What if your money problems have nothing to do with money? What if it was actually about facing finances with faith instead of fear?

Welcome to week four of the 2026 Money Matters series! We're closing out Financial Literacy Month with a conversation that ties everything together — and brings a fresh, deeply personal perspective to the table.

Rachel Collins is a money coach who guides individuals, couples, and business owners to get unstuck with money so they can live with intention, purpose, and peace. She is the founder of Living Well Financial Coaching — a name inspired by Jesus' encounter with the Samaritan woman at the well — and she brings equal parts biblical wisdom, practical strategy, and genuine compassion to every client she serves.

In This Episode:

How a personal finance class during one of the busiest seasons of Rachel's life changed everything

The emergency that proved God had already prepared the way — before Rachel even knew she needed it

Why smart, capable, faith-filled women are privately overwhelmed by money

The surprising truth: it's rarely about the numbers — it's about mindset, emotion, and identity

Why fear of money can become just as much of an idol as the love of money

The difference between the worldly money mindset and the biblical renewing of the mind

Scripture References:

1 Timothy 6:10

Luke 16:10 

Luke 14:28

James 1:17

Romans 12:2 

Key Takeaway:

Avoiding your finances doesn't make them go away — it just keeps you stuck. But when you get honest with yourself, your spouse, and God about where things actually stand, that's where transformation begins. You are not alone in this, and you were never meant to be.

This Week's Reflection:

Is there an area of your finances you've been avoiding? What would it look like to bring that to God — and to one trusted person — this week?

Connect With Rachel:

Website: https://coachrachelcollins.com  (take the free money personality quiz!)

Facebook, YouTube & LinkedIn: Coach Rachel Collins

Schedule a discovery call at her website — no sales pitch, just a conversation about where you are and where you want to go

This is Part 4 — the finale — of the 2026 Money Matters series. Catch the full series:

Part 1: The Mercedes Miracle

Part 2: Michal Carro, Certified Financial Planner

Part 3: Heather Oyez, Money Coach & Millionaire Net Worth Mentor

God made you ambitious. He did not make you for business as usual. And sometimes business as usual looks like hiding from the dollars — or worse, hiding the dollars. Not anymore.

INVITATION TO R.O.O.T.E.D.We have FOUR seats open for 2026 in the exclusive community where accountability, belonging, connection, and discernment await you! https://erinharrigan.com/rooted

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Money comes in, and money goes out — are you reacting to the ups and downs without pausing to seek God’s direction for stewarding it? Coach Heather Oynes has some insight for you!

Welcome to week three of the 2026 Money Matters series! This week I'm joined by Heather Oynes, a money coach and millionaire net worth mentor who helps women entrepreneurs become financially savvy CEOs through intentional financial stewardship and kingdom wealth building.

This conversation is packed with practical wisdom, biblical truth, and the kind of permission your soul has been waiting for.

In This Episode:

Heather’s journey from teaching college friends how to manage small budgets to a pharmacist career, to coaching women business owners through biblically based stewardship

Why "the Lord is our provider" is the most overlooked biblical truth in Christian business

The Four P's: Praise, Pause, Pray, Plan — a simple framework for every dollar that comes in

Scripture References:

Philippians 4:19

Matthew 25:14-30

Luke 14:28

Proverbs 13:22

Key Takeaway:

While more income is helpful, it’s not the solution to learning how to respond vs. react in managing finances. When you praise God for His provision, pause, pray over how to steward it, and plan intentionally — everything changes!

This Week's Reflection:

When money comes into your business, what's your first instinct? Are you pausing and seeking God — or reacting out of habit or fear?

Connect With Heather:

Facebook: https://www.facebook.com/heather.oynes 

Instagram: https://www.instagram.com/heatheroynesfinancialcoach/ 

LinkedIn: https://www.linkedin.com/in/heather-oynes-money-coach-86655376/ 

Facebook Group: Christian Business Women Building Wealth

Grab Heather’s free resource for managing rollercoaster revenue: https://destressyourmoney.com/revenue   

This is Part 3 of the 2026 Money Matters series. Catch Part 1 — The Mercedes Miracle — and Part 2 with Certified Financial Planner Michal Caro wherever you listen to podcasts.

