Retire Your Way with Ben Heizer

Taxes follow you into retirement.  How do you make sure you pay only your fair share?  Ben addresses many things to consider regarding taxes in retirement such as lost tax deductions, income strategies, Social Security tax rules, and components that are and are not subject to taxation.  He stays on the tax theme with looking at the proactive strategy of utilizing the Roth IRA and then covers risks in retirement from longevity to health care and sequence of returns risk.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

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Does cryptocurrency belong in your retirement portfolio.  Ben takes a close look at crypto and if or how to include it in your plan.  He covers retirement planning strategies for those who started a little late and stresses that retirement planning of today is different from that of our parents’ generation.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

Knowledge is power and Ben examines some things that retirees and pre-retirees don’t know that they don’t know.  Three areas of insufficient knowledge are how much growth is needed to factor inflation, how much income Social Security will provide, and how much to safely withdraw.  Ben also goes over some tax benefits for those 50 and older and warns of expenses that could put a dent in your retirement savings.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

Ben focuses on the age of 65 and how that can be a pivotal year for people whether they’re retired or not.  He then dives into retirement investment strategies in explaining how they can and maybe should change and the importance of looking at a possible rebalance in times of market volatility.  

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

Do you have the right answers to important questions to help determine if you are ready for retirement?  Ben covers three of those questions.  Roth IRAs are part of the discussion and the proper legacy strategies with a Roth plus mistakes to avoid.  Ben displays how the little things in retirement savings could make a big difference and offers some simple tips.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

The distribution phase of retirement can be complicated.  Ben covers some retirement distribution strategies to consider.  He covers some important things to consider while utilizing your 401(k) and good strategies with that and other retirement saving tools and options.  What are red flags you may be missing on your road to retirement?  Ben goes over a list of those and offers some solutions that could help you get back on track.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

There are many people who may want to give “well-intentioned” but questionable tips on retirement.  Ben stresses the importance of consulting a professional before making any decisions and he covers some commonly given questionable advice.  He also covers how retirement planning can be different for women and he highlights some retirement mistakes to avoid.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

Rules of thumb are approximate methods for doing something and certainly may need to be tweaked to adapt to changing times and situations.  Ben discusses some investment and retirement rules of thumb everyone should know.  He also breaks down retirement planning for couples and how each spouse may view retirement differently.   He then covers much of what needs to be considered for retirement planning and how the strategies and line of thinking could be unique to that stage of your life.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

Inflation, taxes, and investment challenges are three major threats that could impact your retirement.  Ben offers suggestions of protection and proactive measures that can be implemented.  He also discusses planning long term for retirement to help alleviate the risk of longevity and explain why the help of a professional is so critical in today’s retirement planning.

You can reach Ben Heizer by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.

No one can accurately predict the next bear market and when it will occur, but one thing is for sure.  You can prepare yourself for it and should if you are approaching retirement.  Ben outlines some moves that can help protect your retirement plan.  He also outlines ways to supercharge your retirement savings if you got a late start and covers some calculations to consider in helping determine your retirement launch date.

You can reach Ben Heizer at Heizer Financial Group by calling 800-491-9401.

Heizer Financial Group

See omnystudio.com/listener for privacy information.