This show addresses one of the most common retirement planning questions: “Am I on track to retire?” The show speaks to the importance of defining one’s financial needs and objectives. It also asks the question: “How much should we have saved for retirement?” The Lifestyle segment dives into the age-old Battle of the Sexes.

When you look at your finances do you wonder if you are truly prepared for retirement? Unfortunately, just having a 401(k) and collecting Social Security may not cut it for many of us anymore. But is there a key retirement piece you might be overlooking? We’ll address that big question on today’s show by posing — then answering — four other key questions:

1) How many sources of retirement income will you have?

2) When do you plan to start drawing Social Security benefits?

3) What is your plan to pay for excess health and/or long-term care expenses?

4) What is your inflation hedge plan?

David and Brad welcome Sandy Lehmkuhler and Junior Rodriguez from the Warrior Foundation Freedom Station in San Diego on the show.

Retirement can account for two, three or more decades of a person’s life. As such, retirement can be broken up into three stages – the early active years, a transition period and then the final years. Stages that come with its own unique risks that can easily derail many retirement dreams. Unless of course these risks are accounted for and addressed ahead of time with well-thought-out, straightforward strategies that protect the assets as well as loved ones. This show delves into the unique challenges and opportunities that each of the three stages of retirement presents, with time-tested strategies for how to prepare for them in advance.

Living to the ripe old age of 100 isn’t as farfetched as it used to be. And as the likelihood of living that long increases, so, too, does the risk of outliving your money. It’s called longevity risk, and it’s not something to mess with as retirement approaches. This show details some of the steps people can take today to extend the life of their assets for all those tomorrows that may lie ahead, including suggestions for managing and stretching Social Security benefits, investments, retirement accounts and more, just in case they do live to see triple digits.

Even though the newness of the new year is starting to wear away, you still have time to get some thing accomplished. Dave and Brad fill us in on how we can capture that motivation that we have early in the year and really help that carry us through so we accomplish some things in the year 2019.

Happy New Year! And we know what that means… All of a sudden, your gym will get flooded with new members who are committing to a New Year’s resolution: Get in shape. But we know as much as anyone that by the time February hits, that resolution will be forgotten by then. It goes resolution, forget resolution. Rinse. Repeat. It’s almost like clockwork. But then there are still those few who stick with it and over time, see the results their commitment has made. Well, planning for retirement and financial fitness is no different. In the next hour or so, we go over some resolutions to help you better prepare yourself for retirement.

Gone are the days when most working people had a pension income waiting for them once they retired — regular payments that were guaranteed to last as long as people needed them to. This show provides pre-retirees who lack a true pension a series of straightforward steps to build lifetime retirement income for themselves by coordinating a range of different sources, including retirement plan assets, Social Security benefits, money parked in bank accounts, real estate holdings, the equity in their home, even an annuity. So even without an employer-provided pension plan, people still can enter retirement knowing they will have enough income for as long as they need it.

Dave & Brad welcome Dr. Donald Kearns, the President of Rady Children's Hospital to the show.

No one likes to pay more than they have to. And thanks to the internet, do-it-yourself, step-by-step, how-to instructions for just about anything are at a person’s fingertips. But what about retirement? Sure, there’s plenty a person can do on their own to prepare, but there are certain areas where some professional, personal advice can potentially mean the difference between financial confidence and financial instability. This show explores four areas and explains to listeners the kind of advice they’re apt to receive in each, and why that advice can be valuable to people heading toward the next phase of life, or already there.