On this episode of Real Talks on the Rocks, I sit down with Melissa Boyd, who is a head coach at @Tempo (a workout-at-home tech company based in San Francisco). 

Melissa discusses opening up her own gym in San Francisco, dealing with an auto-immune disease and how her new company (Tempo) is taking over the fitness industry with it's technology-based interactive fitness programs that people can do from the comfort of their own home! 

Melissa also shares some of her personal stories, including the current dating pool in San Francisco! 

You can reach out to Melissa on her instagram at: https://instagram.com/trainwithmb

 You can also check her out on Tempo at: https://instagram.com/Tempo 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your support of this channel allows me to continue to provide you with better and better content.

 Click the link below to access this episode's bonus content: 

https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at: https://realtalksontherocks.com

There you will find links to Apple Podcasts, Spotify as well as my Patreon page. 

You can also follow me on: 

Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#fitness #women #motivation 

Chapter list: 

00:00- Preview 

00:30- Intro 

01:30- Why Fitness? 

05:10- The lack of trust in the fitness industry 

07:40- How @Tempo won over Melissa 

11:30- Melissa’s focus with her clients 

17:24- The grind to keep going

 20:11- The biggest challenges with training women 

22:48- Melissa’s daily routine 

25:19- Finding time to workout 

31:40- Fad diets 

34:20- Dealing with an auto-immune disease 

41:50- Relying on Doctor’s to “fix” you 

44:00-Trusting people 

47:00- The reality of research papers in fitness 

48:55- Ozempic 

57:45- Balancing everything in your life 

1:01:25- communicating with clients 

1:03:30- The technology of @Tempo 

1:07:10- How @Tempo evolved it’s products 

1:09:45- The “Trust” factor 

1:18:30- Advice to someone who wants to start on their fitness journey 

1:21:20- Why women HATE the gym! 

1:24:35- Dating in San Francisco

1:28:54- What we tell our younger selves 

1:33:03- Melissa’s thoughts on kids 

1:38:40-Impacting a child’s life 

1:44:35- Advice to other personal trainers and gym owners 

1:47:00- Final Thoughts

On this episode of Real Talks on the Rocks, I sit down with Miguel Delgado, who is a wealth manager with Peak360 investments.

Miguel talks about his upbringing not really understanding money and the impact of seeing his relatives being “taken advantage of” by people who were smarter with money.

Miguel talks general considerations people should be cognizant of in planning their long term financial independence.

*DISCLAIMER*

The opinions expressed in this episode are that of myself and of my guest and is not intended to be financial guidance for your specific situation. Please consult with your own financial advisor.

Chapter list:

00:00- Preview

01:00- Intro

01:50- When you don’t understand how money works…

07:35- Educating those who don’t understand money

10:28- What a financial planner does

17:14-Overwhelmed with cost of living

23:05- Tips for young entrepreneurs

28:20- What does financial independence mean?

34:30-Does your lifestyle match your income?

38:40-Investing back into your business

42:45-Financial Independence vs Retirement

48:00- When to start to look for a financial planner

54:15- Finding mentors

56:40- Biggest lies that are told to us in finances

57:55- Millennials buying homes in todays climate

1:02:10- How a Financial Planner determines if they are a good fit for you

1:07:25- Health Savings Account- What you don’t know!

1:11:30- How your kids can and cannot help you in retirement

1:14:00- Generation X and the problems with retirement

1:22:30- The life insurance controversy

1:30:45- What Millennials should start thinking about today

1:36:54- Is it too late to start investing?

"Securities offered through Lion Street Financial, LLC (512.776.8400), member FINRA, SIPC. Investment advisory products and services offered through Lion Street Advisors, LLC, an investment advisor registered with the SEC. Lion Street Financial, LLC & Lion Street Advisors, LLC are affiliated companies and do not provide tax or legal advice. Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. Your connection to this podcast does not necessarily indicate that this Financial Professional is able to transact business in your state."

On this episode of Real Talks on the Rocks, I sit down with Markos Mosi. Markos is the owner and founder of FEAR Training, a gym based in San Leandro, California. Markos discusses his path, from college football athlete, to EMT, to gym owner and talks about how he was able to build a community of fitness clients that believe in his message! 

