Retirement Money Team

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We're all looking around wishing life was the same, but knowing it's just not. For a lot of people that means reevaluating what they do for 40 hours a week. Should you continue working because it's a paying job, or is it time to find the job you actually want?

What's important to you: working from home / high income / flexibility/ culture / reduced stress / being challenged?

Assessing what is important to you now and in the future can help with your overall happiness and potentially get you out of the rut you're currently in. 

Article:

https://www.cnbc.com/2021/06/29/more-people-plan-to-quit-as-return-to-work-plans-go-into-effect-.html

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Life at times is overwhelming; work, kids, grandkids, friends, staying healthy.. at times it all seems to be too much. 

What about your "financial life" money, saving, spending, credit cards, short term, long term... how do you make sense of what you should do first and what can wait. Can you really do it all at the same time?

If you're feeling stuck and not making the progress you hoped for, maybe simplifying and organizing your priorities can help. 

Article:   

https://www.morningstar.com/articles/868718/get-financial-advice-first-investment-advice-later

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We have a deal! 

Now, what does it mean for you as an investor and us as a country. How exactly will the infrastructure enhancements work and how long will it take?

Exactly long far does the bill stretch and how are we paying for it? Still plenty of questions on the table to be ironed out. 

Articles to reference:

https://www.marketwatch.com/story/infrastructure-and-the-stock-market-heres-what-the-1-trillion-deal-means-11624571570?mod=home-page

https://www.marketwatch.com/story/momentum-grows-for-2-step-strategy-on-infrastructure-as-11-republican-senators-back-bipartisan-plan-11623941980?mod=article_inline&mod=article_inline

Want more information for your specific life? Set a time to talk:  calendly.com/rodneypeters

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Are you exhausted just by hearing the words Covid-19 or pandemic? I know I am. We’re well over 1.5 years since it hit the news headlines. 

When you hear the word retirement, most think about a point in time where you have worked long enough and because you saved a certain amount of money now you can have your freedom.

Since the pandemic we’re seeing more focus on some of the softer sides of life. How to enjoy family and sincerely count our blessings.

What's more important to you? The amount of money you have in retirement or the amount of happiness?

Article:

https://www.investmentnews.com/rethinking-retirement-wake-pandemic-207658

Want more information for your specific life? Set a time to talk:  calendly.com/rodneypeters

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What are your unique abilities? Outside of your daily job, do you have ways to generate additional cash? Call it your side hustle or small business, lots of people are finding ways to pad their pockets. 

Yes, renting out real estate is still popular and some might even decide to flip homes and make it their next career. Others leverage previous purchases, finding ways to rent out and earn additional income. How about an RV or even a swimming pool! If you're not using them, maybe someone else will pay you so they can. 

Article:

https://money.com/earn-extra-income-in-retirement-rent-rv-pool/

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Let's all be honest... we have all procrastinated at some point or specifically around one event / action. I mean who really wants to clean out the gutters or sit down with an attorney and complete you Will? Sometimes waiting gives you more options.. and sometimes it makes it much hard to deal with the few options left. 

Religion, politics and money – typically the three segments of our lives we shouldn't talk about. Not sharing with others or not having an open adult conversation could lead to assumption. Mostly because there is soo much emotion and internal feels that surround each topic. Looking back, maybe we should have better lines of communication around these very important pillars of our country. Possibly it would invite a better understanding of one another.

Timing is everything.. and no I'm not talking about timing the stock market. Not wasting time for your money to work for you and your plan to evolve with you - that's the timing you should care about. 

Article:

https://www.advisorperspectives.com/articles/2021/06/10/overcoming-client-procrastination-with-financial-planning?bt_ee=CCthEqt6PWY1RppvYqRH%2BkB%2B7hvyDIPWr6hSe4eRDws%3D&bt_ts=1624097015190&utm_campaign=&utm_content=&utm_medium=email&utm_source=boomtrain&utm_term=

Want more information for your specific life? Set a time to talk:  calendly.com/rodneypeters

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How do you retire? What are the actual steps of walking away from you paying job and taking over your freedom of time. 

What exactly is "retire with more confidence"? Confidence around what.... is it around your money lasting? Or, maybe confident that your timeline is structured just right. You have social security and/or your pensions working exactly the way they should.

How do you create the confidence around something you dreamed about, but no one has every really put the manual in front of you?

Let's start building that much needed confidence together as a community!

Article:

https://article.smartasset.com/worst-way-to-withdraw-1/?utm_source=yahoo&utm_campaign=yah__falc_content_worstway_ios_621&utm_content=36808780721&utm_term=FINANCE_APP

Want more information for your specific life? Set a time to talk:  calendly.com/rodneypeters

Submit a question or join the club: [email protected]

You may have noticed over the past couple years that the price of homes have continuously increased. In facts it can seem eerily similar to 2006 and the beginning of the last housing bubble. So, is history repeating itself? Are we in for a roller coaster of emotions and financial harm across the country?

Sometimes the details of what happened previous are hard to remember. So, what exactly cause the last bubble and are we repeating sins from the past... or is this real estate market driven by something different?

Articles:

https://www.bloomberg.com/news/articles/2021-06-10/real-estate-prices-are-soaring-but-there-s-no-sign-of-a-housing-bubble

https://www.agc.org/sites/default/files/AGC%202021%20Inflation%20Alert%20-%20Ver1.1.pdf

https://www.yahoo.com/now/lumber-prices-surged-happened-end-195358325.html#:~:text=In%20just%20one%20year%2C%20the,prices%20for%20this%20crucial%20commodity

https://www.cnbc.com/2021/05/06/copper-is-the-new-oil-and-could-hit-20000-per-ton-analysts-say.html

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It's official - we're old. The number of people 65 and older outnumbered children under age 5 for the first time in history in the US. This information is supplied by Jo Ann Jenkins the CEO of AARP and the article is below. 

Our ability to live longer, healthier, more productive lives is one of humankind’s greatest accomplishments. Over the next two decades, the number of people age 65 and older will nearly double making up 1 in 5 Americans.

Is your retirement focused on a few years, or have you realized you just might spend 30 wonderful and happy years in retirement? Now, are you saving for just a few years or for a few decades? Maybe you have looked around and realized you should expect more out of retirement. We will dive into the subjects of aging / retirement / enjoy life while retired. 

Barron's Article:       

https://www.barrons.com/articles/rethink-aging-retirement-51621024227?mod=hp_WOMEN

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Will the party continue? Overall the stock market has been on a tear over the past decade. So, that will continue for the next decade -right?

Well, maybe... or maybe not. 

It's easy to get excited when every other day hits a new record high. All to often we forget this thing isn't on auto-pilot. 

This episode covers 3 pillars on why the S&P 500 has been doing soo well, and outlines what needs to take place in order for the stock market benchmark to stay on track. 

Here are two article from MarketWatch that helps outline what's happening and what could happen in the near future.

  3 Pillars of the S&P 500

How Will Small-Cap Stocks Play Out?