Retirement Lifestyle Show with Roshan Loungani and Adrian Nicholson

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson debunk 10 conventional beliefs about investing and financial planning. They cover the best time to take Social Security, paying off debt versus investing, what to do when the market is down, and much more.

[00:00] Introduction

[01:05] Diversify Your Investments

[04:20] Understanding Portfolio Diversification

[06:09] Wait to Take Social Security

[09:37] When the Market is Down, Do Nothing

[13:48] You Need a Budget to Determine Your Cash Flow

[16:00] You Will Spend Less In Retirement

[18:54] Money Will Undermine Your Child’s Work Ethic

[21:30] What to Do When Volatility Strikes

[23:27] Pay Off Debt Before Saving and Investing

[27:37] You Should Always Have a Mortgage

[30:24] Practice Doesn’t Always Make Perfect

[31:40] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

In this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson explore the critical aspects of retirement: uncovering the required savings, sharing inspiring quotes for your journey, and addressing the unforeseen challenge of medical costs. Join us to better prepare for a secure retirement ahead.

[00:00] Introduction

[01:04] Are We In a Retirement Crisis?

[03:17] Consumer Finances For the Average American

[06:25] Know Your Number and What You Need to Retire

[10:02] The Value of Good Planning For Retirement 

[14:40] 5 Catchphrases on How to Take Control of Your Retirement

[19:52] The Power of Gratitude

[22:01] Learning to Let Go

[25:05] Easily Overlooked Categories of Spending

[29:45] Breaking Down People's Healthcare Expenses

[33:20] What You Need to Retire Comfortably

[36:35] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

In this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down crucial investment takeaways in the recent markets. They cover topics like the timing aspect of investing, how down markets define who you are as an investor, and why fighting the Fed is never a good idea. 

[00:00] Introduction

[03:13] The Timing Aspect of Investing

[07:09] Why You Need to Stop Focusing Too Much on Market Direction

[10:38] Wasting Time Researching Markets From the Past

[12:38] The Multi-Variant Linear Regression

[13:50] Subjective Versus Rule-Based Investing 

[16:58] The Benefits of Having Multiple Strategies in Your Portfolio

[19:12] How to Add Adaptivity to Your Portfolio

[21:27] Stop Putting Yourself on a Clock

[26:14] Following the Rules Every time You Invest

[32:20] Emotional Attachments to an Investment

[35:40] What to do When Concerned About the Markets

[37:48] Hedging Versus Going to Cash

[41:00] How Down Markets Help Define Who You Are as an Investor

[45:17] The Role of a Monetary Policy

[47:06] Remember, Don't Fight the Fed

[50:11] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire

All opinions expressed by podcast hosts and guests are

Today on the Retirement Lifestyle Show, Roshan Loungani welcomes back Jill Myers to the podcast. Jill is an integrative nutrition health coach whose work addresses overlooked health aspects to facilitate people’s optimal health and well-being. They break down the five most important tools for your self-care tool kit.  

The information shared in "The 5 Tools For Your Self-Care Toolkit"

[00:00]

[00:53]

[04:36]

[06:55]

[10:58]

[12:28]

[17:30]

[18:44]

[24:00]

[27:07]

[28:40]

[33:40]

[36:30]

[38:27]

[40:16]

[46:38]

[51:02]

[53:09]

[58:00]

The 5 Tools For Your Self-Care Toolkit

1. Learning to Breathe

We all breathe to survive, but most people don’t breathe intentionally. According to Jill, mindful breathing and bringing your attention to the present can help break the pattern of negative, stressful thoughts by evoking a relaxation response.

2. Proper Hydration

A lot of us live our lives in a dehydrated state. Jill explains that staying

3. The Food That We Eat

Food is an essential component of the self-care kit. Your goal should be to focus on eating well. Staying away from processed foods, including sugar, is key.

4. Functional Movements For Health

Not only does exercise improve your physical health, but it also helps improve your mental state over time.

5. Reset Your Mind.

You are what you think. The energy you send out – your thoughts, words, and feelings – creates your experience. Your thoughts are the only thing standing in your way. They are your biggest blocks. So look at them – are they true, or do you have false thoughts on repeat?

Links and Resources

Jill’s LinkedIn

The Yodaya Wellness Website

Jill’s Instagram

FutureLink

Jill’s past appearances on

Check

All opinions expressed by podcast hosts and guests are solely their own. While based on information that they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down 5 investing megatrends. They cover topics like the current state of the banking industry, what an aging population means to your investments, and why it’s the perfect time to reassess your portfolio.

[00:00] Introduction

[01:45] Digital Disruption and AI

[05:17] Reasses, Rebalance Your Portfolio

[06:27] What is the Rate Hiking Cycle?