Markos also spends time discussing how he was able to finance his business and his tips and tricks for other personal trainers out there who are thinking about opening their own gym. 

You can reach out to Markos on Instagram at: 

https://instagram.com/feartraining

If you are in San Leandro, Ca and would like to check out his gym, you can visit him in-person at: 

FEAR Training 1658 Abram Ct. San Leandro, Ca 94577 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your support of this channel allows me to continue to provide you with better and better content. 

Click the link below to access this episode's bonus content: https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at:

 https://realtalksontherocks.com 

There you will find links to Apple Podcasts, Spotify as well as my Patreon page. 

You can also follow me on: 

Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#fitness #gym #motivation

Chapter list: 

00:00- Preview 

01:00-Intro 

04:12-Early jobs that were going nowhere 

06:40-Early life expectations from Greek and Cameroonian backgrounds 

09:43- Going to college out of state 

11:12- College athlete expectations 

13:16-Falling short of expectations 

19:13- Resisting the “easy way” out 

22:30- Figuring out life after college 

24:15- The support of friends and family 

28:35- Working as an EMT 

31:35- Deciding to enter the personal trainer world 

37:45- How he built a “real” training program- with no money 

45:52- What clients were telling him they wanted from a gym 

48:54- How FEAR Training LLC grew 

55:00- How Markos financed his gym 

1:02:15- The “grind” of being a gym owner 

1:06:35- Managing the gym and having his own clients/classes to run 

1:10:00- How FEAR compares to corporate gyms like Rumble and Barry’s boot camp 

1:15:10- the FEAR clientele 

1:20:25- The future of FEAR training 

1:22:01- The biggest challenges facing personal trainers 

1:24:03- When clients prefer to workout 

1:29:25- Advice to other trainers and Markos’s future 

1:34:15- Final Thoughts

On this episode of Real Talks on the Rocks, I sit down with John Lane, who is a wealth manager specializing in retirement planning and financial independence.

 John explains what retirement means today and how the term "financial independence" is the new "retirement". John gives advice to millennials, who already feel they don't make enough money to save for retirement, on how they can start saving small before planning out their future. 

John's vision of wealth management shows that ANYONE can achieve financial independence, but that you have to get serious about it and START NOW! 

*DISCLAIMER* The opinions expressed in this episode are that of myself and of my guest and is not intended to be financial guidance for your specific situation. Please consult with your own financial advisor. 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your support of this channel allows me to continue to provide you with better and better content. 

Click the link below to access this episode's bonus content: https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at: https://realtalksontherocks.com There you will find links to Apple Podcasts, Spotify as well as my Patreon page. 

You can also follow me on: 

Facebook: https://facebook.com/realtalksontherocks

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#money #financialindependence #retirement 

Chapter List: 

00:00- Preview 

01:00-Intro 

03:00-What a wealth Manager does 

04:55- “work to live” or “live to work”

08:05- Why people in America can’t save enough money for retirement 

10:48- Americans need to spend money right?? 

14:50- Why would someone want a wealth manager 

16:25- looking at your financial future 

24:20- The most common push-backs for wealth managers 

25:30- For the young people who think they are rich… 

28:00- When people usually realize they need to get their finances in order 

31:00- What does retirement actually look like? 

37:15- The future of Crypto 

49:15- The population issue 

53:00- Leave California to live the “American Dream” 

55:00- The future of Tech companies and A.I. 

58:22- The future of the human race 

1:00:15- Elon Musk and running Twitter and Tesla 

1:02:48- What 99% of us don’t know about finances 

1:06:45- Why home mortgages are bad 

1:08:47- Saving vs. Investing 

1:16:00- How to max out your savings when you don’t make a lot of money 

1:20:45- California’s Real Estate future 

1:32:05- Saving for yourself before saving for your kids 

1:36:35- Writing a finance book for children 

1:42:00- The wrong mindset to have about money 

1:43:50- Final Thoughts

"Securities offered through Lion Street Financial, LLC (512.776.8400), member FINRA, SIPC. Investment advisory products and services offered through Lion Street Advisors, LLC, an investment advisor registered with the SEC. Lion Street Financial, LLC & Lion Street Advisors, LLC are affiliated companies and do not provide tax or legal advice. Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. Your connection to this podcast does not necessarily indicate that this Financial Professional is able to transact business in your state."

