Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson continue their discussion on the art of long-term investing - part 2. They break down the key features you must consider in a business before investing in it.

[00:00] Introduction

[03:01] Recap of the Art of Long-Term Investing Part 1

[04:57] The Benefits of Reviewing a Company's Business Model

[07:08] Market Share and Room to Grow

[12:07] Why You'd Want to Invest in a Company with a Sustainable Competitive Advantage

[19:39] How to Conduct a Business Model Examination

[23:33] You Must Understand Where the Company is Investing It's Cashflow

[27:00] Assess Management Quality Before Buying Stocks

[33:00] Median Market Capitalization

[34:10] The Big Question: What Could Go Wrong?

[40:03] Have Some Knowledge of the Company You're Investing In

[42:38] Price Evaluation Metrics

[46:20] Valuation Assessments and the Margin of Safety

[52:30] Holding a Stock For At Least 2 Years

[55:55] Question: Why am I Right and Why is the Market Wrong?

[58:23] What Percent to Buy in a Company

[01:02:10] What to Sell to Buy a More Lucrative Stock

[01:09:42] Why Roshan Settled on This Particular Process

[01:11:03] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through tips on researching stocks you can hold for the indefinite future. They break down Roshan's approach for researching, screening, and picking stocks for long-term investments and the amount of time it takes to identify such stocks.

[00:00] Introduction

[02:33] Screening and the First Step to Picking a Stock

[05:26] Why Roshan Screens for Companies With a Billion Dollar Valuation

[09:46] Sorting and Choosing the Type of Screens to Work with

[12:50] Time Spent Versus Time Wasted Researching a Company

[17:28] Getting Too Attached To a Stock

[26:03] Researching Companies with Profitable Growth

[28:00] Figuring Out Where to Spend Most of Your Time

[31:03] Number of Companies to Start with When Researching Where to Invest

[34:27] Rules For Research and Sorting

[38:10] Roshan's Approach Compared to Buffett's Approach

[41:32] Valuation Measures and Deciding Which Companies to Sell

[44:31] Good Investors Learn From Other Good Investors

[47:23] How to Make Efficient Use of Your Time When Investing

[54:30] Reviews and Benefits of Having an Investment Checklist

[58:53] How to Replace a Stock After Finding Something Better

[01:02:12] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down Factor investing and why it's such an effective investment strategy. They cover topics like the basics of Factor investing, the diverse approaches to multi-factor investing, and smart investing approaches to help you beat the market and maximize returns.

[00:00] Introduction

[04:48] Why Most People are Research-based Investors

[07:00] What is Factor Investing?

[12:16] Common Attributes of Factor Investing

[15:47] Understanding Multi-Factor Investing

[18:20] The Common Sense Test

[21:22] How to Protect Yourself from Risky Investing

[26:30] The Momentum with Volatility Control Strategy

[31:10] Comments on The Momentum with Volatility Control Strategy

[35:50] The Basics of the Value, Quality, Momentum, and Timing Strategy

[38:58] Unique Measures of Value

[43:27] Analyzing a Snapshot of a Morningstar Portfolio

[47:15] Weighting and Stock Analysis

[50:43] The Tremendous Outperformance of Growth Versus Value

[55:30] Why Investors Must be Willing to Endure Periods of Underperformance

[57:55] The Quality, Larger Value with Income Strategy

[01:05:55] Performance Numbers and Why Investment Strategies Behave Differently

[01:10:45] Resources for Factor Investing

[01:13:52] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson sit down with Bryce Gill to try and make sense of the Federal Reserve Policy. They analyze the role of the Federal Reserve in slowing down inflation, the true source of inflation, and the growth of the M2 money supply.

[00:00] Introduction

[03:48] Getting to Know Bryce Gill

[05:33] Overview of First Trust's Market Outlook for 2023

[07:36] Bryce's Thoughts on How to Tackle Inflation

[11:46] The Impact of Consistent Upward Trends in Globalization

[14:16] Are Interest Rates the True Source of Inflation?

[18:06] The Growth of the M2 Money Supply

[22:40] The Reason Behind the Recent Increase In U.S. Money Supply

[27:23] What to Expect From a Gradual Decline in Money Supply

[31:30] Unemployment Rates and What the Fed Cares About Most

[34:30] The Role of Interest Rates in the Economy

[37:10] Why Interest Rates Don't Really Mean Anything Anymore

[42:27] Why the Price of Money in the Economy Matters

[47:00] How Velocity of Money Impacts Economic Growth and Inflation

[52:20] Recession 2023: Is a Soft Landing Still Possible?

