This week’s Quarter-Life Question is one I’ve been asking myself lately…Should I get a credit card? I’ve been debating getting one for a while now to help improve my credit score, but quite honestly I don’t really understand how they work - nevermind which are the best ones on the market.

If you’re someone who’s always used a debit card (and maybe occasionally dipped into your overdraft like me), but the whole credit card thing feels like a mysterious grown-up world that no one taught you about — this one’s for you.

✨ In this episode, we cover:

• What credit cards actually are and how they work 
• Why credit isn’t always a scary word — and how borrowing responsibly can be a good thing
• How to use credit cards to build your credit history and improve your score
• Tips on using your credit card safely and smartly

🧠 Expert Guests: 

Would you believe it, we’ve got two this week!  

• Rachel Springall is a finance expert from Moneyfacts with 20+ years working in the finance industry. She breaks down what you really need to know before getting your first credit card. For more info it’s Moneyfactscompare.co.uk
• Joe Wiggins is the Corporate Communication Director at Finance tech company ClearScore. He explains what a credit score is, why it might be useful to have a good score and gives some tips on how to boost it. For more tips and tricks it’s https://www.clearscore.com/

📲 Want to get involved?

Got a Quarter Life Question you’d love to hear answered on the pod? DM me on Instagram @gracemcintosh1 or TikTok @gracemcintosh_ — I’d love to hear from you.

⭐ Enjoying the podcast?

Please leave a 5-star review — it really helps more people find us and keeps the QLQ convo going.

Thanks for listening - and I'll see you next week!

Hosted on Acast. See acast.com/privacy for more information.

This week’s Quarter-Life Question is something so many of us struggle with (but no one really talks about) - How do you make friends as an adult?

Gone are the days of making mates just by sitting next to someone in school. So what do you do when you move to a new city, feel a bit lonely, or just want to meet like-minded people outside of work or dating apps? Well that’s what this episode is all about. 

✨ In this episode, we cover:

• Why making friends in adulthood is so different (and often more difficult)
• How to step outside your comfort zone and overcome the fear of rejection
• Practical tips for putting yourself out there
• Conversation starters and where to go on a mate date 

💬 More about Girl on the Go:

They run amazing, girls-only events in Liverpool, Manchester, and Birmingham — from wholesome workshops like bouquet arranging to casual coffee meetups. If you want them in your city, you can vote for future locations on their website (I’m hoping they come to Leeds soon!).

WEBSITE: https://girlsonthego.uk/

INSTAGRAM: @girlsonthegolpool @girlsonthegomcrr @girlsonthegobham

TIKTOK: @girlssonthego

📲 Want to get involved?

Got a Quarter Life Question you’d love to hear answered on the pod? DM me on Instagram @gracemcintosh1 or TikTok @gracemcintosh_ — I’d love to hear from you.

⭐ Enjoying the podcast?

Please leave a 5-star review — it really helps more people find us and keeps the QLQ convo going.

Thanks for listening - and I'll see you next week!

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Quarter Life Questions with me, Grace McIntosh — the podcast where we tackle the real, sometimes messy questions that come with being in your twenties. 

This week's episode is all about one thing and that’s how to nail a job interview.

Whether you're prepping for your first full-time role, facing an assessment centre, or sitting down for a competitive grad scheme interview - this episode is packed with practical tips to help you stand out (and keep your stress levels to a minimum).

✨ In this episode, we cover:

• How to prepare for a job interview
• What to expect from assessment centres, presentations, and online tests
• The most common mistakes people make and how to avoid them
• The best questions to ask at the end of an interview 

🧠 Expert Guest: Hannah, Momentum Careers

Hannah is a qualified careers adviser with 20+ years of experience AND in-house recruiter insight. She’s got advice for every stage, whether you're a student, grad, or switching lanes. Hannah also creates amazing career content on TikTok, where I first discovered her. Go check her out if you want more career advice… 

Tiktok: @hannahmomentumcareers

Website: www.momentumcareersadvice.com

💬 Get involved:

Have a Quarter Life Question you’d like an answer to?

DM me on Instagram @gracemcintosh1 or TikTok @gracemcintosh_ - I’d love to hear from you.

⭐ If you found this episode helpful…

Please consider leaving a 5-star review! It helps more people find the podcast and brings even more great guests onboard.

Thanks for listening and I'll see you next week!

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Quarter Life Questions with me, Grace McIntosh — the podcast where we tackle the real, sometimes messy questions that come with being in your twenties. 

This week’s episode is all about money — specifically, how to start investing in your 20s so you can be better off in your 30s (and beyond).

There’s a lot of info out there, and half of it sounds like you need a finance degree or a spare £10k to get started. But here we break it all down and go back to basics — no jargon, no dodgy quick-win schemes, just practical advice you can actually use.

✨ In this episode, we cover:

• Why your 20s are the best time to start investing
• Common myths and misconceptions that hold people back
• How much you really need to get started (spoiler: not much)
• Are side hustles the perfect investment? 
• The importance of self investment - what does this look like and where to start 
• 
  

💼 Expert Guest: Bola Sol

Bola Sol is a financial adviser and money columnist and author of Your Money Life and How to Save It. She’s been empowering women to build better financial habits for over a decade. If you’ve ever felt confused, anxious, or just plain bored by money talk (I know I have in the past) - she’s the person you want to listen to. Here's where you can find out more about Bola: https://bolasol.co.uk

💬 Get involved:

Got a Quarter Life Question you want answered in a future episode? DM me on Instagram @gracemcintosh1 or TikTok @gracemcintosh_ — I’d love to hear from you!

⭐ Enjoying the show?

Please leave a 5-star review — it helps more people discover the pod and brings more brilliant guests onboard.

Thanks for listening and I’ll see you next week!

Hosted on Acast. See acast.com/privacy for more information.

Hey and welcome to Quarter Life Questions - the podcast that makes adulting a little less confusing. 

Hosted by Grace McIntosh (a fellow twenty-something who's just trying to figure it all out), this weekly show dives into the big and small questions we all have in our twenties -  from money and careers to relationships and mental health. 

There’s no manual for adulthood (sadly), but this might be the next best thing. Each episode features honest chats, expert advice, and zero fluff. Just practical answers to the questions we were never taught in school but now need desperately.

Got a QLQ of your own? Send Grace a message. It's @gracemcintosh1 on Instagram or @gracemcintosh_ on TikTok.

New episodes drop every Wednesday. 

Hit subscribe, join the ride, and let’s figure this adult thing out — together.

Hosted on Acast. See acast.com/privacy for more information.