Real Estate Runway

Is there a secret formula to success in passive investing?

In this insightful conversation, Spencer Hilligoss, a seasoned passive investor with a 7-figure track record, delves into the world of passive investing and how it enabled him to create the lifestyle he desired. Spencer stresses how choosing the right team and investing with the right people has been instrumental in his investment success. Moreover, he emphasizes placing people at the core of investment decisions and making ethical investments that genuinely enhance the community and create a positive social impact. Spencer highlights the significance of not just investing for profit, but also for the well-being and comfort of individuals.

Join him as he shares the keys to success in passive investing – the right team, the right path, and the right investments with a people-focused approach.

Learn more about ALTERNATIVE BUSINESS and INVESTMENT STRATEGIES through QUATTRO CAPITAL!

• LinkedIn: /TeamQuattroCapital

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• Website: www.TheQuattroWay.com  

• TikTok:@realestaterunwaypod

[00:00 - 09:10] Designing a Life You Want to Live Through Passive Investing

• Spencer talks about his family's decision to live in Portugal for two months, the lessons they learned, and how passive investing made this choice possible

• He and his wife went from having traditional careers to passive investing, emphasizing the goal of achieving financial freedom

• From investing in rental properties, they later move on to larger multifamily and self-storage deals for a more hands-off approach

• He runs an investing club with his wife which helps other passive investors reach the same level of achievement

[09:11 - 17:10] Betting on the Jockey, Not the Horse

• Recognize the limitations of the "do it myself" mentality in real estate investing and be open to learning from others

• Spencer breaks down his five-part framework for evaluating investment opportunities

• He focuses on the “who” and the why working with a team that has a strong track record of success is crucial

[17:11 - 19:46] People First, Profit Later

• It’s more than just making money; it's also about the values that guide your choices as an investor or operator

• Managing a multifamily property that houses hundreds of residents brings a responsibility to ensure their well-being and living conditions

[19:47 - 32:37] Navigating Real Estate Now: Tips from The Professional Passive Investor

• Spencer discusses the role of market fundamentals in investment decisions, regardless of changing economic conditions

• Understand local demand in real estate, as it is a hyperlocal industry

• Evaluate markets based on their ability to attract employers and provide jobs for potential tenants

• Cash flow and basis are important when making investment decisions in the current real estate landscape

[32:38 - 37:34] Focusing on Relationships That Matter

• Spencer prioritizes building relationships through active listening and having a long-term perspective

• He opens up about how he manages his work and personal life, being a dad, and what led him to make important changes in his life

Quotes:

“2021 was a landmark year. You've got some teams that have these incredible exits, these amazing outcomes. You better believe I want to see a repeatable approach, a repeatable process.” - Spencer Hilligoss

“We are, in fact, capitalists, right? I mean, I get it, but it is possible to have profit and still do the right thing.” - Spencer Hilligoss

“It matters how you achieve those returns that are on that beautiful-looking investment summary, and part of that means providing a great living experience to folks along the way.”  - Spencer Hilligoss

Connect with Spencer! Follow him on LinkedIn or check out MadisonInvesting.com.

LEAVE A 5-STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how Team Quattro can help you by visiting www.TheQuattroWay.com.

Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life and maximize wealth! Click here to find out more about the host, Chad Sutton.

Nectar:

https://app.usenectar.com/quattro-capital

Entity Keeper: 

Join the EntityKeeper community today to simplify the way you manage your entities and org charts while reducing manual errors. Easily organize corporate data, visualize ownership structures, store unlimited documents, and manage important filing dates with one secure solution. Click here to start simplifying your entity management with EntityKeeper now!

How do you unlock your spiritual gift and use it to lead a meaningful life and elevate your community?

Clayton Edwards, Owner & CEO of KENCO Residential, shares insights as a third-generation owner in the apartment community sector. He stresses the importance of discovering one's unique giftedness and discusses his journey in recognizing his spiritual gifts, leading to career success and personal fulfillment. Clayton encourages listeners to explore their giftedness, embrace mentorship, and value teachability. His commitment to community development demonstrates the positive impact of identifying and using one's gift. Get inspired to make a difference in your community while discovering your own areas of giftedness!

Learn more about ALTERNATIVE BUSINESS and INVESTMENT STRATEGIES through QUATTRO CAPITAL!

