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Managing large cost purchase is the basis of this episode. An auto or home the day will come when face with these decisions. What to do and how to approach the challenge. Article Link:
https://www.houselogic.com/remodel/budgeting-contracting/best-time-of-year-to-buy-things-for-your-home/

https://www.nerdwallet.com/article/finance/what-to-buy-every-month

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Using the control center to help reduce spending is a benefit of doing a control center. Seeing where money is going and taking control of spending help reduce debt. Keeping spending under control is necessary and is easy to do once know where the money is going. This episode will cover everything needed to control spending.

Article Links:
https://navicoresolutions.org/resources/blog/5-money-management-basic-habits-for-financial-success?gad=1&gclid=Cj0KCQjw7JOpBhCfARIsAL3bobeIFE1nz6I4LqCN92d_N7p-xfgX_Lzy4cATLnxLprmfSnsOlT_DhD4aAm9xEALw_wcB

https://www.nerdwallet.com/article/finance/how-to-stop-spending-money-8-ways-to-resist-the-urge

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Getting debt under control a plan is needed. Debt Reduction Plan must do more than just reduce debt to be successful. More about the Happy giraffe Debt Spreadsheet to work with every plan.

Article Link:
 https://Happygiraffe.org/live

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 There is another way to account for finances but before starting on that option going to follow up on some control center items. 

 Article Link: 

 https://Happygiraffe.org/live

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Control Center is nothing more than a budget, this is the easy way to create and update the control center every week so knowing what happening in finance is current. Starting with the most simple budget for those who are struggling to pay down debt.

 Article Link:
https://www.nerdwallet.com/article/finance/budget-worksheet By Lauren Schwahn

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 Knowing the problems with personal finance the first fix is start tracking. Tracking is simple and once started does not require much time if kept up to date. 

Article Links:
https://www.nerdwallet.com/article/finance/tracking-monthly-expenses

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Most problems start with mistakes, in personal finance not doing things is a mistake. Knowing what to do is the best way to avoid the debt cycle and budget crisis staying inform with finances is the way to start. 

Article Links:
https://www.investopedia.com/personal-finance/most-common-financial-mistakes/ By Emily Norris
https://www.equifax.com/personal/education/personal-finance/top-money-mistakes/

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Getting control of personal finances and stopping creditors calls are a couple of benefits. This is a plan for the do it yourselfer and is easy to start and stay on track.

Article Links:

https://www.bankrate.com/personal-finance/debt/pros-cons-of-debt-relief/#consolidation By Holly Jonson
https://www.nerdwallet.com/article/finance/find-debt-relief By Dev O’Shea

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Having and keep a budget up to date has benefits. Tracking will help in this process but putting the number in front to compare what happen is a big factor in getting personal finances in order.

Article Links:
https://www.investopedia.com/financial-edge/1109/6-reasons-why-you-need-a-budget.aspx By Amy Bell
https://www.incharge.org/financial-literacy/budgeting-saving/budgeting-benefits/ By Michael Knisley

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Most do not keep track of spending, which is when problems can and will start. Too much debt is cause by spending too much money  and unaware of that problem.

Article Links:
https://www.myhubble.money/blog/the-benefits-of-tracking-your-spending-habits
https://www.lifehack.org/482228/5-surprising-benefits-of-tracking-your-spending By Sharen Ross
https://oboloo.com/blog/the-importance-of-keeping-track-of-expenses/

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