Things are going well. Revenue is growing. Opportunities are expanding. And yet, many business owners find themselves asking a new question:

Now what?

Success creates a different kind of complexity. Taxes become larger. Decisions carry more weight. Relationships evolve. And the systems that helped you build the business may not be the systems that support the next season.

In this episode of Building Wealthy Habits, we discuss what happens when growth creates complexity and why simply "getting through it" may no longer be enough.

From leadership and delegation to tax planning, succession, and building the right team around you, this conversation explores how successful entrepreneurs can move from survival mode to a more intentional vision for the future.

Because growth is about more than building a business.

It's about building a life.

If you've built something real and you're wondering what comes next, this conversation is for you.

#BusinessOwners #Entrepreneurship #BusinessGrowth #FinancialPlanning #Leadership #TaxPlanning

00:00 Your Business Is Growing. Now What?

03:25 Why every new season requires a new mindset

07:58 When success starts creating complexity

09:52 Questions successful business owners should ask

14:46 Moving beyond survival mode

19:53 Building the right team for the next season

Connect with Jeremiah:

LinkedIn: https://www.linkedin.com/in/jeremiahjlee/

Email: [email protected]

Connect with Laura:

LinkedIn: https://www.linkedin.com/in/laura-lee-59a83610/

Email: [email protected]

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Money is one of the most important conversations in a relationship. It's also one of the most avoided.

In this episode of Building Wealthy Habits, Jeremiah and Laura share a candid look at how they handle financial conversations in their own marriage. As financial planners, business owners, parents, and spouses, they've learned that money discussions are rarely just about budgets and bank accounts. They're often about security, trust, priorities, and the future you're trying to build together.

Many couples avoid talking about money because they don't want conflict. Others assume they're already on the same page. But as life becomes more complex, avoiding these conversations can create stress, misunderstandings, and missed opportunities.

Jeremiah and Laura discuss the questions every couple should be asking, common communication mistakes, practical tools for creating financial clarity, and how alignment around money can strengthen both your finances and your relationship.

If you've ever wondered whether you're having the right financial conversations with your partner, this episode is for you.

#BuildingWealthyHabits #CouplesAndMoney #FinancialPlanning #MarriageAndMoney #FinancialCommunication #MoneyMindset #TriCordAdvisors

Connect with Jeremiah:

LinkedIn: https://www.linkedin.com/in/jeremiahjlee/

Email: [email protected]

Connect with Laura:

LinkedIn: https://www.linkedin.com/in/laura-lee-59a83610/

Email: [email protected]

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Should you buy the building your business operates in, or continue leasing? For many business owners, commercial real estate can become one of the largest investments they ever make. But owning a building is about much more than control over your space.

In this episode, Jeremiah and Laura discuss the key factors business owners should consider before purchasing commercial real estate. From long-term growth plans and tax considerations to liquidity, diversification, and succession planning, they explore how owning property can impact both your business and your personal financial future.

While commercial real estate can create opportunities for wealth building, passive income, and greater control, it also comes with responsibilities and risks that should not be overlooked. The right decision depends on how the property fits into your broader goals, investment strategy, and long-term vision.

Key Topics:

Evaluating whether your current location supports future business growth and expansion

The benefits of owning commercial real estate, including control and long-term wealth building

Tax considerations, depreciation, and after-tax investment returns

Diversification, concentration risk, and liquidity concerns in real estate investing

The realities of property ownership, management responsibilities, and passive income expectations

Succession planning and using commercial real estate as a multigenerational asset for family businesses

#BuildingWealthyHabits #CommercialRealEstate #BusinessOwners #Entrepreneurship #FinancialPlanning #BusinessGrowth #WealthManagement #TriCordAdvisors

Reach out at [email protected]

Connect with Jeremiah:

LinkedIn: https://www.linkedin.com/in/jeremiahjlee/

Email: [email protected]

Connect with Laura:

LinkedIn: https://www.linkedin.com/in/laura-lee-59a83610/

Email: [email protected]

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Information and ideas discussed are general in nature and should not be considered specific financial, legal, or tax advice. This content is for informational purposes only and does not create an advisory, fiduciary, or attorney-client relationship. All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Examples discussed are hypothetical and for illustrative purposes only. Individual situations will vary. You should consult your own financial advisor, tax professional, or attorney before making any decisions. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Adviser. Jeremiah Lee is a California licensed attorney. Randy Barkley is a life insurance agent (CA License #0518567).

