about today. First and foremost, foundationally, for most people, taxes are a very important thing. We always start with taxes and then we go from there and work on financial planning issues like retirement. Am I going to have enough? How am I going to leave my stuff to my legacy, to my kids and family?

In estate planning, we include asset management because everybody wants to know where their money's invested and how safe and how protected it can be. And how can it grow in the face of this inflation that we're facing today. And finally, we use insurance strategies to make sure that when the moment of truth arrives, everything's okay for the family.

Throughout this podcast, we're going to meet the Hosler team and how each of them plays a role in securing your financial future.

Hosler Wealth Management can be reached in their Prescott office at (928) 778-7666, in their Scottsdale office at (480) 994-7342, or on the web at https://www.hoslerwm.com/

For more information about anything related to your finances, contact Bruce Hosler and the team at Hosler Wealth Management: Visit them online at https://www.hoslerwm.com/

Or call them in their Prescott office at (928) 778-7666 or their Scottsdale office at (480) 994-7342.

For more podcast episodes, visit our podcast website at https://hoslerwm.com/protectingwealthpodcast/

Limitation of Liability Disclosures:  https://www.hoslerwm.com/disclosures/#socialmedia

Copyright © 2022-2025 Hosler Wealth Management LLC, All Rights Reserved. #ProtectingWealthPodcast  #ProtectingandPreservingWealthPodcast #HoslerWealthManagement #BruceHosler