With 2018 looking to be the most competitive market we have seen in decades buyers will need to have to be prepared for whatever comes their way. Today Joe shares his checklist of things buyers should be doing to prepare themselves for a tough market. TTopics include:

• Make sure you get approved

• Be sure your lender and realtor have the same strategy for you

• Writing a letter to the sellers

• Does your agent understand the sellers’ priorities?

• Alternative ways to wave contingencies

If you’re in the process of buying, selling or refinancing a home, you’re going to require a little more education for navigating a deal due to the government shutdown. Today Joe how to prevent the shutdown from delaying your transaction.

We live in a changing world that only ever seems to move quicker and quicker. So what’s new in the market and what could be coming soon? In the second half of today’s podcast Joe will try and piece together the future of real estate and lending.

Calling all real estate professionals! New research and studies have been released that tell us exactly what millennials and consumers are looking for in the real estate and lending industries. We’ve heard it before that millennials want everything quick with little human interaction, but is that what they really want? Join Joe to find out what consumers really want from you, you might be surprised. Topics include:

• Making better use of technology

• How to use technology in lending

• Negotiati

A rising rate environment doesn’t mean you missed your chance to refinance. In the first half of today’s podcast Joe discusses why you shouldn’t wait to consider refinancing, even if you don’t want to mess with your first loan.

Consumers believe if they borrow over $750,000 everything their life will turn to disaster over the loss of tax benefits –but Joe disagrees. In the second half Joe explains why you shouldn’t be concerned over this magic number.

The Dow closes above 26,000 today, hitting another record high just in time for Joe to welcome back trusted advisors, Ron Howard and Chris Cox, from Sienna Wealth Management. Specific topics include:

• Tax reform and regulations

• Managing emotions in a bull market

• Potential downturns and pitfalls to be aware of (that could trigger a market reset)

• New tax law seminars on January 24 & 25

• Effect of the new tax code on Bay Area’s real estate

• 2018 outlook

• Mutual funds & ETF’s

Depending on whom your realtor is you can get a lot or not much. Today Joe is joined by Cheryl Rivera Smith, a broker from Coldwell Banker and an expert that has worked in several area of real estate. Specific topics include:

• What should consumers expect from realtors

• How Cheryl brings more understanding to the whole transaction

• The Dallas market & investment opportunities

• 1031 exchanges

• Downsides to selling California rentals to buy in Texas

Today Joe has prepared 3 topics to discuss with us. First topic is a top ten list you do not want to be a part of, banks with the most complaints. Joe’s second topic deals with HELOC complications from the new tax laws. With run up in appreciation of your properties, what do you do with all that equity? Today’s final topic is sure to stop some of the head scratching for anyone wanting to take advantage of our equity, but aren’t quite sure what their options are.

Buying a home can be challenging experience for the most prepared, well off buyers out there. It can be even harder for those of us barely keeping afloat with medical bills, divorce expenses or other forms of debt. Today Joe chats with attorney Leslie Tayne about money management and consumer-debt resolutions. Specific topics include:

• Good debt/bad debt market

• Tayne Law Group vs. credit repair businesses

• Why consumers seek help from Leslie

• Student loans

• Debt trends

The joys of home ownership come with the fun of new redesigns, additions and more. However that joy can completely change into stress once an unexpected remodel occurs. HomeGuard Account Managers, Lori Johnston & Augie Ruberto join Joe in the studio to discuss protecting your home from unnecessary repair costs. Topics include:

• 6 services HomeGuard provides

• What doesn’t HomeGuard cover?

• What separates HomeGuard from their competitors?

• Technology

• Saving with service bundles

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It’s a very special day today as Joe officially welcomes our new Monday host, Charlie Castro! First off Charlie will introduce us to Buy Right Properties, explaining what makes them different from other real estate investment companies:

• Everett calls in asking about the proper way to hold a Mexican rental property he wants to invest in

• Buy Right’s big announcement

• Cash flow properties

• 2018 inventory and markets

• Sell California, reinvest elsewhere?