What if the biggest turning point in your life starts with a difficult question?

In this conversation, Jeremiah, Laura, and special guest JR Lay explore the tension many entrepreneurs and high achievers quietly carry beneath the surface. From identity and ambition to disruption, adaptability, and purpose, this discussion goes far beyond business strategy.

JR shares personal stories about building businesses, navigating burnout, redefining failure, and learning how wisdom often grows through discomfort. Together, they unpack why perspective matters so much in seasons of uncertainty and how the stories we tell ourselves shape the future we create.

Whether you are navigating a career transition, building a business, leading a family, or simply feeling stretched by change, this episode offers a thoughtful perspective on growth, resilience, and becoming who you are meant to become.

#BuildingWealthyHabits #EntrepreneurMindset #PersonalGrowth #Leadership #FinancialPlanning #BusinessOwners #WealthManagement #Entrepreneur

Connect with JR Lay:

LinkedIn: https://www.linkedin.com/in/jrwlay/

Connect with Jeremiah:

LinkedIn: https://www.linkedin.com/in/jeremiahjlee/

Email: [email protected]

Connect with Laura:

LinkedIn: https://www.linkedin.com/in/laura-lee-59a83610/

Email: [email protected]

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

A business sale can create uncertainty and a long list of financial and planning decisions all at once. The months before and after an exit often become an important planning window in a business owner’s life.

Jeremiah and Laura walk through several planning considerations that may help business owners prepare for a high-income year, evaluate tax planning considerations, and align financial decisions with long-term goals for family, charitable giving, and broader planning considerations.

They also discuss why preparation matters long before a transaction is finalized and why coordinated planning with advisors, CPAs, and estate attorneys may help provide additional planning clarity.

#businessowners #taxplanning #estateplanning #financialplanning #wealthmanagement

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Stock options can be a valuable part of compensation, but they also come with important tax considerations, vesting schedules, and investment decisions.

In this conversation, Jeremiah and Laura break down the differences between RSUs and RSOs, explain how vesting works, and discuss why many employees feel overwhelmed when trying to make decisions around concentrated stock positions and taxes. They also walk through common planning considerations for tech employees, startup professionals, and anyone receiving equity compensation through work.

Whether you're newly receiving stock compensation or trying to better understand an existing plan, this episode highlights why having a long-term strategy matters.

#StockOptions #RSUs #FinancialPlanning #WealthManagement #EquityCompensation

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

What if your finances look fine on the surface, but the real story is underneath? Many people track a single number and assume everything is okay. In this episode, Jeremiah and Randy explain why that can be misleading and what a true financial x-ray actually reveals.

A financial x-ray goes beyond net worth. It looks at how your money works, how accessible it is, and where hidden risks may be quietly building. Jeremiah and Randy walk through the core metrics they use to help clients understand whether they are truly on track or just hoping they are.

This conversation is especially relevant for business owners and high-income earners who often feel successful outwardly, yet remain vulnerable to cash flow strain, illiquidity, or overconcentration. The goal is not perfection, but clarity.

Key Topics Covered:

• Why net worth matters, but never tells the whole story

• Liquidity and what happens when your wealth is trapped

• Cash flow blind spots that surprise even high earners

• Hidden concentration risk inside businesses and investments

• How these metrics change as your life and career evolve

If your finances were put under an x-ray today, what might show up that you are not currently measuring?

#BuildingWealthyHabits #FinancialPlanning #BusinessOwnerss #WealthStrategy #CashFlow #NetWorth #TriCordAdvisors #WealthManagement

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Information and ideas discussed are general in nature and should not be considered specific financial, legal, or tax advice. This content is for informational purposes only and does not create an advisory, fiduciary, or attorney-client relationship. All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Examples discussed are hypothetical and for illustrative purposes only. Individual situations will vary. You should consult your own financial advisor, tax professional, or attorney before making any decisions. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Adviser. Jeremiah Lee is a California licensed attorney. Randy Barkley is a life insurance agent (CA License #0518567).

