Retirement Today

Retirement Today

By Michael ReeseBusinessInvesting
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Retirement Today episodes

  • 039: The Pivotal Role Asset Location Plays in a Portfolio's Success

    When talking about investment portfolios and plans, people tend to only focus on asset allocation. However, people don’t realize that the importance of asset LOCATION is just as important.

    Join Michael Reese, CFP and Zach Holcomb for a can’t miss discussion on how you can plan, to not only make sure your investments are allocated properly. But to be sure they are in the right locations as well.

    https://www.morningstar.com/articles/858738/the-pivotal-role-asset-location-plays-in-a-portfolios-success

    21 min
  • 038: Five Truths About The Presidential Election, No Matter Who Wins
    Coronavirus has upended the traditional rhythm of an American presidential election year. 2020 is still an election year, however, and the campaigns will go on. While this election will have a massive impact on our country, one area where we caution investors from drawing too many links is the world of investing. Join Michael Reese, CFP and Zach Holcomb for an inside look on investing truths no matter who wins this year's election.
    30 min
  • 037: Mutual Funds vs ETFs
    Have you ever been curious about the similarities and differences between Mutual Funds and Exchanged Traded Funds? (MF and ETF)? The truth is that both have a lot in common. There are several key differences, however, that could make one a better option for you than the other.   Join Michael Reese, CFP and Zach Holcomb for a discussion in terms of how they are bought and sold, how their prices change, their fees, commissions and loads, their income tax implications, their holding restrictions, their investment minimums, and more.
    29 min
  • 036: Income Planning
    When you get ready to leave the workplace, the importance of planning for INCOME in retirement is of the upmost importance. Join Michael Reese, CFP and Zach Holcomb for a high-level discussion on the importance of planning for income in retirement.   Switching gears from saving for retirement to turning that savings into a retirement paycheck is a tricky proposition. Listen in to learn about the steps that can help bring your retirement income plan into focus.
    30 min
  • 035: Understanding Medicare in 2020

    While many costs go down in retirement, health care continues to creep up occupying substantial financial resources as well as time. In this informative podcast, Zach Holcomb and Becky Reese will discuss all things Medicare and how to navigate it. 

    24 min
  • 034: The Three Questions of Retirement
    Listen in as Mike and Zach share with you the THREE burning questions that you need to answer in retirement. The closer you get to retirement, the more excited you might feel about a period of life when your days are yours to enjoy and you don't have to punch a clock or report to an office. But the last thing you want to do is let that excitement push you into retirement before you are financially ready. If you just retired, or you are getting ready to retire, then this week's show is for you.
    34 min
  • 033: Two Retirements Two Outcomes

    Listen in as Mike shares his thoughts on the current disconnect of the economy and the markets.  He then shares two real-life stories about retirement planning at the beginning of 2008. 

     

    One couple make good decisions.  They focused on their goals, and they took action so they could have the best chance possible of reaching their goals. 

     

    The other couple decided to “trust in the markets”.  You know how 2008 went, so you probably know how their story turned out. 

     

    But don’t miss the stories, as they will illuminate the differences between those who succeed when markets go south and those who do not. 

     

    Your best is yet to come!  So sit back, relax, and listen to Retirement Today to learn more about today’s topic.

    CONNECT WITH MICHAEL D. REESE, CFP®

    Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube

    Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.
    23 min
  • 032: Offensive and Defensive Players

    Listen in as Mike talks about how you can think of your retirement investments as “Offensive” and “Defensive” players, and how you can use this thinking to make sure that your retirement accounts are structured in the right way. 

     

    In addition, make sure you pay attention when Mike addresses the idea of having a “Risk Realignment” discussion.  This could be key to making sure you don’t fall prey to the #1 Mistake that people make when markets hit bad periods.  

     

    Your best is yet to come!  So sit back, relax, and listen to Retirement Today to learn more about today’s topic.

    CONNECT WITH MICHAEL D. REESE, CFP®

    Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube

    Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.
    29 min
  • 031: COVID-19 How It Affects Your Retirement

    In this episode, Mike discusses how COVID-19 might impact your retirement, and more importantly, the steps you can take to structure your retirement accounts so that you have the best opportunity to succeed in retirement no matter what the markets bring. 

    Listen to Mike share a simple approach of what you should do with your money if you are still working.  Some simple math can potentially save your retirement. 

    What if you are about to retire or already retired?  Mike will also share the “ideal structure” for your retirement accounts so you can enjoy your best years in both good times and bad. 

    If you have any concerns about your planning during this scary time, then you don’t want to miss out on this helpful discussion! 

    27 min
  • 030: Your IRA is a business

    In this episode, Mike shares a great analogy about how your IRA / 401k / 403b is really very similar to a business with a silent partner.  In this case, the silent partner is named “Bob”. 

     

    In this “business”, your silent partner, “Bob”…  

    1. Does NOTHING 
    1. Just collects his percentage 
    1. BUT…has the right to INCREASE or REDUCE his share at any time, WITHOUT your say so! 

     

    By the way, “Bob” also spends money like a drunken sailor in port. 

     

    So here you find yourself in a partnership with a guy who is a crazy spender, ALWAYS spending more than he earns, AND has the ability to INCREASE HIS PERCENTAGE of your business at any time, without your permission. 

     

    What do you think?  How fast do you want to get out of that partnership??? 

     

    Make sure you listen in to this eye-opening episode on retirement plans. 

     

    Your best is yet to come!  So sit back, relax, and listen to Retirement Today to learn more about today’s topic.

    CONNECT WITH MICHAEL D. REESE, CFP®

    Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube

    Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.
    32 min

About Retirement Today

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Retirement Today is a podcast for retirees and pre-retirees looking to gain knowledge during the fundamental shift in their lives when it comes to retirement. We believe that your best is yet to come…