A new year means new tax numbers. Retirement planning has seen some major changes over the last 3 years, and it’s likely you will need to revise your plan. Do you know if you are truly ready to retire? Today I update the readiness tests. Topics:

• Linear cash flow model

• Major market corrections & retesting risk tolerance

• What accounts to draw from first?

• Three years worth of safe money

• Monte Carlo simulation

• Long term care

• Practicing retirement