• LinkedIn: /TeamQuattroCapital

• Instagram: @TeamQuattroCapital

• Facebook: @TeamQuattroCapital

• Website: www.TheQuattroWay.com  

• TikTok:@realestaterunwaypod

[00:00 - 10:16] Building a ​​Multi-Generational Business

• Clayton talks about his background and his passion for workforce housing

• He executed a complex recapitalization of the family business, addressing both business and emotional challenges

• His primary objective was to help all stakeholders achieve their goals in the given scenario

• He leveraged market rebounds to enhance valuations and capital structure

[10:17 - 13:37] Surround Yourself with Like-Minded People

• Clayton highlights the significance of mentors and coaches in gaining wisdom, fostering curiosity, and maintaining a teachable and coachable mindset

• Coaching and mentoring can be sourced from paid specialists or experienced, individuals who have your best interest in mind

[13:38 - 28:32] Harness Your Innate Gifts to Uplift Others

• Identify your unique gifts and learn how to utilize them to the fullest in your life

• Clayton reflects on how he’s using his gifts to help aspiring real estate entrepreneurs and direct his philanthropic work

• He introduces his charity work and the formation of Atlanta Connected Communities, a nonprofit focused on cultivating Christ-centered communities

• It’s essential to recognize the needs of the community to be able to address them accordingly

• If you bring purpose, faith, or other values into your neighborhood, you will build loyalty and reduce turnover

[28:33 - 35:52] Set Yourself Up for Future Success

• Clayton encourages listeners to leverage their unique gifts

• He and Chad discuss the current real estate market, underscoring the importance of basis, sound capitalization, conservative underwriting, and maintaining liquidity

Quotes:

“You have to want to learn and you have to be, teachable. You have to be coachable.” - Clayton Edwards Jr 

“All communities are different, right? And you ask them what they need and what they want. Here's how you meet the needs and here's how you communicate with them. That builds huge loyalty.” - Clayton Edwards Jr 

“When you're operating in your area of giftedness, your memory is going to be better. You're going to be sharper. You're going to be passionate.”  - Clayton Edwards Jr 

Connect with Clayton at [email protected]. Follow him on LinkedIn and learn more about his company through KENCOapartments.com. Visit ATLconnected.org if you’re interested in creating connected communities!

Resource Mentioned:

Visioneering by Andy Stanley

LEAVE A 5-STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how Team Quattro can help you by visiting www.TheQuattroWay.com.

Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life and maximize wealth! Click here to find out more about the host, Chad Sutton.

Quattro Capital invites you to join Agora:

Don't miss out on the opportunity to experience the forefront of investment management technology with Quattro Capital. Join Agora and schedule a demo to see our all-in-one investment management tool in action. As a bonus, enjoy Quattro's Promotion 10% discount on Yearly Subscription and Onboarding Priority! Our platform includes a powerful CRM, market-leading investor portal, and a fundraising tool that makes it easier to raise capital for new offerings. With our collaborative space, you can ensure transparency with investors and make reporting more accessible than ever before. Click here to schedule your demo and claim your discount today!

How do you position yourself for success in the current real estate climate?

In this episode, we chat with Julie Ann Peterson from Old Capital Lending, a senior director in the commercial real estate capital markets. With many years of industry experience, Julie shares her insights on the real estate market today. She offers practical strategies for dealing with these uncertain times, such as conserving cash flow, seeking deals with experienced operators, and focusing on long-term plans rather than short-term fixes. If you want to know insider tips on how to make it out there, listen in now!

Learn more about ALTERNATIVE BUSINESS and INVESTMENT STRATEGIES through QUATTRO CAPITAL!