INVITATION TO R.O.O.T.E.D.We have three seats open for 2026 in the exclusive community where accountability, belonging, connection, and discernment await you! https://erinharrigan.com/rooted

GOT BOOKS?Learn about my books and get your copies at https://erinharrigan.com/booksFor signed copies, please contact [email protected]

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You don't have to have perfect finances to experience peace! Seek wise counsel for biblical finances. Today's guest, Michal Caro, tells you how she helps business owners like you do just that.

Welcome to week two of the 2026 Money Matters series! This month, we're having honest conversations about how high-achieving Christian women think about money — and today's guest is bringing both professional expertise and deep faith to the table.

Michal Caro is a Certified Financial Planner who helps women pursue peace-filled stewardship through intentional, biblically based choices. Her mission is simple: help you release worry, align money with purpose, and find lasting confidence and peace.

In This Episode:

How God called Michal into financial planning — even when every other door kept closing

Why she believes there's no such thing as a true money problem — God uses money to get our attention

The comparison trap that keeps women stuck in anxiety regardless of income level

Why you don't need to have it all together before seeking wise financial counsel

The widow who didn't know she had enough to pay off her mortgage — until Michal showed her

What Matthew 6 really says about planning, worry and trusting God with your financial future

Why the money stuff is actually the easy part

Scripture References:

Matthew 6

Proverbs 15:22

Key Takeaway:

You don't need to clean up your finances before seeking wise counsel — that's like saying you need to get healthy before going to the doctor. God has given you everything you need to do everything He has called you to do today. The peace you're looking for doesn't come from a number. It comes from Him.

This Week's Reflection:

Where are you letting comparison or anxiety keep you from stepping out in faith — in your finances and your business?

Connect With Michal:

Website: https://www.lighthousefpa.com/ 

Facebook: https://www.facebook.com/lighthousefpa 

This is Part 2 of the 2026 Money Matters series. Catch Part 1 — The Mercedes Miracle — wherever you listen to podcasts.

INVITATION TO R.O.O.T.E.D.We have three seats open for 2026 in the exclusive community where accountability, belonging, connection, and discernment await you! https://erinharrigan.com/rooted

GOT BOOKS?Learn about my books and get your copies at https://erinharrigan.com/booksFor signed copies, please contact [email protected]

If you have the book, help us reach more readers by leaving a review on Amazon!

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What does a white Ford Fusion with 150,000 miles have to do with your money mindset? Tune in for this lesson on money, idols, and obedience.

Welcome to the 2026 Money Matters series! Every April for Financial Literacy Month, we dig into how high-achieving Christian women think about money — the stories we carry, the lids we put on our businesses, and what God's word actually says about wealth, possessions, and stewardship.

This episode, we're kicking things off with a deeply personal story — the Mercedes Miracle.

In This Episode:

The surprising moment that inspired this episode — and what an odometer reading revealed

How a luxury car became an idol representing worldly success and self-made identity

Why every attempt to get rid of the car failed — and what God was doing in the waiting

The Holy Spirit nudge at a networking event that changed everything

What Matthew 6:19-24 says about treasure, money, and serving two masters

Why even seven and eight-figure earners struggle with money mindset

The Parable of the Talents — and whether fear is keeping your gifts from growing

Scripture References:

Matthew 6:19-24 — Treasures in heaven, the lamp of the body, serving two masters

1 Kings 17 — The widow's oil that never ran out

Matthew 25:14-30 — The Parable of the Talents

Key Takeaway:

Money isn't the issue — it's the pedestal we put it on. When we get our hearts and minds into right alignment with what God wants us to do with money, he doesn't just provide — he multiplies. The question is whether fear, your money story, or the idols you're holding onto are blocking the flow.