On this episode of Real Talks on the Rocks, I sit down with Johann Michael Camat and his wife Dorothy Camat. 

Johann and Dorothy are career performing artists who met while performing as part of the Broadway show Miss Saigon in Toronto, Canada. They have had an incredible career in the theatre industry and in the vocal industry. Johann and Dorothy give you an idea of what the "life" is like while on tour with a Broadway show and how they have each transitioned into a new era of the performing arts. 

Johann also talks about finding your own singing voice and how to survive in the sometimes cutthroat industry. Johann is currently a Bay Area R&B singer who performs at many clubs throughout the region and beyond. 

You can reach out to Johann on his instagram: https://instagram.com/jorasp 

You can listen to Johann's newest single, CLOCKZ (under his artist name of "Jorasp") on Spotify here: https://open.spotify.com/artist/17SGviZKLs6KknXFyjeLOj 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your support of this channel allows me to continue to provide you with better and better content. 

Click the link below to access this episode's bonus content: 

https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at: https://realtalksontherocks.com 

There you will find links to Apple Podcasts, Spotify as well as my Patreon page. 

You can also follow me on: Facebook: https://facebook.com/realtalksontherocks

 Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks #broadway #singing #artist

Chapter list

00:00-Preview

01:00-Intro

02:27- Starting in Broadway theatre

06:12- Meeting while in Miss Saigon

14:15- Expectations of how life is supposed to go

19:40- The “real” life of a theatre performer

27:00- How to handle relationships as a theatre performer

34:45- Family pressures over your life

43:00- Transitioning to being a vocalist

46:45- The “grind” of succeeding as a music artist

52:20- is it about the money??

57:20- Using social media in the music industry

1:02:30-“Making it” in the music industry

1:08:20-the “Grind” of the industry

1:17:20- lessons for the youth

1:21:00- Friendships

1:28:00- Advice to their daughter

1:29:35-transitioning out of the industry

1:35:50- Johann’s personal sound as an artist

1:40:00- Creating the sound you want as a vocalist

1:48:30- Final thoughts

On this episode of Real Talks on the Rocks, I sit down with Greg Grogan. Greg is a current law enforcement officer and co-founder of The Overwatch Collective: a non-profit organization dedicated to bringing attention to mental health for military and first responders. Greg talks about his organization and how they work to provide first responders with free therapy. 

Greg also talks about the current issues in law enforcement that are likely to be causing some of the mental anguish public service personnel face everyday. 

You can reach out to Greg and The Overwatch Collective at: https://theoverwatchcollective.com 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your support of this channel allows me to continue to provide you with better and better content. 

Click the link below to access this episode's bonus content: 

https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at: 

https://realtalksontherocks.com 

There you will find links to Apple Podcasts, Spotify as well as my Patreon page. You can also follow me on: 

Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#mentalhealth #police #firstresponders 

Chapter list: 00:00- Preview 

01:06- Intro 

03:45- How The Overwatch Collective got started 

06:14- Exposure in Law Enforcement 

08:10- Veteran transition to civilian life 

10:45- Being aware of what veterans have seen overseas: EMDR training 

14:38- Entering the Law Enforcement career 

19:05- Keeping the “image” 

28:00- It starts with the Family 

33:55- New police and firefighters spending money too fast 

41:55-All you have is that “badge”?? 

45:35- Is it lack of resources or lack of “taking the first step”? 

51:22- Building Trust in an organization 

56:50- End of Watch (movie) 

58:25- It just takes “one” person 

1:00:00- what makes “The Overwatch Collective” so impactful 

1:05:35- Dealing with a traumatic call for service 

1:08:00-Seeking therapy 

1:14:50- What is your form of therapy? 

1:18:50- Relationships as a first responder 

1:27:40- How mental stress builds up over time 

1:29:20- Physical Fitness 

1:36:20- How organizations can help their staff 

1:39:50- Final Thoughts

On this episode of Real Talks on the Rocks, I sit down with Jabari Issa, who was a former defensive tackle for the NFL's Arizona Cardinals and Houston Texans. Jabari talks about learning football in High School, learning the college game and what it took to get himself ready for the NFL draft. Jabari spends a lot of time dissecting the inner workings of life as an NFL player and why some players just never make it in the league. 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! 