• LinkedIn: /TeamQuattroCapital
• Instagram: @TeamQuattroCapital
• Facebook: @TeamQuattroCapital
• Website: www.TheQuattroWay.com  
• TikTok:@realestaterunwaypod

[00:00 - 12:04] Navigating Real Estate Distress

• Julie talks about how she got started in real estate and how she ended up helping others to learn more about lending
• Today’s expense and lending side of deals are very challenging
• Some lenders are refusing to release construction draws, creating a cash flow problem
• A lot of people are backing off on their cap ex budget and choosing to conserve cash

[12:05 - 19:33] Understanding Lender Behavior in the Current Market

• Lenders are more open to restructuring loans rather than taking back assets.
• Creative financing options may be available such as extending loans or selling at loan amount
• Some operators are maybe more concerned about themselves than their investors; which is why it’s important to find an operator with experience and a good track record

[19:34 - 30:24] Thinking Long Term is Key

• We are currently in a lender’s market and they have had to change the rules due to the market conditions today
• If the problem in a deal is just a function of debt, it may be worth putting money into restructuring or refinancing
• If you have time and money, sit tight and get ready for a long-term hold
• If you are in distress, be proactive and check all of your options now before it’s too late 

[30:25 - 37:53] Building Meaningful Connections

• Julie describes herself as a connector, helping people find the right resources and professionals in the real estate industry
• She reflects on parenting her four kids and on her passion for supporting the elderly 

Quotes:

“It is about conserving cash and it's really about leasing up as much as you possibly can.” - Julie Anne Peterson

“If the operator is capable and has very good long term strategy, the best thing may be for you to stay in it.” - Julie Anne Peterson

“I think we have to get away from this idea of short term ideas. I think we need to be looking at a longer term strategy.” - Julie Anne Peterson

Connect with Julie Anne through LinkedIn and Facebook, and visit Old Capital Lending’s website. Join Julie’s ZOOM@8 every Tuesday night where she talks with industry experts about commercial real estate.

LEAVE A 5-STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how Team Quattro can help you by visiting www.TheQuattroWay.com.

Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life and maximize wealth! Click here to find out more about the host, Chad Sutton.

Nectar:

https://app.usenectar.com/quattro-capital

Entity Keeper: 

Join the EntityKeeper community today to simplify the way you manage your entities and org charts while reducing manual errors. Easily organize corporate data, visualize ownership structures, store unlimited documents, and manage important filing dates with one secure solution. Click here to start simplifying your entity management with EntityKeeper now!

Is real estate in trouble?

The short answer is no, but there are certainly areas to be cautious about. Today, Chad focuses on floating rate bridge debt and why you should be careful when dealing with this kind of financing. He breaks down how to mitigate risk and navigate the terms set by lenders, and how to devise foolproof exit strategies.

Tune in and take proactive steps to avoid getting caught up in a debt trap!

Learn more about ALTERNATIVE BUSINESS and INVESTMENT STRATEGIES through QUATTRO CAPITAL!

• LinkedIn: /TeamQuattroCapital

• Instagram: @TeamQuattroCapital

• Facebook: @TeamQuattroCapital

• Website: www.TheQuattroWay.com  

• TikTok:@realestaterunwaypod

[00:00 - 06:55] Don't Get in Trouble in Real Estate

• The real estate industry is still strong, and deals are promising, but pay attention to your expenses

• Lenders hold the purse strings, so treat them with respect

• As long as you don't run out of time or money in a deal, you won’t have any problems

• Leveraging long-term debt options have less risk

[06:56 - 08:53] The Types of Debt in Commercial Real Estate Investing

• Agency debt is the safest type of debt, with a fixed rate and non-recourse loan for five to twelve years

• Recourse fixed-rate debt is slightly higher on leverage, with four to ten-year loans and collateralization of other assets

• Bridge debt is designed for projects not ready for long-term debt, with two to three-year loans and one or two one-year extensions

[08:54 - 19:33] The Danger Zone: Missed Covenants, Lender Funding, and Rate Caps

• The biggest thing about bridge debt is that you're not in control of your money; the lenders are

• You have to budget your cash tightly when using bridge debt

• Lenders can get nervous if don’t comply with their covenants and refuse to fund your draws

• This will lead to a cash problem; you’ll have time but you'll run out of money

• Rate caps are time-sensitive and require some planning

• Exit is everything and lenders are worried if they will be able to get repaid

• Watch out for the unknown unknowns; floating rate loans have different rules than fixed-rate loans and can be more unpredictable

[19:34 - 21:15] Go into Deals with Eyes Wide Open

• Bridge debt can be a great tool if used correctly

• Understand  the terms and conditions of the loan and assess your ability to meet the requirements

Quotes:

“Your lender is your biggest investor and they have the most teeth in the deal.”  - Chad Sutton

“You only get in trouble in real estate if two things happen: if you run out of time on your deal or you run out of money on your deal.” - Chad Sutton

“Most fixed-rate loans and recourse fixed-rate loans, pretty predictable. The rules are mostly the same. But with variable rate loans, these are usually debt funds and the rules are all different. And so your unknown unknowns, what you don't know can hurt you here.”  - Chad Sutton

LEAVE A 5-STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how Team Quattro can help you by visiting www.TheQuattroWay.com.

Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life and maximize wealth! Click here to find out more about the host, Chad Sutton.

Quattro Capital invites you to join Agora:

Don't miss out on the opportunity to experience the forefront of investment management technology with Quattro Capital. Join Agora and schedule a demo to see our all-in-one investment management tool in action. As a bonus, enjoy Quattro's Promotion 10% discount on Yearly Subscription and Onboarding Priority! Our platform includes a powerful CRM, market-leading investor portal, and a fundraising tool that makes it easier to raise capital for new offerings. With our collaborative space, you can ensure transparency with investors and make reporting more accessible than ever before. Click here to schedule your demo and claim your discount today!

What’s the formula for transforming your passion into prosperity, while creating a lasting impact?

Atticus Ray is a world-class tap dancer turned real estate developer who’s on a mission to help people unlock their potential. He never imagined a career in dance was possible. But against all odds, he made it happen. When he transitioned into real estate, he discovered a new stage where he could secure wealth and a stable future. His inspiring journey caught the attention of a TV production, leading to his own reality show.

Today, we listen as Atticus tells his story and spreads his wealth of knowledge about building homes and building dreams! 

Learn more about ALTERNATIVE BUSINESS and INVESTMENT STRATEGIES through QUATTRO CAPITAL!

• LinkedIn: /TeamQuattroCapital

• Instagram: @TeamQuattroCapital

• Facebook: @TeamQuattroCapital

• Website: www.TheQuattroWay.com  

• TikTok:@realestaterunwaypod

[00:00 - 06:34] An Unlikely Story of Success

• Atticus overcame asthma and leg braces to become a world-class professional dancer

• He got into real estate as a backup plan and to have a financial safely net

• He specializes in new construction and he became a licensed real estate agent to be able to share his knowledge to others

[06:35 - 11:14] Stepping Out of the Stage and into the Screen

• His reality show depicts how construction and production are the same–bringing concepts and ideas to life

• By adding a unique take, he and his team are hoping to take dancing to a whole new level

• The power of mentorship is important as it will push you to greater heights

[11:15 - 19:16] Real Estate is Not for the Faint of Heart

• Atticus reflects on lessons he learned from past failures when he was just staring out in real estate

• He also recounts one of the most interesting deals he did and how he used creative financing to his advantage

[19:17 - 26:13] One Million Taps for Kids

• His philanthropic heart is focused on afterschool programs to fight childhood obesity and promote healthy lifestyles

• He wants to inspire others to discover dance through his program, Tap Your Potential

Quotes:

“I do want to make myself more available and kind of share the knowledge. As you begin to go through life, you realize that, what do you do with all this? What do you do with all this experience, what do you do with all this knowledge?” - Atticus Ray

“I believe, if you're going to be in real estate,  you should be a prayer warrior.”  - Atticus Ray

“Being motivated to sometimes prove someone wrong will push you to the next level.”  - Atticus Ray

Reach out to Atticus through Facebook. Check out Rhythm with Views, available now on Apple TV+, Amazon Prime Video, and Google Play. Visit their website at http://www.rhythmwithviews.com/ . 

LEAVE A 5-STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how Team Quattro can help you by visiting www.TheQuattroWay.com.

Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life and maximize wealth! Click here to find out more about the host, Chad Sutton.

Nectar:

https://app.usenectar.com/quattro-capital

Entity Keeper: 

Join the EntityKeeper community today to simplify the way you manage your entities and org charts while reducing manual errors. Easily organize corporate data, visualize ownership structures, store unlimited documents, and manage important filing dates with one secure solution. Click here to start simplifying your entity management with EntityKeeper now!

Learn the value of specialization! 