This Week's Reflection:

What are you storing up where moth and rust can destroy? What is the Lord impressing upon you about how you steward what he's given you?

This is Part 1 of the 2026 Money Matters series. Stay tuned this month for conversations with three incredible sisters in Christ — including two financial planners and a money coach — who will help you heal your money story through the Holy Spirit.

God made you ambitious. He did not make you for business as usual.

INVITATION TO R.O.O.T.E.D.We have three seats open for 2026 in the exclusive community where accountability, belonging, connection, and discernment await you! https://erinharrigan.com/rooted

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For signed copies, please contact [email protected]

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Have you ever heard the saying that partial obedience is disobedience? In this episode, we're diving deep into what it means to be fully surrendered in your faith and your business — and confronting the "high places" we've left standing and how these are idols holding back our businesses.

Drawing from 1 and 2 Kings, we explore the pattern of kings who followed God but stopped short of full obedience. Sound familiar? As ambitious, faith-driven women in business, we do the same thing — and it's costing us.

In This Episode:

What "high places" are and why they matter for your business today

The biblical kings who got it right — and what set them apart

How money, comparison, and chasing rooms can become modern-day idols

Why partial obedience is still disobedience

How God provides in ways we cannot see or comprehend

Scripture References:

2 Kings 18 — King Hezekiah removes the high places

2 Kings 22 — King Josiah's full obedience

2 Kings 3 — King Joram's partial obedience

2 Kings 12 — King Joash does right, yet the high places remain

1 Samuel 8 — Israel demands a king, wanting to be like other nations

1 Kings 17 — Elijah, the ravens, and the widow; God's unexpected provision

Genesis 3 — Adam, Eve, and the original high place

Key Takeaway:

When God's people obey Him fully, they are invincible. He doesn't just provide in addition — He provides in multiplication. The question isn't whether God can provide. The question is whether you're willing to knock down everything standing in your way of full obedience.

This Week's Challenge:

Take time to reflect: What are the high places that you haven't knocked down yet? Send me a DM or email and let me know — I'd love to walk through this with you.

Coming up next: We kick off the annual Money Matters series — one of the high places we get real and honest about as Christian women in business. You don't want to miss it!

God made you ambitious. He did not make you for business as usual.

INVITATION TO R.O.O.T.E.D.We have three seats open for 2026 in the exclusive community where accountability, belonging, connection, and discernment await you! https://erinharrigan.com/rooted

GOT BOOKS?Learn about my books and get your copies at https://erinharrigan.com/booksFor signed copies, please contact [email protected]

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Have you ever felt uneasy or restless when your productivity isn’t in full swing? I know I have - as recently as last weekend! And in that moment, the Lord reminded me that my productivity is not my worth!

Join me in this episode as we define and debunk productivity, how it affects and upends us, and let’s apply biblical truth to this hot topic together to make three key shifts in how we view being productive:

Quality over Quantity

Focus on Serving Meaningfully

Implementing systems/processes without losing human touch. 

Consider this your wake-up call, sis: identity isn’t in output!

Don’t miss these highlights:

00:00 Productivity Discomfort

01:48 What Productivity Means

02:40 Why We Chase It

09:15 Abide And Let Go

10:06 Three Shift to Implement Today

SCRIPTURES FOR FURTHER STUDYJohn 15:4-5Psalm 172:1-2

Psalm 46:10

INVITATION TO R.O.O.T.E.D.We have three seats open for 2026 in the exclusive community where accountability, belonging, connection, and discernment await you! https://erinharrigan.com/rooted

GOT BOOKS?

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For signed copies, please contact [email protected]

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What does it look like to operate in Kingdom business vs. the world’s way? Let’s take a look at three disciplines Jesus gave us for doing so, starting with a lesson from Simon Peter’s obedience in Luke 5: “Nevertheless, at Your word, I will let down the nets.” 

