Real Talk Ladies

In this episode of the Real Talk Ladies podcasts, your guides Karen Dear & Kimberly Deann discuss ways to help us all get in the black and out of the red.

The key takeaways for the episode are:

* Pay down debt

* Change your lifestyle

* Reduce temptation

* Add a revenue stream

"You can't get out of debt while keeping the same lifestyle that got you there." - Dave Ramsey

Dave Ramsey's words definitely hit home for Karen & Kim. Listen more to hear how they have been trying to change their lifestyle this year so they can get out of debt. Join the conversation on our Facebook and tell us how you're changing your lifestyle to get back in the black.

In this episode of the Real Talk Ladies podcast, guide Karen Dear shares the story of her last long-term relationship and how she was left feeling that she wasted her time after he told her how he came clean about how he really felt about marriage and kids. Karen & Kim dive deep into the "why" and discuss how to help women who are in similar, stagnant relationships either get theirs moving forward or move on.

The takeaways from this episode are:

* Identify if this is you

* Self-reflect

* Have the tough conversation

* Follow Through

"You'll never get what you truly deserve, if you remain attached to what you're supposed to let go of." - Genereux Philip

This episode is a tough one to hear, but join our tribe on our facebook page, because we're here to help each other on this journey they call life.

Hey Real Talk Ladies,

In this podcast episode, guides Kimberly Deann and Karen Dear discuss the big moves to new states they've made in the past, and how for Kimberly it took awhile for her to get to a point of making the big move she's always wanted to make because of family, career and a little bit of fear.

Whether you're in high school with your bags packed ready to take on the world or in your 30s looking for a change, this episode's takeaways will help guide you through settling into your next destination.

* Where do you want to live?

* What's holding you back?

* Do the dirty work

* Immerse yourself in your new place

“Move out of your comfort zone. You can only grow if you are willing to feel awkward and uncomfortable when you try something new.” - Brian Tracy

As always, we would love to connect and learn more about your big moves whether you've made them and want to tell the world how amazing it feels or if you are battling fear. We are a community of women who is here to support each other.

Hey Real Talk Ladies!

 

In this Real Talk Ladies podcast, Karen Dear & Kimberly Deann talk about when its time to move on up or out of your current job -- especially when dread to go to work and be at work is prevalent or if your work issues are seeping into your personal life on the regular.

Listen to hear your Real Talk Ladies guides talk it out on how to prepare to upgrade your career -- they even talk through "finding your passion" and how an attitude change may have to sustain you until you find something else.

The tactical takeaways for this AMBITION episode are:

Evaluate your situation: What is making you feel unsatisfied?

Set your goal and plan how you will get there.

Start your plan.

Do the damn thing- Take the Leap!

As we navigate our careers, talking it out with other people can provide some valuable insight and help steer you in the right direction for you. We are here for you! Join the conversation on our Facebook page @rtlsocial.

"If you don’t like something change it. If you can’t change it, change your attitude." - Maya Angelou

Hey Real Talk Ladies!

In this Real Talk Ladies podcast, Karen Dear & Kimberly Deann talk about a CNBC segment by Ester Bloom (https://www.cnbc.com/2017/06/29/heres-how-many-americans-are-living-paycheck-to-paycheck.html) discussing the percentage of women who are living paycheck to paycheck. Also, did you know that you should have 6 months to a year of your salary saved for an emergency fund?!?

Listen to hear your Real Talk Ladies guides real talk it out on how we can begin the process of living within in your means -- as well as learn how to negotiate your rent AND about Karen holding Kim accountable to NOT impulse buy some beautiful rose gold plates.

The tactical takeaways for this episode are:

* Assess your last 6 months to a year of spending to see what you're spending your money on each month

* Set a budget ... and manage to it each month

* See where you can cut down or negotiate lower rates

* Get an accountability partner

We're all on this life journey together ... especially the financial fitness one, and your guides are looking for help as well as wanting to help you. Join the conversation on our Facebook page @RTL social - we can even create a group to hold each other accountable. Also, visit our website to download a screen image for the takeaways!

"Too many people spend money they earned ... to buy things they don't want ... to impress people that they don't like." Will Rogers

Break-ups: We've all been there, and it's painful. But, we can come out on the other side. In this episode, Karen Dear & Kimberly Deann tackle how to get over the blues in a healthy way, and come out on the other side stronger and smarter - about yourself and/or about what you want ... or don't want ... in the next guy who comes along your path.

Because we seek to make each episode very tactical, here are the takeaways:

* Get out of the house

* Get to work on yourself

* Get your Mr. Clean on

* Get all the sad out

Listen to hear some personal stories of how your RTL guides have survived ... including why mom's need to teach their boys better aim.

As always, we want to navigate life alongside you, so let's continue the conversation on our Facebook page @RTLSocial or download a screen shot of the takeaways for your phone from our website www.realtalkladies.com (http://www.realtalkladies.com) -- because that's how we keep good tidbits for future use.

"When people walk away from you, let them go. Your destiny is never tied to anyone who leaves you, and it doesn’t mean they are bad people. It just means that their part in your story is over.” - Julia Roberts

We hope you enjoy!

Hey Real Talk Ladies! Allow us to introduce ourselves. We are your hosts: Karen Dear and Kimberly Deann.

We are raw.

We own our crazy.

We color outside the lines.

We are dangerously hopeful.

We are on a journey to find a life fulfilled.

We know we don't have the answers.

But, we are seeking them.

 

We are here to be a sounding board.

We speak the truth.

And we have real talks.

Let's dive in together