Click the link below to access this episode's bonus content: https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at: 

https://realtalksontherocks.com 

There you will find links to Apple Podcasts, Spotify as well as my Patreon page. 

You can also follow me on: Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#nfl #proathlete #tombrady 

Chapter list: 

00:00-Preview 

01:00- Intro 

03:00-Getting into football in High School 

08:00- the “chatter” that goes on in the game
11:25- thinking about playing college football 

13:28-High School football rivalry 

15:31- Playing with Tom Brady 

17:55-Learning how to play PAC-10 football with the Washington Huskies 

21:08- what it means to “Red Shirt” in college football 

22:30-Balancing athletics, academics and a social life in college 

26:30-How to adjust when the coach gets fired 

30:03- The NFL combine and how NFL teams judge new talent 

33:05- Dealing with drama-ridden players on your team (Antonio Brown) 

35:56- Interviewing with NFL teams at the combine 

37:05- Getting the “call” 

40:40- signing an NFL contract 

45:25- What it’s like playing for an NFL team 

49:00- Whose fault is it that we lost the game?? 

56:50- Do the fans really have an influence on who plays for the team? 

59:35- Managing your money 

1:05:48- saving money for the months you don’t get paid 

1:07:35-Expansion Draft for the Houston Texans 

1:09:21- Free Agency and playing for the CFL and NFL Europe 

1:12:40-Jabari was the reason why Arizona built a new stadium for the Cardinals 

1:14:00-Health and CTE in the NFL 

1:22:50- Deciding to retire from the NFL 

1:25:50-Former players falling into depression 

1:30:50- Letting kids play contact football 

1:33:45- Playing with Pat Tillman 

1:35:22- How social media has changed how we view each other 

1:37:41- What this society needs 

1:42:15-Final thoughts

On this episode of Real Talks on the Rocks, I sit down with Allison Tibbs. Allison is a wellness coach/personal trainer with clients in San Francisco and Los Angeles. Allison gets real about her experience in college, working in New York for a major media company and how the path that she was "supposed" to take actually did not bring her joy. Allison also talks about the transition she made from corporate career, to training others to become the best version of themselves. For today's career woman who struggles with balancing work and career, you will enjoy this episode. 

You can reach out to Allison on her Instagram: https://instagram.com/allisontibbs 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! 

Click the link below to access this episode's bonus content: https://patreon.com/realtalksontherocks

 For all of the links to the other avenues to view/listen to my show, you can visit my website at: https://realtalksontherocks.com 

There you will find links to Apple Podcasts, Spotify as well as my Patreon page. 

You can also follow me on: Facebook: https://facebook.com/realtalksontherocks

 Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks

 #fitness #inspiration #careerwoman

Chapter list:

00:00- Preview 

01:00- Intro 

01:55- Allison’s beginning: what most people don’t know 

04:00- Working in the media in New York and the financial crisis

07:45-Black women expectations in America 

11:25- Is the money and the “lifestyle” worth it for women??

19:35- Why we age longer than our parents

20:42- Having Kids n todays world 

23:13- Why San Francisco?? 

31:00-The life I’m “supposed” to live… 

33:00- Why young women can “self-sabotage” relationships 

36:49- The REAL New York 

38:20- People who love their high-profile life 

42:22- I’m doing Social Media wrong! 

46:25- I hate working out! 

49:45-Choosing fitness as a career over Tech

52:16- Working at Equinox 

58:03- Building relationships with clients 

1:05:00- Becoming a wellness coach from scratch 

1:10:50- How the lockdown made people ask “am I happy?” 

1:17:30- Difference in training clients in tech vs entertainment 

1:20:30- NorCal vs. SoCal clients 

1:23:55- A client success story

1:31:00- How Allison balances her time

1:36:10-Allison’s advice to women in corporate America

1:41:00-What’s important in our 30’s

1:48:00- What we thought was important in our 20’s 

1:49:17-What Allison’s future looks like 

1:54:00- Relationships today and how we view it

2:10:03- Connect with Allison

On this episode of Real Talks on the Rocks, I sit down with Jin Kim, who is a Bay Area professional dancer, K-pop dance instructor and has been a performer on professional broadway-style shows that have been put on in San Francisco. Jin's experience ranges from being a team dancer for the Golden State Warriors, to his most recent stint as the "sexy Han Solo" in the burlesque parody of Star Wars called "The Empire Strips Back". 