[56:19] The Interaction Between Fiscal Policy and Monetary Policy

[01:03:10] The American Economy is Still Worth the Investment

[01:05:41] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss 10 ways to use SECURE Act 2.0 to your benefit. They cover topics like the latest RMD distribution rules, exciting changes in the new 529 plans, and the best tool for funding charitable giving.

[02:58] Biden Signs SECURE Act 2.0 Into Law

[04:42] What the SECURE Act 2.0 Means for Retirement Plans

[07:19] RMD Age Pushed to Age 73 Starting in 2023

[09:35] What to Expect from the New RMD Distribution Rules

[11:50] How the SECURE Act 2.0 Makes 529 Plans More Valuable

[13:06] How to Use and Get the Most Out of 529 Plans

[15:35] Exciting New Changes Coming To 529 Plans

[19:01] Advantages of Seeking Professional Financial Advice

[21:04] Understanding Employer-sponsored Retirement Accounts

[25:35] SECURE 2.0 Act and Student Loan Matching

[27:20] Retirement Planning Penalties to Avoid

[29:25] The Best Tool for Funding Charitable Giving

[32:02] The Retirement Savings Lost & Found Department

[34:47] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss what investors can expect from the U.S. and global markets in 2023. They break down topics like the market outlook for 2023, the presidential election cycle theory, and the available opportunities in emerging markets.

[00:00] Introduction

[01:53] Market Outlook and Expectations For 2023

[04:53] Performance of the S&P 500 The Year Before an Election

[08:10] The Presidential Election Cycle Theory

[12:56] Remaining Uncertainty in 2023

[15:21] To What Extent are Things Priced In?

[18:16] Opportunities to Look Out For in Emerging Markets

[20:28] Factors Working in Favor of Emerging Markets

[24:18] Thoughts on Short-Term Government Bonds

[30:05] Bond Markets and Future Rates

[33:36] The Best Markets to Weather a Recession According to Blackrock

[35:02] How to Approach Mortgage-Backed Securities

[37:10] Undervalued Stocks and What to Expect

[44:10] 12 of the Best Income Investments For the New Year

[45:55] Municipal Bonds and Foreign Dividend Paying Stocks

[47:17] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson discuss what investors can expect from the U.S. and global economies in 2023. They break down topics like the downside of a prolonged low-interest rate environment, how the 2022 market lows will shape 2023, and what the Fed will do to keep up with inflation.

[00:00] Introduction

[02:21] 2022 Year in Review and 2023 Market Outlook

[04:01] Forecasting 2023's Inflation Rate

[07:08] Will 2023 Be a Fed-Driven Market?

[08:48] 2022: A Tale of Two Halves

[11:30] Inflation and the Labor Market

[14:45] 2022 Was The Worst Performing Economy in 40 Years

[17:28] Gen Z and Millennials Have Never Seen a 'Normal' Recession Before

[19:30] Indexed Approach to Investing

[21:40] What to Expect From a High-Interest Rate Economy

[24:04] Why Investors Will Favor Value and Quality Investing in 2023

[24:48] How Duration Affects Stocks and Bonds

[27:33] Will the Federal Reserve Pivot in 2023?

[33:10] Why Zero Percent Interest Rates Forever is Not a Good Thing

[37:10] The Global Outlook For the Economy

[39:57] How China's Foreign and Domestic Policies are Impacting Global Supply Chain

[42:15] Russia's War with Ukraine: What to Expect in 2023

[45:35] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani and Eric Olson break down high yield versus dividend growth investing and which one might be right for you. They discuss what they are, how you can potentially use them in your portfolio, and even ways to get the best of both worlds.

[00:00] Introduction

[02:57] Dividend Growth Versus High-Yield Dividend Investing

[04:58] When to Choose High Dividend Growth Investing

[06:24] Common Criticisms of High-yield Dividend Investing

[09:16] Payoffs From High-yield Investments

[12:42] Performance Comparison From the Two Investment Strategies

[16:22] The Role of Time and Timing When Investing

[19:00] Companies Doing More Stock Buybacks Than Dividend Payoffs

[22:30] What is Shareholder Yield?

[24:15] Understanding the Enterprise Value of a Business

[27:05] Eric and Roshan’s Debate: Yield or Growth - Which Is Right for You?

