Back to school!! Both my boys will have their first day today and I can't wait to hear how it went. Additionally, I just got back from an amazing vacation with my family. I also dig into the money anxiety that I have and half of the American population. We are reluctant to spend money in fear that we will run out.

The Constant Financial Worry: 56% of adults say they always worry about money—even when they know they have enough to cover their needs. (Source: Wells Fargo Money Study)

Spending Guilt: 67% of adults report feeling guilty or anxious when spending money on non-essential, enjoyment-focused items like hobbies, dining out, or vacations. (Source: Mind Over Money / Capital One Study)

Dipping into Wealth / Decumulation Fear: Among retirees, over 60% report feeling uneasy or fearful about spending down their accumulated principal, preferring to live solely off interest or income regardless of their overall net worth. (Source: Employee Benefit Research Institute - EBRI)

Financial Stress: 53% of older adults (ages 50+) reported feeling ongoing stress related to their personal finances, with 33% fearing their savings won't last through their lifetime. (Source: University of Michigan National Poll on Healthy Aging)

This episode I talk about my Bucket List and the perspect of Asian parents. Some things I reference in this episode below:

https://www.wsj.com/lifestyle/careers/more-dads-are-scaling-back-at-the-office-for-kids-and-housework-da490048

https://www.wsj.com/lifestyle/careers/more-dads-are-scaling-back-at-the-office-for-kids-and-housework-da490048

I came up with a simple top 10 list of things I expect for my kids. This includes health, nutrition, finance, education, manners and all around guidelines I expect of them. Let's hope they follow and learn.

I also talk about an investment game my oldest shared with me.

www.investopedia.com great game and hope you all enjoy!

This episode I speak about why we are so conscious about our finances more than our time. As someone who is in his late 40's, I aim to value my time more than my money.

I reference a few books that I'm reading:

Die with Zero - Bill Perkins

The Blue Zone of Happiness - Dan Buettner

This episode i talk about this HALE measurement I just learned about. Our Health Adjusted Life Expectancy is 63.5 years. Asians, it is a little more at 71-73. Regardless, I only have 15 years of good health left. Wow. I'm shocked and need to start living my life. What are you doing to extend this HALE number?

This episode I speak about net worth, income and correlation to happiness. What we chase, what we do and what is the leveled playing field we all live by, time.

It is summertime and can be costly for folks. Camps, activities, vacations. I talk about some cost savings activities and the benefits of boredom. Enjoy the time with your family and friends. Not too many of these summers left if you're mid-life like me.

Episode 12, I'm talking about two recent cases involving young kids. Sad situations where kids died. The response of the communities around these instances and how I educate my kids and treat these situations.

Got the episode count wrong in the podcast but probably no one is even noticing. This episode I talk about how sports are/were for me as a kid in an Asian household. Furthermore, how I treat sports for my family. Toss in some stats. Enjoy

Just sharing some of the apps & websites I use to hunt for great deals:

https://www.toogoodtogo.com/en-us

steepandcheap.com

www.dealnews.com

www.slickdeals.com

www.bensbargains.net

www.camelcamelcamel.com

https://www.ebay.com/str/adidas

https://www.ebay.com/usr/officialpumastore