Good news for Baby Boomers, the kids are finally moving out into their own place settling down. The bad news for Bay Area Millennials is that there are practically zero homes on the market. With those two bits of information you may be wondering “where are millennials settling down?” Today Joe and Mike break down the newest wave of millennial buying habits, locations and trends while also trying to figure out a few alternative solutions that'll get them into homes. Specific topics include:

• Preparing millennials looking to make their first purchase
• Why it's hard for millennials to buy in Silicon Valley (Hint: it goes beyond pricing)
• States attracting the most and fewest millennials
• States where millennials are most likely to achieve home ownership

To contact Mike D'Ambrosio you can visit his website at www.MikeDSells.com, email him at [email protected] or call at (408)630-0101.

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

Mike and Laura kick off this week with a topic that we haven’t really discussed before on RERL....development. Intero Development Group helps Silicon Valley developers list, market and sell their projects as construction comes to an end. So what exactly is going on around Silicon Valley right now? Listen in and find out about:

• Redeveloping to make the best use of expansive property
• Taxes, zoning, and the city’s general plan
• Architects, investors and other people who may need to be involved
• The entitlement process
• Starting a career in project development

To contact Mike D'Ambrosio you can visit his website at www.MikeDSells.com, email him at [email protected] or call at (408)630-0101.

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

Is this a condo or a town house? If you’ve found yourself asking questions similar to that you’re not alone because the only way to tell the difference is by knowing the style. In fact there are 35 different building styles of residential homes alone in the US. Listen in and have a deeper understanding of the differences between the most dominant homes in the west. This Friday Joe, Bobbi and Buddy begin the journey of 35 covering the differences of Eichlers, Pueblos and every home in between. Specific topics include:

• Practical Pueblos and Pueblo Revivals
• Flat Ranch “farms”
• Native American and European inspired Spanish homes
• Monterey Colonial's with their second floor porches
• Distinctive Eichler’s
• Art Deco arenas
• The all- American Log Homes
• Thatched Cape Cod’s
• Symmetrical Colonial’s
• New England Salt Boxes

Be sure to check out our website for additional resources, exquisite properties and more at www.BobbiDecker.com. To reach Bobbi directly call 650 346 5352 or email her at [email protected]

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

When you’re working with an industry that reinvests less than .5% of their revenue in customer care, can you really say your experience has changed for the better in the last 5 years? In this episode of Dirty Secrets, Joe continues to explain what the real estate transaction should look like now and in the future as consumers take more control in the market place. Today Joe has 3 big questions for you: 1. How do you know your agent is doing their best 2. How do you know they’re charging you the correct fees and 3. How do you know you’re getting the right amount of value? The only way the industry will change is when it feel pressure from the consumer and its competition.

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

When you start out investing in real estate you really don’t know what to do. Managing and financing can leave you clueless when all you know is you want to buy something. Today Joe calls up Real Estate Advisor and author, Ken McElroy who has found success and wants to help you do the same. Ken tells us how he started his career by managing property and eventually made the leap to the investing side where today he works alongside Rich Dad founder, Robert Kiyosaki. Ken also a few of the details found in his new book More Important Than Money: An Entrepreneur’s Team including why the A-Team is more important, paying attention to tax loopholes, using good debt to buy assets that produce cash flow and more.

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

It takes a lot of trust and a strong buyer-agent relationship to buy a property sight unseen. Here in the US these transactions are more common because we may take the professional relationship for granted, but that isn’t necessarily the standard worldwide. This week Joe, Bobbi and Buddy discuss the finer aspects of buying property before seeing it. Specific topics include:

• Trust levels –International vs. US buyers
• Agents using technology to help clients make a purchase
• An agent’s value vs. commission fees
• People who attempt to secure better financing by lying about the property’s usage
• How many recent homebuyers made an offer sight unseen?
• And more

Be sure to check out our website for additional resources, exquisite properties and more at www.BobbiDecker.com. To reach Bobbi directly call 650 346 5352 or email her at [email protected]

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

A lot of marketing companies and lenders will intentionally mislead you with the promise of low rates with your only disclaimer being some incredibly fine print or unintelligible dialogue. As the saying goes “If it’s too good to be true, it probably is”. Today Joe provides us with a true update on interest rates and explains how other people get away with not telling you the truth. Joe also talks about 30-year fixed alternatives and how they work for the consumer:

• 15-year fixed loans
• 5/1, 7/1 and 10/1 arms
• Interest only loans

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

When making a real estate transaction, or making any decision for that matter, you’re going to want to work with a team of professionals you can trust and always work with your best interest in mind. Unfortunately that’s not always the case in many situations. Today Joe wants to challenge your way of thinking by asking who you trust in real estate and lending to dig deep and give you all the value you deserve. Challenge the thinking of 6% commission fees. Don’t rely on websites that will sell your information for leads. Think: What else can my agent or lender do for me?

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

In today’s continuation of the Biggest Threats Facing Real Estate, Joe and Mike switch from the tech disruptions in real estate and look at the political side of real estate. There’s a lot of uncertainty around the globe due to more than just trade, travel, immigration policies. Today Joe and Mike focus on the political issues that could affect your next real estate transactions. Specific topics include:

• Cross-border investing, financing and citizenship issues that precede Trump’s trade and immigration policies
• Affordable housing for a growing population
• How politics affect interest rates
• Infrastructure on investments
• Accommodating an ageing population locked into their homes by taxes
• Is home ownership still a goal for millennials with student debt?

To contact Mike D'Ambrosio you can visit his website at www.MikeDSells.com, email him at [email protected] or call at (408)630-0101.

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

We’ve done a lot of Top 10 lists over the years, but some are just too involved to put a number on. This week, Mike and Joe team up for a two part podcast on the biggest threats currently facing real estate. Today’s show goes beyond the technology already disrupting real estate around the world. Listen in as our hosts delve into how technology will make transactions easier for both consumers and agents going forward and the effects technology will have on different markets. They also cover disruption in the retail market as the Amazon Effect has developers focusing more on warehouses over walk-in retail. Could this have an affect home ownership?

To contact Mike D'Ambrosio you can visit his website at www.MikeDSells.com, email him at [email protected] or call at (408)630-0101.  

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99