This Feds raised the prime a few times this year and 30 year money is still available for under 4%. Odds are rates will be going up as the Feds plan on raising the prime 3-4 times in 2018. Today Joe reviews current mortgage conditions and shares what he believes next year holds for the world of real estate. Specific topics include:

• 2018 mortgage market

• Consolidation in the mortgage and real estate industries?

• Could we see inventory pickup?

• Remodeling, add-ons and investing

• Compass R

Many older people are living in the Bay Area with a lot of equity in their homes and not a lot of cash. Today Joe is joined by reverse mortgage specialist Bill Benson to explain how a reverse mortgage could be the right move for the older adult in your family. Specific topics include:

• What is a reverse mortgage and who benefits from one?

• Strategy or scam?

• Qualifying for a reverse mortgage

• Reverse mortgages on jumbo loans

• Paying back the loan

Too many people don’t take enough time to plan their mortgage every year. For those with one mortgage and no changes coming up this might not seen to be a big deal. However, if you have multiple properties, looking to make a transaction or have an education to fund you would be wise to begin planning for 2018 now.

Joining Joe today is financial planning expert and President of Arbor Financial, Jeffrey Small who can tell us the differences between investing and real estate investing.

“Inventory manages to find a new low”. It seems to be the same story every month –but why? There are 6 reasons that will make buyers want to tear their hair out today as Joe covers 6 reasons why inventory remains low in the Bay Area.

Changing gears it’s time to provide our renters with a few positive options. Chances are your rent payment in the Bay Area is pretty darn high and sadly it doesn’t get you very much. Joe discusses strategies renters should consider if they're ready for home ownership

Today Joe is taking us to the East Bay as he chats with Nicole Fink and Brian Rowland of Century 21 M&M in Fremont. First off Nicole and Brian will tell us about Fremont’s inventory, growth, new downtown developments and uniqueness. Also in discussion:

• What you need to know about Century 21 M&M

• What makes the Century 21 brand unique?

• Advice to sellers and hopeless buyers

• 2018 plans and predictions

Today Joe calls up George Papadoyannis, a private wealth advisor for Ameriprise Financial Services. Joe kicks off today’s show by asking George about the financial markets which have been creating a lot of excitement. Also in discussion:

• Is the market inflated or is there still room for growth?

• What could lead to a market correction?

• The Millennial attitude towards investing

• Teaching children about financing and saving

• A Bay Area real estate bubble?

• Protecting your equity

It’s been less than a month and we just couldn’t wait to do another show with her. Today Joe welcomes back Amy Wan from Bootstrap Legal to share more information on how she’s trying to automate her own job. Can Amy make paperwork easier for investors? Specific topics include:

• Syndication 101

• The automated approach to syndicated real estate

• Indentifying fraudulent products

• ICO’s and blockchain technology

• Could blockchain technology eliminate title insurance?

• Real estate

Today Joe calls up Vinney “Mr. Smiles” Chopra, a realtor who has put up some unbelievable real estate numbers. Specific topics include:

• Getting into investing and then taking it to the next level

• Strategies that helped Vinney achieve success

• Current property locations and potential investment areas

• Building blocks to building a winning company

• Syndication – How does it work and how do you get started?

• Keeping a positive attitude that leads to success

Today Joe Calls up Charlie Castro who works with Buy Right Properties to help consumers invest in properties outside California, because buying a home here is hard enough:

• Properties consumers can expect to come in contact with

• Matching consumers with properties they want to buy

• Investment areas to keep your eyes on and areas to avoid

• Buy Right Properties vs. turnkey programs and seminars

• Rental properties as part of your retirement plan

• And more!

It’s no secret that moving can be complicated, stressful and a bit of a hassle. In studio with Joe today is Jolyce Ledvina and Steve Radnich of Suddath Relocation Services. Specific topics include:

• Generational and locational moving differences

• The moving process, shipping methods and pricing

• Policies and procedures that make Suddath stand out

• Technology in the moving business

• How to be better prepared before the movers arrive

• Move for Hunger

• International moves