Retire Your Way with Ben Heizer

Ben goes through various streams of retirement income that may not be subject to taxation and breaks down the strategies to achieve that goal.  He also continues to monitor high inflation and its effects on retirement planning and discusses steps to take in order to maintain the lifestyle you want in retirement.

You can reach Ben Heizer by calling 855-855-7655.

Thrive-A Wealth Management Group

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Ben looks at the latest Fed rate hike along with high inflation and Americans' wages remaining flat and how that must be factoring in with the retirement planning process.  He also puts 12 b-1 fees under the microscope.

You can reach Ben Heizer by calling 855-855-7655.

Thrive-A Wealth Management Group

See omnystudio.com/listener for privacy information.

This week on Retire Your Way, Ben Heizer shares how to prepare for success in all retirement phases, stages and the foolproof way to prevent overspending in the first five years after retiring. When was the last time you revised your retirement plan? Is it time to make adjustments to those pandemic protection failsafes? Ben will go over practical retirement planning for couples and designing your retirement plan to best serve you and your family in the long game. 

Call or text Ben and his team at 800-491-9401 or visit his website at heizerfinancial.com.

See omnystudio.com/listener for privacy information.

Ben explains what should be considered in formulating your retirement plan including knowing your vision, your day-to-day expenses, reviewing your assets, your risk, and your potential tax liability.  The conversation then moves to options available with your old 401(k) and mistakes to avoid helping to make sure you don’t run out of money in retirement.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

Ben covers the topic everybody’s talking about and that’s inflation.  He talks about the need to have a growth aspect in your retirement plan, planning for healthcare costs, and even touches on TIPS and I-bonds.  He then moves into some frequently asked questions on cryptocurrency and discusses whether or not it should be included in your retirement and by how much.  He closes by going through the different phases of retirement to pre-retirement planning, the big day, the honeymoon phase, and creating your new retirement identity.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

Ben stresses the importance of proper financial knowledge and in knowing what to expect when it comes to retirement planning.  He also covers how retirement accounts and dividend stocks can be a great pairing and then goes over some basics to consider as you approach retirement such as time horizon, income needs, risk tolerance, estate planning, and long-term care protection.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

Ben goes over what should be considered when nearing retirement such as taking advantage of catch-up contributions, looking at your investment strategies, and making decisions about your Social Security.  The discussion then moves into fortifying your portfolio and your retirement plan during times of market volatility and five mistakes to steer clear of when considering your retirement plan.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

Ben breaks down the cumulative impact of federal and state taxes in retirement looking at Traditional IRAs and 401(k)s, Social Security, pension, annuities, and dividends.  He also provides and update on Secure Act 2.0 and the proposed provisions as they stand now as this legislation works its way through Congress. 

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

There’s so much going on in the economy to cause anxiety and especially for those nearing or in retirement.  Ben offers some tips to help bring that anxiety down.  He also tackles inflation with survival strategies and answers some frequently asked questions about annuities.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

Ben outlines three tax strategies to help you keep more of what you’ve saved over the years.  He then moves into the challenges we face such as high inflation and market volatility and the moves to help you navigate to and through your retirement such as generating lifetime income, proactive health care and tax strategies, and proper estate planning.

You can reach Ben Heizer at 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.