Hear how Jin had the courage to drop out of college at a major University in order to pursue his passion and the lifestyle choices and sacrifices he has made in order to keep the dream alive! 

You can reach out to Jin on his Instagram: 

https://instagram.com/jinkimming 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! 

Click the link below to access this episode's bonus content: 

https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at:

 https://realtalksontherocks.com 

There you will find links to Apple Podcasts, Spotify as well as my Patreon page. 

You can also follow me on: Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#dancing #inspiration #performer 

Chapter Markers 

00:00- Preview 

01:05- Introduction 

04:13- Why Dancing? 

07:11- Dropping out of UC Davis 

11:35- Shifting the focus from college to dance 

17:15- Dancing industry in LA vs the rest of the country 

21:30- Overcoming rejection in the industry 

26:40- The career shift to teaching, then tech 

28:40- Working for Tech: Follow the money but hate my job??? 

35:40- Re-evaluating life after Tech 

37:08- Figuring out which path to take 

42:44- Dancing for the Golden state Warriors 

46:20- dancing pro and making little to no money 

51:48- Why JIn teaches, but hates K-pop! 

56:04- The ugly side of the K-pop industry

 1:00:15- Life (and food) in Korea 

1:06:31- A brief try at a YouTube career

 1:10:20- Auditioning for The Empire Strips Back and larger shows 

1:14:32- How a show is created and put on 

1:20:45- Stripping 1:24:30- Ending the show 

1:26:41- What this career means as it evolved 

1:30:51- Dating within the industry 

1:34:28- When it’s time to evolve in your career 

1:42:06- Trying out Acting as a career

 1:46:06- When the Journey means more than the end goal

 1:48:40- Advice for tech employees scared of being laid off 

1:55:57- Final Thoughts

On this episode of Real Talks on the Rocks, I sit down with Coach Paul Casey, who runs a successful personal training business in Hayward, Ca.

Paul talks about the difficult life he had growing up around drugs and violence, hitting rock bottom, and the many times he got sent to prison. Paul also tells you how he was able to get himself out of the cycle he was in, get his education and learn how to start his small business based on his passion of changing lives through fitness!

Another example of someone who made the decision that he wanted to regain control of his life!

You can reach out to Paul on his Instagram:

https://instagram.com/the_coach_paul

There you will find the links to his website and information on how he can help you!

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Click the link below to access this episode's bonus content:

https://patreon.com/realtalksontherocks

For all of the links to the other avenues to view/listen to my show, you can visit my website at:

https://realtalksontherocks.com

There you will find links to Apple Podcasts, Spotify as well as my Patreon page.

You can also follow me on:

Facebook: https://facebook.com/realtalksontherocks

Instagram: https://instagram.com/realtalksontherocks

Twitter: https://twitter.com/realtalksrocks

Chapter list:

00:00- Preview

01:10-intro

02:15-Paul’s troubled childhood

11:31- Falling into drugs to “fit in”

15:38- Paul’s first time taking recovery serious

19:15- Out of prison, back into the cycle

21:25-What men focus on in our 20’s

23:25- Anger issues in guys when we are young

26:32- Back to prison

27:30- I would not tell my younger self anything

29:50- It’s a challenge just to stay alive everyday

31:45-Getting education in prison

34:10-Becoming an inmate firefighter

38:00- From firefighter to San Quentin

42:40- How “Fernando” got Paul to finally get his act together

48:00- Enforcement vs. providing help to addicts on the street

50:28- Reaching out to challenged youth

56:55- How young men can get out of a bad environment

1:06:16- How Paul was able to start his own personal training business

1:25:00-What Paul has learned trying to grow a small business

1:28:40- What most clients are looking for in a personal trainer

1:35:10- Paul’s upcoming business changes

1:36:50-learning how to balance a relationship

1:40:55- How Paul is raising his boys

1:43:45-Final Thoughts