[08:06] We Are Headed Towards a Fragmenting World

[10:20] Outside Forces Affecting Your Investments

[12:45] The Low Carbon Transition

[15:50] Economic Issues of an Aging Population

[19:14] What's Going On with Banks

[21:15] Bonds - Higher Rates and Historical Averages

[25:19] Summary

[27:42] Parting Thoughts 

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire

All opinions expressed by podcast hosts and guests are

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson debate whether investing is an art or a science. They cover topics like the magic formula of investing, the efficient market theory, and how to use both the art and the science elements to make investment decisions.

[00:00] Introduction

[01:45] Investing is an Art

[02:32] The Subjective Part of Investing

[07:05] Why Creativity is Important for Successful Investing 

[10:12] The Greatest Scientific Discoveries in History

[13:07] Following Your Gut

[15:50] The Power of Timing and Precision

[18:03] Risk and Reward

[21:50] The Efficient Market Theory 

[23:30] Is There a Magic Formula for Investing

[27:30] Using Quantitative Investment Strategies

[29:26] Investing is Both an Art and a Science

[33:51] Proof That Investing is an Art

[35:58] Keys to Solid Investment Experience

[39:34] Parting Thoughts 

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire

All opinions expressed by podcast hosts and guests are

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian

Nicholson break down a recent article on what it takes to achieve a

happy and successful retirement. They cover lessons on how to retire better according

to retirees who learned the hard way, as well as ways retirement can lead to loss of

identity. 

[00:00] Introduction

[03:09] What Retirees Regret Most About Retirement 

[05:55] The Foundations of a Successful Retirement

[08:33] How to Start Planning For Retirement 

[09:29] How Retirement Can Lead to Loss of Identity and Self-Worth

[11:05] Why You Need to Test-Drive Your Retirement 

[13:02] The Science of Happiness

[16:51] Timing and Transitioning to Retirement

[21:45] Understand That Everyone's Situation is Different 

[24:13] Retirement is Longer That You Think

[26:16] When to Start Taking Social Security

[29:20] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire

All opinions expressed by podcast hosts and guests are

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson tackle the 2023 recession debate. They look at arguments against and for a recession as well as what the job numbers, manufacturing, and credit can tell us about a possible rich-cession.

[00:00] Introduction

[01:15] Are We in a Recession Yet?

[03:09] What is an Inverted Yield Curve

[06:28] Rolling Recession Explained

[10:20] Sending and Credit Card Debt

[12:04] Arguments Against a Recession

[15:16] Talk of a Mild/No Recession at All

[17:00] How Labor Typically Responds to Recessions 

[19:53] Rich-cession: A New Kind of Recession 

[22:19] Arguments for an Upcoming Recession

[25:14] The Leading Economic Index

[28:31] How Recessions Impact Long-Term Investors

[32:05] Parting Thoughts 

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire

All opinions expressed by podcast hosts and guests are

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down two very important subjects in the investment world today - Financial Confidence and opportunities in the banking industry. They cover topics like contributors of financial stress, how to become financially confident, and the biggest opportunities in banks right now. 

[00:00] Introduction

[01:01] What is Financial Confidence?

[03:54] How Stressed Are You About Your Finances?

[05:12] Contributors of Financial Stress

[09:16] Do You Have Emergency Funds Stashed Off?

[11:14] How Much Money Would Bring You Financial Comfort?

[12:50] Ways to Improve Your Financial Confidence

[16:28] Take Control and Achieve Your Goals

[17:56] Banking Industry Outlook

[21:10] How to Assess the Value of a Bank

[25:17] The Primary Issue with Silicon Valley Bank

[28:57] The Biggest Issue with Banking Today

[32:09] An Overview of Commercial Loans

[37:20] Takeaways From the Current Banking Situation

[39:50] Parting Thoughts 

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire

All opinions expressed by podcast hosts and guests are

In this episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson break down the ins and outs of commercial real estate investing. They cover factors driving the commercial real estate market, how to stay up-to-date on trends, and the investment options that could do well in your portfolio. 

[00:00] Introduction

[02:00] Investing in Commercial Real Estate

[04:48] What is Commercial Real Estate?

[06:14] Vacancy Rates and People Working from Home

[11:55] Factors Affecting Retail Space in 2023

[14:36] Industrial and Warehouse Space

[16:35] Housing Shortage and Multi-Family Residential

[19:31] Multi-Family Investments That Make Sense

[21:08] The Hospitality and Hotel Space

[26:25] Converting Urban Offices into Residential Buildings 

[29:07] Taking Retail Locations and Converting Them into Storage 

[31:20] The Four Ways to Invest in Commercial Real Estate

[32:54] Direct Individual Investing 

[39:13] Real Estate Investment Trust

[42:00] Commercial Real Estate Funds

[46:54] When to Consider Alternative Investing

[51:58] Parting Thoughts 

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire

All opinions expressed by podcast hosts and guests are