Drew Breneman, founder and CEO of Breneman Capital, takes us through his journey from buying his first deal at 19 to now owning over 200 million worth of real estate. He discusses how he found success by specializing in multifamily properties and leveraging good deals and good financing. He talks about the Freddie Mac SBL program, dives deep into risk management strategies, and shares expert advice on the multifamily asset class. 

Learn more about ALTERNATIVE BUSINESS and INVESTMENT STRATEGIES through QUATTRO CAPITAL!

• LinkedIn: /TeamQuattroCapital

• Instagram: @TeamQuattroCapital

• Facebook: @TeamQuattroCapital

• Website: www.TheQuattroWay.com  

• TikTok:@realestaterunwaypod

[00:00 - 11:02] $200 Million and Still Growing

• Drew talks about his journey: how invested early using his own money as a college student, how he built his company and specialized in multifamily 

• They use flexible prepayment terms on Freddie Mac

• It is important to track loan maturities and lease maturities to avoid having too many ending at the same time

[11:03 - 21:00] Stop Chasing Returns, Chase Risk Profiles

• Dig into the nuances and know the risks of different asset types

• Long-term ownership is more profitable than flipping properties in a couple of years or risky product types

• Spend time evaluating your sponsor

[21:01 - 32:04] The Multifamily Edge

• Multifamily has had higher returns with the lowest return, standard deviation, for every hold period than any other product type

• Look for a specialization and think about how you can outperform others in that area

• Turn data into information to make better decisions

• Transaction volume dropped by 80% in most markets due to a lack of confidence in deals and operators

• Drew believes that the future of growth is in the Sun Belt 

[32:05 - 40:07] There is Power in Mindset

• Be realistic but don’t be overconfident in your endeavors

Quotes:

“You want to start thinking about not having too many deals ending at the same time in terms of when the loans come due… And then same thing, you don't want the leases ending at the same time your loans ending in commercial properties. That's a recipe for disaster.” - Drew Breneman

“I think multifamily still has all the tailwinds at its back. We're still under-housed.” - Drew Breneman

Reach out to Drew through Linkedin and Facebook. Visit his website at http://www.breneman.com. 

LEAVE A 5-STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how Team Quattro can help you by visiting www.TheQuattroWay.com.

Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life and maximize wealth! Click here to find out more about the host, Chad Sutton.

Quattro Capital invites you to join Agora:

Don't miss out on the opportunity to experience the forefront of investment management technology with Quattro Capital. Join Agora and schedule a demo to see our all-in-one investment management tool in action. As a bonus, enjoy Quattro's Promotion 10% discount on Yearly Subscription and Onboarding Priority! Our platform includes a powerful CRM, market-leading investor portal, and a fundraising tool that makes it easier to raise capital for new offerings. With our collaborative space, you can ensure transparency with investors and make reporting more accessible than ever before. Click here to schedule your demo and claim your discount today!

Discover Hypernomics and make the best real estate investment decisions! 

Meet Doug Howarth, the visionary mind behind Hypernomics, a groundbreaking concept reshaping market analysis. As the founder of Hypernomics Inc., Doug and his team developed cutting-edge market analysis software, earning recognition from industry titans like NASA and Lockheed Marti, and are set to revolutionize the real estate industry. In this episode, Doug explains how you can eliminate the guesswork and effectively analyze over and undervalued commercial, residential, and industrial properties with Hypernomics. 

Learn more about ALTERNATIVE BUSINESS and INVESTMENT STRATEGIES through QUATTRO CAPITAL!

• LinkedIn: /TeamQuattroCapital

• Instagram: @TeamQuattroCapital

• Facebook: @TeamQuattroCapital

• Website: www.TheQuattroWay.com  

• TikTok:@realestaterunwaypod

[00:00 - 06:01] Discovering A New Way to Unlock Value

• Doug Howarth is the founder of Hypernomics and how to look at multiple aspects of a topic and boil them into a function that helps you understand it

• He shares coming up with the concept when he was shopping for a washing machine with his wife

• In real estate, factors like walkability score, proximity to downtown, age of the property, and crime rate can all be put into one model to create a predictive pricing model

[06:02 - 14:54] Analyzing Real Estate Markets with Hypernomics

• •Value is not determined by one metric, but by multiple variables

• Rental housing value includes proximity to the city center, age, finishes, square footage, and walkability score

