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Before you can start tax planning, knowing about taxes is a must. Mister Chuck go through an Individual tax return breaking down each part of the return. 

Articles Link:

Publication 17, Your Federal Income Tax (For Individuals)

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Two questions to ask yourself, how long will my retirement savings last? How much will be lost to Income Taxes?

 Article Links:

https://www.westernsouthern.com/learn/financial-calculators/retirement-withdrawal-calculator

 https://www.investopedia.com/articles/personal-finance/062615/10-little-known-ways-reduce-your-401k-taxes.asp By TIM PARKER

HTTPS://WWW.KIPLINGER.COM/TAXES/TAX-BRACKETS/602222/WHAT-ARE-THE-INCOME-TAX-BRACKETS-FOR-2021-VS-2020 by: Rocky Mengle

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Once your debt has been paid off, the need to make money work becomes important. One way is to start a business or invest in a business what to do?

Article Links:

 http://www.angelscorner.com/articles/12_rules_for_inv.htm 

https://www.investopedia.com/articles/personal-finance/120815/4-most-common-reasons-small-business-fails.asp By MELISSA HORTON

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How to reduce your spending. Get spending under control is the most important thing to do when reducing debt. First make a Financial Plan, and a Debt Reduction Plan.

 Article Links:

https://www.clevergirlfinance.com/blog/how-to-stop-spending-money/ By Bola Sokunbi

https://www.fool.com/the-ascent/banks/articles/how-stop-spending-money-you-cant-afford/ by Christy Bieber 

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What are types of expense that should be in a budget? Mister Chuck explain the types and the categories in making a simple budget

.Article Links:

https://fiscalfitnessphx.com/know-your-expenses-know-your-budget-four-types-of-expenses-and-how-to-plan-for-and-cut-them

 https://www.quicken.com/blog/budget-categories By CRAIG TSUCHIYA

5 Signs You're Doing Better Than You Think When it Comes to Your Money (fiscalfitnessphx.com)

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Mister Chuck helps a friend pay down and then pay off all their credit cards debt. How to get started, what to do every month and the important thing to stay focus on getting all the debt paid off.

Article Links:

https://www.creditcardinsider.com/learn/reducing-debt/ By Brendan Harkness

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Should you use a prepaid card, what are the fees and advantages. Prepaid cards better than a checking account with debt card.? Mister Chuck looks into these and other questions.

Article Links:

https://www.higherpurposefinance.com/advantages-and-disadvantages-of-having-a-debit-card/ By Kathy Ngo

 https://www.thebalance.com/should-you-spend-with-debit-or-credit-cards-315480 BY JUSTIN PRITCHARD

Advantages and disadvantages of prepaid cards - reliablecounter blog Posted by Izabela Kurzeja

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Need to borrow money, not sure where to go, or how. Misterchuck explains what to do and consider before borrowing any money.

Article Links:

https://www.thebalance.com/borrow-money-without-going-broke-3964542 BY JUSTIN PRITCHARD

https://www.discover.com/personal-loans/resources/learn-about-personal-loans/borrowing-money/

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Difference between Federal and Private Student loans. Who can get loan forgiveness though the Federal Government? What you need to do and can student loan be discharges through bankruptcy.

 Article Links:

 https://studentaid.gov/manage-loans/forgiveness-cancellation 

https://www.investopedia.com/articles/younginvestors/09/private-or-federal-student-loans.asp By KATIE ADAMS

32 people qualified for full student-loan forgiveness in gov't repayment plan (businessinsider.com) By Lauren Frias

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Getting started in investing, when to start, how to get started. What you need to do and know before starting to invest in the market. It best to start early in life and it will pay the rewards.

Article Links:

https://www.arborinvestmentplanner.com/investing-principles-fundamental/ By Ken Faulkenberry

https://www.schwab.com/investing-principles

https://grow.acorns.com/melissa-jean-baptiste-worst-money-advice/ By Shawn M. Carter

Getting started - Bogleheads

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