Rambling Mind

I want you to say this to yourself:

NOBODY IS COMING TO SAVE ME

It sounds harsh but it's a truth that we all need to accept. Far too often we believe that if we just wait long enough someone will bail us out of our worst situation.

Unfortunately, that isn't reality. That is a fantasy.

Let's run through a real-life example.

TL;DL (Too Long; Didn't Listen)

If you have student loans, the new SAVE plan by the Biden Administration is now allowing sign-ups. According to CNBC, this new plan can reduce some borrower's monthly payments by 50% and most borrower's will be able to save $1000/year with the new rules. Go to https://studentaid.gov/idr/ and follow the signup directions.

0:00 Intro

3:05 Background on SAVE Plan

8:09 Opposition to Plan

10:20 My Advice on how to use the plan

15:46 How to Pay Off any Debt

"I'm a believer in the ordinary and the mundane. I don't want quality time - I want the garbage time"

"Sow a thought and you reap an action; sow an action and you reap a habit; sow a habit and you reap a character; sow a character and you reap a destiny."

- Ralph Waldo Emerson

A few things we believe about money hold us back from achieving our financial goals. So today, we are busting these myths.

Let's get busting!

Articles mentioned:

House is not an investment

Return on Hassel by Nick Magguilli

Risk is feature of life not a bug. Therefore we must act accordingly

Little things quickly become big things.

Find me on more platforms: beacons.ai/kelechiwuaba
If you have questions email me at [email protected]
Join the Discord: discord.gg/4Qj2pQ4

July is almost over. Congratulations on making it halfway through 2023. Your gift, it is time for a midyear financial check-in. We all had New Year New Me Financials Goals. Now is a perfect time to review your goals for the year.

If you are married, make sure you are having these discussions with your significant other. Do a date night and review where you guys are headed together.

0:00 Intro

3:52 Net Worth

9:54 Credit Score

16:25 Estate Documents

21:38 Down in the Details

23:07 Spending

26:42 Insurance

28:45 Savings

29:47 Investing

30:39 Debts

32:12 Outro

Resources:

More details on insurance:

Find me on more platforms: beacons.ai/kelechiwuaba
If you have questions email me at [email protected]
Join the Discord: discord.gg/4Qj2pQ4

Highly focused people do not leave their options open. They select their priorities and are comfortable ignoring the rest. If you commit to nothing, you’ll be distracted by everything.

Find me on more platforms: beacons.ai/kelechiwuaba
If you have questions email me at [email protected]
Join the Discord: discord.gg/4Qj2pQ4

By no means have I mastered any of these items on the list, rather they are general aims of who I want to become every year I age. I believe if I can live up to the ideals in these lessons, I will be more successful than I am today and have amazing relationships with friends, family, and my future spouse.

These are in no particular order but the last 3 are vital to the way I choose to live my life.

Find me on more platforms: beacons.ai/kelechiwuaba
If you have questions email me at [email protected]
Join the Discord: discord.gg/4Qj2pQ4

The grass is greener on the side laced with bullshit

-Morgan House

The question I need to ask myself is "Can I deal with the stench of that manure? Can I handle smelling like that manure?"

Find me on more platforms: beacons.ai/kelechiwuaba
If you have questions email me at [email protected]
Join the Discord: discord.gg/4Qj2pQ4