Ready, Set, Retire!

Ever think these questions to yourself?

• How can you build a strong financial blueprint?
• How can you have money coming in every month?
• Is it possible to REALLY never run out of money? 
• How do I start putting a plan together?
• Am I being too risky in my 401k? (what do my investments look like in my 401K?)
• Will Social Security be enough? 

If ANY of these questions have crossed your mind, then you're in the right place. Steve Anzuoni, "Cape Cods Retirement Income Specialist" of Fairway Financial CAN HELP YOU! 

There is so much information out there - it can be overwhelming! For example, when is the last time you bought a TV? You start off by thinking "I just need to get an updated flatscreen." When you get to the store - there are 20+ options to consider! Think of that when you start to put a plan together for your retirement. There are so many options, moving parts and decisions BUT Steve is here to walk you through each step of the way! Oh, and just in case you are wondering - no income plan is the same, everyone's situation is different! 

Call Steve today to setup a complimentary Portfolio Analysis! *This meeting can be over the phone, or a virtual appointment or in the office. CALL TODAY! 

See omnystudio.com/listener for privacy information.

On the 4th of July, we celebrate Independence Day. What should people be focused on to achieve financial independence? As a Retirement Income Specialist, Steve explains how he can get you income for life and more! 

Call Steve Today for a FREE consultation over the phone, a ZOOM meeting or in person!    

See omnystudio.com/listener for privacy information.

There has been LOTS of changes to retirement planning in the last 6 months! Steve discusses and explains these changes and what it means for YOU and YOUR retirement! 

In December, we told you about “The Secure Act.” It changed the RMD age from 70 ½ to 72 and eliminated the stretch IRA.

In May, we told you about “The Cares Act." Which waved RMDs for this year and allowed you to take money from your 401(k) before 59 ½ with no penalty.

What about the proposed Trump plan to allow you to tap into your Social Security early for emergency money?

This week I introduce you to the proposed “Savers Act” that would allow you to triple the amount you contribute to you IRA or 401(k) for 2020.

AND “Cares ACT 2” that would move the RMD age up again…this time to 75. 

This has all happened in 6 MONTHS! How is anyone supposed to keep up with all this?

Call Steve today and receive a COMPLIMENTARY Portfolio Review! Now is a great time to look at where and what you're invested in, and what it is or isn't doing to contribute to a successful retirement. Plus, how will these big changes we discussed today impact your retirement?  

See omnystudio.com/listener for privacy information.

Now is a great time to take inventory of your finances. Some financial checklist items  are your beneficiaries updated on your life insurance, your will, your financial accounts, your IRAs? 

Organize your statements - online or paper statements. 

Do you have a trust and is it up to date? 

Do you keep track of all your usernames and passwords for online accounts? Did you know you can password protect YOUR usernames and passwords? This is very important if your family members needed personal financial information. 

Call Steve today to receive the "Guarding Your Legacy" its a great checklist for you that has details on passwords/usernames, where important paperwork is and more! 

Plus, changes to The Secure Act that could impact YOU and YOUR retirement! 

Call Steve and setup a phone call or virtual meeting today! 

See omnystudio.com/listener for privacy information.

We all just want to go back to "normal," right? Seems what we are living today is our "new normal." So what can we do to better position ourselves for when the economy goes up and (hopefully) soon fully recovers? Steve explains why his tools and strategies can help you make sure you are in the right position today and tomorrow, no matter what the market is doing. 

Steve is holding meetings via phone and ZOOM meetings. Call today, start the conversation. You can't help what comes in the future, but you CAN help what happens to you AND your MONEY in the future. 

Contact Steve today! 

See omnystudio.com/listener for privacy information.

USA Today says Americans are more concerned about what the corona virus is doing to the economy, than about how it might affect their health. Clearly, we need to take the health warnings seriously, but do you really think we’ll bounce back from this historic financial damage?

Contact Steve today for a phone consultation or a virtual meeting! 

See omnystudio.com/listener for privacy information.

Nearly three-fourths of the people surveyed by the website FinanceBuzz say they’re worried that the country is headed for a recession – and a fourth of them say they’re “not optimistic” about their personal financial future. It’s looking kinda grim - is it time to go into “financial hiding”?  Studies show that those who have guaranteed money coming in every month are happier in retirement. Do you have guaranteed income in your retirement plan? 

Steve explains his bucket approach and how it can help you build a strong and steady retirement. Plus, the "A" word that can guarantee you income! 

Reach out to Steve today to a phone conference or a virtual meeting! 

See omnystudio.com/listener for privacy information.

What's going on with your money? You can sit out the Corona Virus at home, but you can't sit out on what's happening with your money. Do you know how much risk you are taking in the market? Do you know how much you may have lost in the past week or so? Do you stay where you are?  Take your money out of the market? Reposition yourself into a better safe zone? Steve discusses these options and more on this weeks episode. 

Plus, if your plan was to retire in 2020, is it too late now?

Steve is offering phone conferences as well as virtual meetings during this time of social distancing, contact Steve today! 

See omnystudio.com/listener for privacy information.

The Corona Virus has taken our economy by storm causing lots of market volatility. Do you know how it is currently or will impact your money? Steve discusses ways to keep you and your money protected in a volatile market. Let Steve help you and be the calm to this storm. Call today to schedule a time to speak with Steve over the phone or set up a video call. 

See omnystudio.com/listener for privacy information.

It's the biggest piece of retirement legislation in decades and could cost you BIG TIME! We're talking about The Secure Act President Trump signed into law in Jan. 2020. If you don't know how it will impact you and your finances, you could lose MAJOR CASH! Steve explains what changes you need to be aware of and most importantly, how to be most tax efficient and create a legacy for your heirs. 

Major Changes of The Secure Act:

• It’ll require inherited IRAs to be depleted within 10 years. 
• It’ll increase the age for required minimum distributions from 70½ to 72. 
• It’ll eliminate the prohibition on traditional IRA contributions for those age 70 ½.  

See omnystudio.com/listener for privacy information.