Student loans, something so many of us signed up for without really questioning, but lately there’s been a lot more conversation around whether the system is actually fair.
This week we’re breaking down what’s really going on with UK student loans, especially Plan 2, and how the current terms could impact your financial future.
I’m joined by Ollie Gardner, founder of campaign group Rethink Repayment, who explains how the system works, why he’s calling for change, and what changes he’d like to see in the future.
✨ In this episode, we chat about:
- What a Plan 2 student loan actually is and how repayments work
- How interest rates impact what you’ll repay over time
- The problem with repayment thresholds
- The need for better education around the student loan system
- What changes campaigners are calling for
💬 More about Rethink Repayment:
Rethink Repayment is a UK-based campaign group focused on raising awareness about the realities of the student loan system, particularly for graduates on Plan 2 loans. They aim to educate borrowers on how interest rates, repayment thresholds, and long-term costs actually work, while challenging common misconceptions. The group also advocates for policy changes to create a fairer, more transparent repayment system for current and future students.
Find out more about Rethink Repayment and how to get involved via their website.
Sign the petition here.
TikTok: @rethinkrepayment
Instagram: @rethinkrepayment
📲 Want to get involved?
Got a Quarter Life Question you’d love to hear answered on the pod?
Slide into my DMs over on Instagram @gracemcintosh1 or TikTok @gracemcintosh_ - I’d love to hear from you.
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Thanks so much for listening and I’ll catch you next week!
Grace x
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