For many, selling a business or stepping into retirement is viewed as a finish line.

But once you get there, a different set of questions often begins to take shape. What does your day-to-day look like? Where does your sense of direction come from? And how do you approach this next chapter with intention?

In this episode, we shift the focus beyond financial outcomes and into the experience of transition. If you are approaching a business exit, retirement, or a major career change, this conversation is designed to help you think more clearly about what comes after.

We explore how routine, identity, and purpose can evolve when work is no longer the central structure. From considering how you want to spend your time to testing new interests before making a full transition, the goal is to help you move into this season with greater awareness.

You’ll also hear reflections on how expectations around retirement or lifestyle changes don’t always match reality, and why staying adaptable may help support a more meaningful transition over time.

This is not about having a perfect plan in place. It is about being thoughtful in how you approach change, asking better questions, and allowing space to discover what truly matters in the next phase of life.

If you are thinking about what comes after a major financial or career milestone, this episode offers perspective to consider as you think through that process.

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

For many people, reaching out to a financial advisor can feel uncertain.

What do you ask? What do you share? And how do you know if it’s the right fit?

In this episode, we begin breaking down the financial planning process from the very start. If you’ve ever felt like the industry is difficult to navigate or unclear, this conversation is designed to bring more clarity to what that first step can look like.

We walk through how to begin your search, what factors may influence your decision, and how to approach that initial meeting with confidence. From understanding different types of advisors to evaluating how they work with clients, the goal is to help you feel more prepared and informed as you explore your options.

You’ll also hear insights around how much information is typically shared early on, how to think about comparing multiple advisors, and what to pay attention to when determining whether a relationship could be a good fit.

This is not about finding a perfect answer in one conversation. It is about understanding the process, asking thoughtful questions, and making a decision that aligns with your individual needs and preferences.

If you’re considering working with a financial advisor or reevaluating a current relationship, this episode offers a helpful starting point.

#financialadvisor #wealthplanning #wealthmanagement #financialliteracy #businessowners #wealthstrategy #clientexperience

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Information and ideas discussed are general in nature and should not be considered specific financial, legal, or tax advice. This content is for informational purposes only and does not create an advisory, fiduciary, or attorney-client relationship.  All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Examples discussed are hypothetical and for illustrative purposes only. Individual situations will vary.  You should consult your own financial advisor, tax professional, or attorney before making any decisions.  Advisory services offered through TriCord Advisors, Inc., a Registered Investment Adviser. Jeremiah Lee is a California licensed attorney. Randy Barkley is a life insurance agent (CA License #0518567).

Most business owners have heard this idea at some point.

Can I pay my kids through my business?

The answer is not a simple yes or no. It depends on how the arrangement is structured, what rules apply, and whether the work being done is legitimate.

In this episode, we walk through how this concept is commonly approached and where misunderstandings can happen. What sounds simple on the surface often requires careful planning, clear documentation, and an understanding of how different business structures may impact what is permitted.

We also explore the broader considerations that go beyond the structure itself. For many families, this becomes less about the mechanics and more about how responsibility, compensation, and involvement in a business are introduced to the next generation.

Throughout the conversation, the focus remains on what business owners should be aware of before taking action, including the importance of maintaining appropriate records and working with qualified professionals to evaluate individual circumstances.

#familywealth #nextgenwealth #businesowners #teachkidsmoney #wealthbuilding #financialplanning #wealthmanagement

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Information and ideas discussed are general in nature and should not be considered specific financial, legal, or tax advice. This content is for informational purposes only and does not create an advisory, fiduciary, or attorney-client relationship.  All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Examples discussed are hypothetical and for illustrative purposes only. Individual situations will vary.  You should consult your own financial advisor, tax professional, or attorney before making any decisions.  Advisory services offered through TriCord Advisors, Inc., a Registered Investment Adviser. Jeremiah Lee is a California licensed attorney. Randy Barkley is a life insurance agent (CA License #0518567).