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Well it's 11:03pm and I'm tired. It's been a very busy day, but I do need to get this video done because I've been wanting to do it for days. I'm gonna get straight to the point. This has to do with what I consider deceptive advertising and I want to make sure that everybody that takes the time to watch my videos, listen to my podcasts, read my newsletters, I want to make sure that you have this information. You know that we try and put stuff out there to seriously help you. Whether you're going to end up using us or not is irrelevant. In the first week of my real estate course that I took in December of 2014, they taught me that my job is to protect the public. That is actually the job of all Realtors. That's why they have all these rules and laws in place. That's why we get fined so much if we do the wrong thing or could lose our license. Because we're supposed to be protecting the public. Well, I'm about to let you know about an advertising process that I feel is deceptive, because although the reader doesn't have to take it the way they take it, many of them do. So here we go.

Steve Martin Smith is a Licensed Florida Real Estate Broker and the owner of Slice of Florida Realty in Sarasota County Florida.

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Transcribed for the hearing impaired.
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Video also available on YouTube

You don't know what you don't know. I'm Steve Martin Smith, and I'm here to help you know it - at least when it comes to real estate. Now, if you find this information helpful, you may want to explore more of our videos and podcasts at SteveMartin HomesGroup.com. Now on with today's topic...

At what point could I have changed my lender? That's a question that was just asked to me last week. I realized the importance of having this discussion, because this particular buyer should have asked me this question about a month ago. Instead, he went through the entire process, ended up paying $200 more a month than he was told he was going to have to pay, had to deal with a lender who spoke to him in a condescending manner, had to go through an extension that was completely not necessary had the lender asked for this particular thing to be done three weeks earlier and they should have known that they were going to have to do this. So I'm saying all this to paint the picture that this was not a great experience for this buyer.

Steve Martin Smith is a Licensed Florida Real Estate Broker and the owner of Slice of Florida Realty in Sarasota County Florida.

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As we continue our conversation... we will discuss how private mortgage insurance affects your interest rate, how jumbo loans have been affected by covid, and current scams that could cost you dearly.

For assistance call (941) 894-9800

Tony Moore: NMLS #220640

Steve Martin Smith is a Licensed Florida Real Estate Broker and the owner of Slice of Florida Realty in Sarasota County Florida.

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Your host and Florida Realtor, Steve Martin Smith, interviews Tony and Michelle Moore with Gulfside Mortgage Services. In this episode we discuss the benefits of using a correspondent lender, when you should contact a lender, the most important questions to ask in preparation to make a purchase and how interest rates affect your buying power.

For assistance call (941) 894-9800

Tony Moore: NMLS #220640

Steve Martin Smith is a Licensed Florida Real Estate Broker and the owner of Slice of Florida Realty in Sarasota County Florida.

Send us a text

To listen while reading the transcript - CLICK HERE

For assistance call (941) 894-9800

Your host and Florida Realtor, Steve Martin Smith, interviews first time home buyers who recently purchased a move in ready home in Sarasota County for $220,000 with less than $2,000.00 total cash out of pocket. No extra expenses. This couple is living proof that we know how to use the USDA loan program to make this happen.  Visit www.SteveMartinHomesGroup.com

Steve Martin Smith has sold more Sarasota County homes than 99% of the area’s REALTORS from January 2015 through August 2020. Selling $1,000,000+ estates from Panther Ridge in Manatee County to condos in Punta Gorda, he is truly a tri-county REALTOR. Originally from the Detroit area, Steve discovered Sarasota County in 1983 and then moved his young family here in 1998. In his life before real estate, Steve worked corporate business management positions for 25 years while simultaneously volunteering in youth and family ministry roles with his wife Katrina. Today, along with their adult children, they enjoy helping families to realize their goals and dreams. Steve also fancies himself a song writer and plays guitar whenever he gets the chance.

*as recorded by Stellar MLS for the period of 1/1/2015 through 8/19/2020

Steve Martin Smith is a Licensed Florida Real Estate Broker and the owner of Slice of Florida Realty in Sarasota County Florida.