[34:58] Why Being a Forced Seller is the Ultimate Worst Thing For Investors

[37:00] The Big Question: Income Versus Growth in a Portfolio

[43:30] The Pros and Cons of the Two Strategies For a Retiree

[48:02] Tips for Individual Investors

[50:32] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson each share their top 3 podcast episodes for 2022. From engrossing interviews, nut companies impacting communities in Africa, to assessments of the investment markets, these episodes tell the story of 2022.

[00:00] Introduction

[03:07] Episode 126: Stopping Forced Labor in the Solar Panel Industry with Reginald Smith

[05:20] Episode 123: Bullish or Bearish?

[08:23] Episode 127: Covered Calls Explained

[09:35] Episode 101: From Success to Significance with Sunshine Nut Company’s Donald Larson

[12:06] The Inspiring Story of Sunshine Nuts

[13:30] Episode 105: Modern Monetary Theory with Luigi Zingales and Bethany McLean

[14:51] The Most Popular Episode of 2022

[17:09] Episode 119: 8 Strategies to Take Advantage of Market Declines

[20:11] Episode 106: How Does War Impact the Stock Market?

[23:56] Energy Markets and the U.S. Selling Oil from the Strategic Petroleum Reserve

[25:49] Episode 142: What History Tells Us about Today’s Economy and Markets

[29:46] Episode 132: How to Improve Investment Performance

[31:00] Parting thoughts

Episode Links

Episode 126: Stopping Forced Labor in the Solar Panel Industry with Reginald Smith: https://retirementlifestyleshow.com/stopping-forced-labor-in-the-solar-panel-industry-with-reginald-smith/

Episode 123: Bullish or Bearish? https://retirementlifestyleshow.com/bullish-or-bearish/

Episode 127: Covered Calls Explained: https://retirementlifestyleshow.com/covered-calls-explained/

Episode 101: From Success to Significance with Sunshine Nut Company’s Donald Larson: https://retirementlifestyleshow.com/from-success-to-significance-with-sunshine-nut-co-don-larson/

Episode 105: Modern Monetary Theory with Luigi Zingales and Bethany McLean: https://retirementlifestyleshow.com/modern-monetary-theory-with-luigi-zingales-and-bethany-mclean/

Episode 119: 8 Strategies to Take Advantage of Market Declines: https://retirementlifestyleshow.com/8-strategies-to-take-advantage-of-market-declines/

Episode 106: How Does War Impact the Stock Market? https://retirementlifestyleshow.com/how-does-war-impact-the-stock-market/

Episode 142: What History Tells Us about Today’s Economy and Markets: https://retirementlifestyleshow.com/what-history-tells-us-about-todays-economy-and-markets/

Episode 132: How to Improve Investment Performance: https://retirementlifestyleshow.com/how-to-improve-investment-performance/

Check out the Retirement Lifestyle Show Website, Retire with Roshan website, the Retire with Roshan Facebook page, Roshan's Twitter, Roshan's LinkedIn, Erik's LinkedIn, and Adrian's LinkedIn.

All opinions expressed by podcast hosts and guests are solely their own. While based on information that they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

It’s “Bring Your Own Topic Day” on the Retirement Lifestyle Show. In this episode, Roshan Loungani, Eric Olson, and Adrian Nicholson discuss topics they feel would benefit the audience’s investment decisions. They talk about Fundamental vs Technical analysis of stocks, the high-yield spread, and what to consider when buying US Treasury Bonds.

[00:00] Introduction

[01:53] How to Find What Stocks to Buy and When to Buy

[03:21] Fundamental vs Technical Analysis of Stocks

[05:40] Understanding Moat Investing

[08:44] Fundamental Analysis Advantages and Disadvantages

[11:19] Technical Analysis of Stocks

[14:46] Pros and Cons of Technical Analysis

[18:12] The High Yield Spread

[20:52] Recovery: The Small-Cap Value Come Back

[24:13] Why Retail Investors Pay Attention to Stocks and not Bonds

[28:18] Profitable Investing is Not About Being Right All the Time

[30:09] Opportunities in the Small-Cap Space

[32:08] Things to Consider When Buying US Treasury Bonds

[37:13] What are Tax-Exempt Bonds

[39:28] Breaking Down the November Inflation Report

[42:58] Thoughts on the Fed, Inflation, and Markets

[47:30] What Happens When the Fed Pivots

[49:20] Don’t Fight the Fed

[51:02] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.