• Real estate data is readily available on MLS listings, so everyone can gather and analyze all of this information

• Through Hypernomics, you can find out the optimal price point of a property and maximize profitability

[14:55 - 22:55] A Step-by-Step Guide to the Hypernomics Software

• Hypernomics is a 4D software that can help take 4 data points and create something that can help you make the best business decisions

• Data points such as zip code, square footage, age of apartment, and walkability score can be used to create a value estimator

• With a proper valuation, you mitigate risks and work toward the best outcome

[22:56 - 30:36] Journeying to Success with Tenacity

• Doug recounts his experience when he was writing the book and how he overcame multiple rejections

• He focuses on giving to local organizations and recently, he joined the Santa Barbara County Sheriff's Benevolent Posse

Quotes:

"That's what Hypernomics does. It describes how people value the products that are given to them and how they're limited by the amount of money they have in their pockets.” - Doug Howarth

“The idea here is there's not a guarantee that you're going to get the best answer, but it kind of creates a map to push you to the right answer.” - Doug Howarth

Connect with Doug through LinkedIn or Facebook. Know more about Hypernomics at http://www.hypernomics.com.

LEAVE A 5-STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how Team Quattro can help you by visiting www.TheQuattroWay.com.

Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life and maximize wealth! Click here to find out more about the host, Chad Sutton.

Nectar:

https://app.usenectar.com/quattro-capital

Entity Keeper:

Join the EntityKeeper community today to simplify the way you manage your entities and org charts while reducing manual errors. Easily organize corporate data, visualize ownership structures, store unlimited documents, and manage important filing dates with one secure solution. Click here to start simplifying your entity management with EntityKeeper now!

Revolutionize Your Wealth: Escape Traditional Banking Now!

Mark Ritter reveals the transformative and revolutionary role of credit unions in this enlightening episode, emphasizing their potential to empower communities and reshape financial landscapes. He illuminates their distinct, member-driven approach, which contrasts sharply with traditional banks, spotlighting their ability to offer innovative and inclusive financial solutions. Ritter presents credit unions as a beacon of financial stability and ethical lending, dedicated to fostering financial health and inclusivity. He projects a future where credit unions lead in establishing new standards in financial ethics and inclusivity, driving profound, positive change in communities and local economies.

Learn more about ALTERNATIVE BUSINESS and INVESTMENT STRATEGIES through QUATTRO CAPITAL!

• LinkedIn: /TeamQuattroCapital
• Instagram: @TeamQuattroCapital
• Facebook: @TeamQuattroCapital
• Website: www.TheQuattroWay.com 
• TikTok:@realestaterunwaypod

[00:00 - 09:59] Exploring Financial Frontiers: Insights on Credit Unions and Real Estate Market Dynamics

• Mark Ritter is the CEO of M B F S, a credit union cooperative
• Mark clarifies the benefits and structures of credit unions, emphasizing their viability for real estate financing as member-driven, not-for-profit entities
• He emphasizes the urgent national need to address the prevailing housing availability crisis
• They are regulated institutions with FDIC insurance, providing good service and competitive fee structures
• The conversation underscores the comparative safety and reliability of credit unions with equivalent insurance protections

[09:60 - 20:43] Navigating Retail, Office Space, and Credit Union Financing in Changing Markets

• Cash flow is tightening due to lower interest rates
• Location remains crucial, with newer retail thriving and older malls languishing
• Large urban office spaces are in decline due to increased remote work preferences
• Credit unions are distinguishing themselves with more accommodating financing solutions for real estate
• The viability of older suburban offices is in question, prompting considerations for repurposing

[20:44 - 34:49] The Impact and Potential of Credit Union Lending

• Mark discusses credit unions' adaptability and tailoring in loan structures to suit borrowers' needs and respond to market shifts
• He stresses the importance of strong, meaningful connections with borrowers
• Mark points out the crucial role of local deposits in sustaining credit unions and supporting local economies
• He emphasizes his passion for fostering financial understanding, particularly among the youth

Quotes: 

"Financial education is undervalued in our education system; we need to change that." - Mark Ritter

"Nobody's out there on the street protesting against their local credit unions. We're usually perceived as pretty friendly organizations." - Mark Ritter

Connect with Mark through

LinkedIn,

Or visit his websites http://www.mbfs.org and https://markritter.com/

LEAVE A 5-STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how Team Quattro can help you by visiting www.TheQuattroWay.com.

Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life and maximize wealth! Click here to find out more about the host, Chad Sutton.

Quattro Capital invites you to join Agora:

Don't miss out on the opportunity to experience the forefront of investment management technology with Quattro Capital. Join Agora and schedule a demo to see our all-in-one investment management tool in action. As a bonus, enjoy Quattro's Promotion 10% discount on Yearly Subscription and Onboarding Priority! Our platform includes a powerful CRM, market-leading investor portal, and a fundraising tool that makes it easier to raise capital for new offerings. With our collaborative space, you can ensure transparency with investors and make reporting more accessible than ever before. Click here to schedule your demo and claim your discount today!

Entity Keeper: 

Join the EntityKeeper community today to simplify the way you manage your entities and org charts while reducing manual errors. Easily organize corporate data, visualize ownership structures, store unlimited documents, and manage important filing dates with one secure solution. Click here to start simplifying your entity management with EntityKeeper now!

Transform with Tommy: Mindset, Growth, Kindness!

In this episode, Tommy Newberry, a New York Times Bestselling Author with a 32-year track Record of Coaching Successful Entrepreneurs, inspires by sharing his transformative journey, emphasizing the importance of resilience, a positive mindset, and continual self-improvement. He sheds light on the significant impact of small acts of kindness and the pursuit of balance in achieving overall well-being. His insights highlight the value of community effort and individual responsibility in fostering a harmonious and progressive society. Through his reflections, Tommy offers a motivating perspective on overcoming challenges and contributing to collective growth and development

Learn more about ALTERNATIVE BUSINESS and INVESTMENT STRATEGIES through QUATTRO CAPITAL!

• LinkedIn: /TeamQuattroCapital
• Instagram: @TeamQuattroCapital
• Facebook: @TeamQuattroCapital
• Website: www.TheQuattroWay.com 
• TikTok:@realestaterunwaypod

[00:00 - 12:02] Exploring Mindset with Tommy Newberry of the 1% Club

• Tommy Newberry is a 32-year veteran of the coaching profession, helping entrepreneurs get to the next level and working with them in all areas of life
• Tommy advocates for a holistic coaching approach focusing on both professional and personal life aspects
• He underscores the importance of mindset in achieving both personal and professional success. His 1% Club focuses on mindset broken down into five different categories
• Tommy prioritizes building enduring relationships with clients to facilitate deep, lasting transformations
• Excellence in all life areas, including faith, marriage, parenthood, fitness, and business, highlighting the need for balanced development is emphasized

[12:03 - 23:48] Mastering Mindset to Achieve Success in Life and Business

• Mindset is a series of decisions we make that form who we are
• Clarity is essential to having the right mindset
• Success requires acting from the standpoint of already achieved goals; being ‘there’ mentally before actually arriving
• Real change starts from within; altering mindset precedes changing external circumstances
• Happiness is attained through positive focus and clarity in purpose, contrasting with focusing on negatives and flaws

[23:49 - 37:18] Tactical Goals, Empowering Routines, and Influential Networks

• Tommy recommends structuring long-term visions into manageable weekly tasks through interim three-year and quarterly goals for focused progress
• Daily ‘bookend’ routines, emphasizing well-being and quality sleep, are crucial for maintaining optimal conditions for goal achievement
• Effective execution, requiring regular reflection and adjustments, is emphasized to align daily actions with long-term visions
• The influence of a supportive and challenging peer group is crucial for developing a mindset conducive to personal growth and goal clarity
• Respond to the world's challenges in a way that keeps you on track to reach your master vision

[37:19 - 51:34] Empowering Positivity: Tommy's Insightful Perspective on Mindset and Societal Contribution

• Tommy underlines the importance of emphasizing positive thoughts, referencing Philippians 4:8, for improved life satisfaction
• He illustrates the tendency to dwell on the negative and advises a shift in focus to positive aspects to alter life perceptions
• Tommy highlights how positivity can fuel growth in both personal and professional spheres, changing perceptions of opportunities and challenges
• He expresses his commitment to fighting Alzheimer's and stresses the need to educate the youth on the benefits of a free market

Quotes:

