It happens every year – orange cones and construction zones blocking your way, forcing you to change your route, and making you want to pull your hair out. How long will these projects last and why can’t they plan better? You don’t want that same confusion and chaos for your retirement. Today’s show outlines signs to help you decide if you’re ready to retire, and what steps you should take if you are.

You visit your doctor every year for your annual check-up to stay healthy and to be aware of any potential issues when it comes to your health. Why should your financial health be any different? That only multiplies in importance once you get in retirement, because you’re no longer earning a paycheck. This show examines what you need to be aware of to be cognizant of your financial health in pre-retirement and retirement.

Think about all the ad slogans you’ve heard over the years and I’m guessing you can name at least 5 of them. You recognize all these slogans because they’re simple. And their marketing is so effective that you can picture the logos of these companies and hear that catchy jingle in your head. Because simple sells. But that’s a trap when it comes to retirement, because retirement can be complicated and multi-faceted. Your retirement shouldn’t have to hinge on a catchy jingle and effective phrase. A retirement planner should be focused on developing a relationship for success, not just trying to sell you something. Don’t fall for the convenience of getting a cookie-cutter plan that’s just like the plan your neighbor has.

Preparing for retirement is discussed so often, that sometimes we can neglect the instances where retirement is suddenly thrust on someone because of unforeseen complications, like a health-related problem. This show dives into that scenario and what can be done to help ensure a comfortable retirement for the retiree. It also discusses the inverse of that scenario, the person who doesn’t want to retire. Either way, important information is doled out to help you plan for a happy and comfortable life, whether you decide to retire or not.

“Women and investing” is a hot topic in the financial industry. And for good reason. More women than ever are participating in the stock market and their percentage of wealth in the U.S. is growing. And yet women still face several challenges when it comes to securing their own retirement. This show explores the financial challenges women face, whether they are single, married or widowed, and outlines some thoughtful, thorough planning steps designed to enable her to retire with confidence.

Investments are the engine of a financial plan. Do people really understand what their expectations should be when it comes to their investments? David and Brad explain in todays show.

A phone call or website can seem so impersonal. And worse, it could be a scam. At least, those are possible thoughts one may have before they visit someone to handle their finances in retirement. It’s a scary thought to go out there and do something new. So, to help provide more confidence to face the unknown, this show will focus on what the process is like for a potential new client first meeting with a financial professional and what this meeting and process may entail.