Retire Smarter

There is another open enrollment period for Medicare that runs now through the end of March - are you prepared? Since we just went through an enrollment period, what's this one for?

Then, whats it like to work wit Bryan and Briley? Bryan shares a childhood memory that helped him become the successful financial advisor he is today and Briley explains why he followed in his Dad's footsteps.

What would you be willing to sacrifice in exchange for retiring ten years sooner than planned? According to a new Finance-Buzz survey, a third (32%) of Americans would give up shopping for two years. A fourth (26%) would agree to quarantine for an additional six months. And 8% would even give up the family pet! What does it take to be able to retire early?

• 27% would take either a second or a third job.
• 25% would downgrade to a substantially smaller home.
• 23% of survey respondents would be willing to forego coffee or alcohol.
• 13% would take a job they know they'd hate.
• 11% would give up TV, movies, and books.

Schedule a Second Opinion Meeting with the Baca's today!

Do people ever describe you as a "creative" type? Unfortunately, researchers at Texas Tech University say that means you're likely to go through your retirement savings more quickly than someone who's not creative. On the other hand, people who are "conscientious" supposedly spend down their nest egg at a much slower rate. Who knows – maybe personality traits can tell us something about our financial future – or maybe it's just another silly study? Hear Bryan and Briley explain how they help their clients NEVER run out of money.

Happy New Year!

We wanted to take this time to introduce ourselves again to our audience. Hear why we are passionate about helping you plan for retirement, get to know us a little better and hear how we can help you!

Bryan and Briley, the father/son team of Advanced Financial Solutions, spotlight their work and personal life. Hear about Bryan's greatest joy in life and the life lessons he has taught his son Briley, they he carries into his professional life.

Many of us bought a term life policy when we were younger – and now we're at an age where those policies are about to expire. At this stage in life, what might our insurance needs be?

Then, about half the retirees surveyed by the Consumer Financial Protection Bureau were forced to make big spending cuts within five years of retiring! How do we make sure now that our nest egg is going to last us longer than just a few years?

I have a "chicken or egg" kind of question for you: Market Watch says three-fourths of all investors manage their own finances. But when you narrow it down to just the "wealthy" investors, two-thirds of them use a financial advisor. So, the question is … do the wealthy use an advisor because they're wealthy, or did the advisor help them become wealthy?

With all the attention on the recent election, you might have missed the news that Congress is considering another retirement bill – they're calling this one the "Securing a Strong Retirement Act of 2020." Is there anything in this legislation that our listeners should know about? What's your biggest fear about retiring? For many, it's the fear that they might run out of money. And, as our lifespans grow longer, that's a legitimate concern. We're living longer so how do we make sure we don't run out of money?

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Have you enrolled for medicare? It's open enrollment until December 7th and we know how confusing it can be weighing the options of which program is best for you and your specific situation. But, this is something we do everyday, let us take the stress away and help you make the best decision for you, and your healthcare needs!

Come see us today and lets get started!

Expense ratios, sales loads, trade commissions, front-end loads. Those are all fancy terms for some of the different fees you might be paying on your investments, without even realizing it. What do our listeners need to know about fees, and about how fees can affect their retirement?

The, what does it mean to be a fiduciary? And finally, what is a first meeting like with Bryan and Briley - find out!

Schedule a Second Opinion Meeting with the Baca's today!