Retirement Today

The market is at a very historic and unique place currently, and there has been a lot of speculation about a looming market crash. Is the speculation true? Is this something you should
be prepared for?

Join Zach Holcomb and Michael Reese, CFP as they discuss the possibility of a nearing market crash, and what you should do about it.

You are probably familiar with the phrase "return on investment". However, this concept is not always as simple as it seems. There is a common misunderstanding when it comes to what this ACTUALLY means when it comes to your investment returns.

Join Zach Holcomb and Michael Reese, CFP as they explain how losses can tremendously hurt you more then gains when it comes to your investments portfolio.

It's a brand new year. We have a democratic president and changes in the senate and congress. That means BIG tax changes are potentially on the horizon for you going forward. Join Zach Holcomb and Michael Reese, CFP as they discuss what is to potentially change tax wise with drastic changes in the White House.

2020 was an eventful year and we experienced a lot of changes. One of those changes was the waiver of required minimum distributions (RMDs) in 2020. However, we are now in 2021 and RMDs are back. Join Zach Holcomb and Michael Reese, CFP as they talk all things RMDs and what you need to do to prepare for them in retirement. 

 

https://www.irs.gov/pub/irs-tege/uniform_rmd_wksht.pdf 

Long-Term care. While it's not fun to think about, but if you narrow down your choices a bit, making a plan for what for some ends up costing several thousand per month becomes less daunting.   Join Zach Holcomb and Michael Reese, CFP as they discuss a new way to take long term care in retirement, along with other strategies to plan for health care coverage in your retirement years.   https://longtermcare.acl.gov/the-basics/how-much-care-will-you-need.html

When you lose a spouse, your tax picture drastically changes, and not for the better. While this can be an uncomfortable topic, it is important to address this.  

Join Zach Holcomb and Michael Reese, CFP as they discuss ways you can prevent leaving your spouse with an uncertain tax future. 

Have you ever asked yourself "How much money do I need to retire?" That is a loaded question. But it's important to have some idea of where you want to go so you can plan for it.   Join Zach Holcomb and Michael Reese, CFP as they discuss 4 factors to help determine the answer to the question every retiree asks.

Every four years, the U.S. presidential election can have a major impact on policy, laws and foreign relations. But how do presidential elections affect the market?

 

Join Michael Reese, CFP and Zach Holcomb as they take a look at how the election results may impact your personal finances: taxes, investments, health care, retirement, and more.

Social security is a major part of your retirement income, even if you already have plenty of assets. Determining when to start collecting social security is an important financial decision that requires careful consideration of many factors.    Join Michael Reese, CFP and Zach Holcomb as they dive into a discussion on weighing your options, and carefully assessing the factors you need to be aware of, before making the decision to start your social security.

Paying off your home mortgage before you decide to retire is a massive achievement, but you don’t necessarily have to pay your home off to retire comfortably. Some people enjoy the peace of mind that comes with a debt-free retirement. However, you should always weigh good feelings against the financial facts.

 

Join Michael Reese, CFP and Zach Holcomb as they discuss the pro’s and con’s of a mortgage in retirement.

 

https://bit.ly/3mSNNvX