Retire Right With Brad White

With the benefit of hindsight, what do retirees wish they had done differently in preparing financially for retirement? This show provides an opportunity for people headed toward retirement to benefit from the lessons learned by the people who came before them. The show walks listeners through 10 things that retirees would do differently leading up to retirement, if they had the chance, then gives them ideas for how to apply those lessons to their own financial lives as they transition to retirement.

It’s a big commitment to set aside money for retirement. One that requires regular attention. And while you may have been saving a healthy percentage of your income over the last couple decades, what have you done to protect those savings from the “What if’s”? What if interest rates and inflation climb? What if you or your spouse get really sick? What-if’s like this can cloud a person’s retirement outlook — unless they can find answers to those questions in advance. This show discusses eight “what if’s” that can weigh heavily on a retirement financial outlook, then walks listeners through effective strategies to help bring much-needed certainty to an otherwise cloudy future.

While Americans generally are retiring later in life, what about the sizable portion of the population that actually would prefer to retire sooner rather than later? This show provides listeners with nine simple steps they can take to position themselves to retire earlier, if that’s the route they want to take — practical and meaningful adjustments they can make today to their investment approach, to their retirement accounts, and to their current spending and saving habits, to bring the next stage of life closer to reality.

Assets are the one thing people need in order to realize their vision of retirement, whatever that vision happens to include. This show looks at 10 of the most important assets people can carry with them into retirement, some tangible and some intangible, and offers listeners proven strategies for maximizing each of those assets.

Most people consider longevity to be one of the biggest threats to a retirement portfolio. The risk that the portfolio won’t have the legs to last as long as you do. But what many of us don’t know is what to do about it. That is, how to protect a portfolio against not lasting through all the retirement years, which is looming on the horizon for many baby boomers. This show breaks down that major threat of longevity into five scalable threats such as taxes and health care, then accompanies those with strategies for managing each — strategies to not only protect retirement assets but help them grow and last as long as they’re needed.

In construction, the key to a sturdy, long-lasting house is the foundation. The same goes for people seeking to build a solid financial house for retirement: It all starts with a sturdy foundation. This show details the eight pillars — assets, income, protective features and more — that go into building a financial house for retirement that’s not just comfortable to live in but designed to withstand the elements, as changeable and unpredictable as they can be.

Hacks are better ways of doing things: bypasses, shortcuts and other simple but smart “why-didn’t-I-think-of-that!” types of maneuvers people can use to their benefit. This show provides retirees and pre-retirees with 12 financial hacks to help better position them for the next phase of life — a dozen financially impactful ways to “hack” their lives, with explanations for how to go about taking advantage of them.

Every other day it seems like there are new ways to help us stay healthy: practicing yoga, taking fish oil or turmeric supplements, solving Sudoku puzzles, the list goes on. And as we get older, and perhaps face a couple more wrinkles or aches and pains, many of us tend to pay more attention to these tips in an effort to maintain and even strengthen our overall physical wellness. But what about our financial wellness? Have you looked at your cash flow lately? How about your assets? Are they strong enough to last as long as you do? Today on the show we’ll look into doing just that. We’ll get into some simple steps people can take to first assess the health of their finances then to strengthen their personal finance balance sheets. This will include how to boost savings now as well as cover health care costs down the road. So that even when setbacks pop up in retirement years, they’ll know their financial balance sheet has their backs.

Deciding to retire is one of the biggest steps a person will take in their lifetime. When one part of you is saying, “It’s time,” it’s important to pause and ask, “Am I in a good financial place to retire?” This show will help listeners answer that question for themselves by providing them with eight things they absolutely must know — about the biggest retirement risks, about their income situation, about their assets and how they’re positioned, and more — before they can say with conviction that now is the right time to put the retirement wheels in motion.

Most people get excited when they think about retirement. The time to pursue hobbies, travel, to slow down and smell the roses. But with that next phase in life can come the worry of how to pay for it. The question of whether the investment decisions being made now are the right ones. Will the savings be enough? How to cover the moving targets of healthcare costs? And taxes. These are questions that can undermine anyone’s confidence in their portfolio. Today, to help boost that confidence in retirement savings, we will look at four strategies. Strategies that explore retirement expenses and ways to address them. Strategies designed to help protect savings against risks, known and otherwise, while allowing them to grow and provide the income needed for a long-lasting retirement.