Today, we’re taking it way back to Bridget and Ryan’s first episode together. They’ll work on answering a question that quite a few listeners were wondering about: What are credit cards, besides little pieces of plastic with chips in them? We’ll learn how grownups use credit cards in the first place, and some potential pitfalls of swiping. Then things really get out of hand when the ghost pirates show up.

Check out the tipsheet for this episode for some ways you can keep the conversation about credit cards going at home.

This episode is sponsored by Greenlight. Sign up for Greenlight today at greenlight.com/million.