In short, we are to have the same response, “at Your word, Lord, I will obey.” How do we surrender our ambition to operate this way? By following these disciplines:

Meditate on His WordFollow HimAbide in Him, which includes the instructions to:

Seek Him

Walk in your new self

Honor the Sabbath in every day moments

CATCH THESE HIGHLIGHTS00:00 Kingdom Operating Mindset01:42 Luke 5 Obedience Lesson03:47 Four Kingdom Disciplines18:05 Operating Beyond Worldly Metrics

SCRIPTURES FOR FURTHER STUDYLuke 5:4-5, 11Joshua 1:7-8Matthew 16:24, 6:33James 1:5-6; 4:2-3Ephesians 4:22-24Exodus 31:13-17Mark 2:27-28

INVITATION TO R.O.O.T.E.D.We have three seats open for 2026 in the exclusive community where accountability, belonging, connection and discernment await you! https://erinharrigan.com/rooted

GOT BOOKS?Learn about my books and get your copies at https://erinharrigan.com/booksFor signed copies, please contact [email protected]

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While you have a business, it’s not truly yours. Your job is to steward it in obedience and submission to Jesus’ authority!

The word “submission” is not a popular term, but it is what true surrender and obedience lead us to, and it is from that posture that we are fully led by Jesus in all things.

In this episode, we’re learning from Job, Romans, and Colossians to counter the world’s messages to “follow your heart,” and be self-reliant and self-sufficient. We also look at the 4 Keys Framework for how and why we must come into agreement with His leading to experience His peace, and the impact He’s given us to make!

Listen for these highlights:

Who holds the reins?

The Lord’s authority

The origin of our wisdom

Rejecting the pull to hustle like the world

SCRIPTURES FOR FURTHER STUDYJob 38:36, 42Psalm 51:6Romans 12:2Colossians 2:20-23, 3:1-2

If you’ve gotten the ebook, pre-ordered the paperback, or by the time you listen to this, you’ve received your copy, please help the book reach more women by leaving a review on Amazon!

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When the tables are turned on you, it’s usually not a good thing. But in this podcast takeover, the tables turn for the better, with me in the guest seat as Christian leader, author, speaker, and former news director Suzanne Nadell interviews me about my new book, Redefining Hustle: Navigating Success with Jesus!

Don’t miss these highlights:

Why “hustle” can be a badge of honor

How pride and self-sufficiency can distort calling, priorities, and relationships, and the casualties of this

What submission and idolatry have to do with redefining hustle

How to apply what you learn from this book

If you’ve gotten the ebook, pre-ordered the paperback, or by the time you listen to this, you’ve received your copy, please help the book reach more women by leaving a review on Amazon!

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What's the myth of hustle? Is there a difference between hustle as rocket fuel vs. poison for the ambitious Christian woman?

In this episode, we break down the myth of hustle so we understand how to operate in Holy Spirit power instead of the world’s noxious drivers like scarcity, anxiety, imposter syndrome, and comparison! 

You’re not alone if hustle fuels you, but you want to steward it well! That’s why I believe the Lord gave me the message of redefining hustle because He didn’t make His children to work as the world does!

As always, I encourage you to test all of this against scripture to see the Lord’s truth that He made you to lead and work with Jesus at the center—without abandoning your God-given ambition and the success He has already assigned you. 

Listen for these highlights and important launch dates:01:00 The Myth of Hustle: Rocket Fuel or Poison?

02:36 Conference Wake-Up Call: When “Hustle” Didn’t Sit Right

04:08 The Rise of Anti-Hustle

05:51 Defining the Myth: What Hustle Really Means

07:42 Why Hustle Feels So Good (and Why We Don’t Want to Quit)

08:37 When Hustle Turns Toxic: Idols, Overwhelm & Lost Joy

10:04 The Middle Ground: Redefining Hustle by Emulating Jesus

This episode airs on February 23, 2026, and the paperback launches tomorrow!! Pre-order at https://a.co/d/0671zEy9

If you’ve gotten the ebook, pre-ordered the paperback, or by the time you listen to this, you’ve received your copy, please help the book reach more women by leaving a review on Amazon!

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