Many times we spend more time planning our vacations then strategizing about social security. You need to plan like you are going to live for a long time. These episodes discuss will help you navigate the waters of social security.

For more information on Social Security, visit https://www.ssa.gov/

Just another tool in your tool belt to be used the way you need it. Life insurance can be used in ways you might not know. This episode talks about how to structure life insurance and use it in a way that can benefit your retirement.

Three takeaways:

• Portable Life Insurance

• Paying for Care

• How to Deal with Income Loss

We are taking a break in talking about life insurance to discuss the latest tax changes. The Ways and Means committee of our government have met and proposed some new tax plans. Scott and Angela break down what those plans mean to your retirement.

Three takeaways:

• Plan, Plan, Plan

• Report

• Changes

Scott and Angela share one of their favorite football season snacks: Scott's Famous Buffalo Chicken Nachos!

Ingredients:

1 Family Size bag of Scoops (tortilla chips shaped like a cup)

1 Rotisserie chicken

1 stick butter

¼- ½ cup Franks Red Hot sauce

2 – 16 oz bags of shredded cheddar

Blue cheese dressing (we like Ken’s)

Ranch dressing

Most people are aware of life insurance or even have it. Not many people realize the innovation in the financial industry when it comes to this tool. Join us this month as we explore this tool and share some great insight.

Three takeaways:

• 4 Components

• Types

• How Much Does it Cost?

We end this month of risk talking about a plan. When taking a chance, it is good to pair it with something that keeps you grounded. When you design what you are going to do in retirement, it makes a path for you to follow instead of just winging it.

Three takeaways:

• Making $ Back

• Winging It

• Putting a Plan in Place

People overlook this risk because many times it is an unknown for us. More people need to brave and have the conversation around long term care risk.

Three takeaways:

• What Ifs

• Ease the Burden

• Leverage the Dollar

When looking at your total plan and money in your portfolio, you need to think about exposure. How much $ is exposed to the market and how much is not?

Three takeaways:

• Money Exposure

• Drawing Income

• Percentages

It is easy to look at the upside, but when it comes to risk you need to think about the things that make a difference when you move from spending to saving. When we work, we aren’t really taking $ out of our accounts, so it becomes important to have good strategy when we start to become spenders.

Three takeaways:

• Ups and Downs of the Stock Market

• Becoming a Spender

• Minimize

When it comes to risk, it is really about comfort level. What can you stomach to lose? It is always good to talk about risk when things are going good. This will make you prepared when things are not so great.

Three takeaways:

• Max Risk

• Sick to Stomach

• Bull or Bear