Wells Fargo just can’t seem to catch a break. Once again Wells Fargo finds itself in the news for the wrong reasons. Today Joe examines the past year of controversies Wells Fargo has had to endure as well as the two newest ones of overcharging veterans on refinances and forcing consumers to sign up for unnecessary auto insurance. After a quick explanation of how Wells Fargo is able to target specific groups such as veterans Joe asks: where does this stop and where do we draw the line?

Today on RERL Joe calls up returning guest, Damion Lupo, with more information on how you can trade in your temporary financial success and earn permanent financial freedom:

Resources found on Total Control Financial

Diversified vs. focused portfolios

Will we see a major market correction by 2019 and how can you avoid it?

What is the most important thing to track in real estate?

Educating children on financial matters

Importance of surrounding yourself with a team that tells you the truth

Why homes are sitting on the market and how to make this part of your buying strategy

Why expensive price tags are not the only reason the luxury market is experiencing a price reduction

Why the rental market is hitting highs

What renters can do if they’re thinking about buying

Lenders increasing their debt-to-income ratio

Helping renters into home ownership

Mike weighs the advantages and disadvantages of living in an urban village:

• Improved basic amenities

• Employment and business opportunities

• Technology that aids urban living

• High cost of living

• Lack of personal relationships

• Pollution, crime and overcrowding

• Why mixed use developments is good for your area

Joe, Bobbi and Buddy start out by recapping some incredible numbers coming from foreign buyers, our immersive discussion with Michael Cobb on the move out rate and what we learned from Bobbi’s CIPS designation. Our hosts also cover other issues such as money outflow restrictions from China’s government and why their citizens are work around them to buy in the US. Also in discussion:

States that felt the greatest impact

Why Americans are moving out

Is living abroad right for you?

And more!

Wells Fargo accidentally leaked the personal information of over 50,000 high dollar clients, mistakenly providing it to a former employee who is now suing a current employee for defamation. Joe covers recent banking and customer servicing ratings. Unfortunately things don’t look good when the numbers show that 70-80% of consumers dream of home ownership, but find the systems cumbersome and archaic.

What is real estate investing and how does it work?

What makes Realty Shares attractive to investors?

Investing using your retirement accounts

Tips and tricks for amateur investors

Realty Shares buying competitor Acquire Real Estate

Stock market vs. real estate investing benefits

Minimum investment amounts and process to qualifying

The future of Realty Shares and crowdfunded real estate

Using CIPS, the NAR report on inbound buyers and a meeting with ECI Development ECO Michael Cobb, Joe, Bobbi and Buddy examine the details behind who is moving in who is moving out of the US. Specific topics include:

The shocking increase in property sales to international buyers

Working with foreign buyers

The two major demographics that are moving out to where and why

Top 3 purchasing countries and top 3 states they bought

Getting your CIPS designation

When inventory is low it’s always good to have an expert around who knows how to navigate the market. Coldwell Banker agent, Michael Riese, joins Joe in studio today to discuss the challenges consumers and professionals are currently facing in the industry.

Buyer activity similarities.

Where are we in the market cycle?

What should consumers be concerned about

Choosing the right agent

The Google effect on downtown San Jose

San Jose bargain areas and the quest for quality schools

Joe gets into more detail about the three main components of your real estate transaction: real estate, lending and title and escrow. Big changes are taking place in each of these areas that not only consumers need to be aware of, but industry professionals who don’t want to get left behind. Are these people educating themselves and treating the industry as a business? Are they doing everything to truly understand the consumers changing needs? Is it time for title insurance to be adjusted?