"Life is intended to be difficult, and hardships should be used to come out better on the other side." - Tommy Newberry

"Life is a manifestation of our mindset. When we harbor positivity, we attract constructive energies that propel us forward." - Tommy Newberry

"In order to lead a fulfilled life, one must consistently nurture and develop their intellectual, emotional, and spiritual selves." - Tommy Newberry

Connect with Tommy through

Linkedin,

Or go to his websites: https://www.tommynewberry.com/ and https://www.achievingoptimal.online/1PC

Resources Mentioned:

• Book: The 4:8 Principle Success Is Not an Accident. Find it on Amazon
• Online Program: The 40 Day Joy Challenge. Available at http://www.joychallenge.com

LEAVE A 5-STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how team Quattro can help you by visiting www.TheQuattroWay.com.

Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life, and maximize wealth! Click here to find out more about the host, Chad Sutton.

Nectar:

https://app.usenectar.com/quattro-capital

Entity Keeper: 

Join the EntityKeeper community today to simplify the way you manage your entities and org charts while reducing manual errors. Easily organize corporate data, visualize ownership structures, store unlimited documents, and manage important filing dates with one secure solution. Click here to start simplifying your entity management with EntityKeeper now!

Is subdividing large plots a strategic advantage in contemporary real estate practices?

With a unique perspective on land investments, Daniel Martinez, a seasoned real estate professional and Co-Founder at Hivemind CRM, underscores the potential of subdividing large plots and the crucial role of mentorship. He talks about his strategies for buying and selling land, sharing insights on leveraging massive plots, increasing value through subdivision, and the importance of focusing on land as a primary asset class in real estate. Martinez emphasizes the importance of margins in profit-making and the advantage of targeting larger properties.

Learn more about ALTERNATIVE BUSINESS and INVESTMENT STRATEGIES through QUATTRO CAPITAL!

• LinkedIn: /TeamQuattroCapital
• Instagram: @TeamQuattroCapital
• Facebook: @TeamQuattroCapital
• Website: www.TheQuattroWay.com 
• TikTok:@realestaterunwaypod

[00:00 - 09:38] Daniel's Route from Trucking to Thriving in Land Flipping

• Daniel transitioned from truck driving to real estate, finding his niche in land flipping after challenges with houses
• Utilizing podcasts and YouTube during trucking routes, Daniel self-educated his way into real estate
• Land offers vast inventory, varied value potential, and broader profit margins compared to houses
• Daniel focuses on paperwork in land deals, eliminating development intricacies for streamlined profits

[09:39 - 19:50] Maximizing Profits with Strategic Land Investments

• Buy large plots, subdivide for increased value, and cater to more buyers
• There's more land than any other asset class in real estate
• Land has no ceiling, so as long as you have a good margin of safety, you're gonna make money
• You can create larger spreads by going after larger properties
• Spend marketing budget on finding buyers instead of sellers

[19:51 - 28:39] Systems and Mentorship

• Daniel identifies his superpower in real estate in systems and math, highlighting the importance of complementary partnerships
• Daniel's setback in the trucking industry taught him invaluable lessons on people management and resilience, equipping him for challenges in real estate
• He is dedicated to mentoring the youth, helping them navigate life and business, and is actively involved in an entrepreneurship program at his daughter's school
• Daniel introduces "Hivemind CRM," a comprehensive platform available across various social media, offering a $1 course on real estate and an upcoming free PDF checklist

Quotes:

"So think of a flip where you have to know where that roof is. Land has no ceiling, so as long as you have a good margin of safety, you're gonna make money." - Daniel Martinez

"Don't partner with people like you partner with people who are unlike you. So complement your short shortcomings." - Daniel Martinez

Connect with Daniel through

LinkedIn,Facebook

Or visit the website https://www.milliondollarlandmastermind.com/

LEAVE A 5-STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how Team Quattro can help you by visiting www.TheQuattroWay.com.

Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life, and maximize wealth! Click here to find out more about the host, Chad Sutton.

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Entity Keeper: 

Join the EntityKeeper community today to simplify the way you manage your entities and org charts while reducing manual errors. Easily organize corporate data, visualize ownership structures, store unlimited documents, and manage important filing dates with one secure solution. Click here to start simplifying your entity management with EntityKeeper now!