Retirement Unlimited

Being successful in your career does not automatically make financial decisions easier.

Fear, compassion, overconfidence, and FOMO can influence even the smartest investors. Advice from friends, social media, or AI can also sound compelling without accounting for your full financial picture.

In this episode, Jeremiah and Laura explore the behavioral patterns behind financial decisions, how personal experiences shape our relationship with money, and why a clear plan can help create a better filter for important choices.

Understanding what may be driving your decisions is the first step toward making wiser financial choices instead of letting emotion take the lead.

#behavioralfinance #financialplanning #investing #businessowner #entrepreneur #financialdecisions #wealthmanagement

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Kids are learning about money long before they earn their first paycheck.

They learn from the conversations they hear, the choices they watch, and the opportunities they are given to spend, save, give, and make mistakes.

In this episode, Jeremiah and Laura share what they are learning as they raise four children and work to build healthy money habits at home. The goal is not to raise children who never make financial mistakes. It is to give them a safe place to practice, learn, and gradually take greater responsibility for the resources they have.

#parenting #familywealth #financialliteracy #moneyhabits #familyfinances

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Success doesn't always bring the peace of mind we expect.

For many business owners and high achievers, greater financial success can also bring greater uncertainty. New opportunities, bigger decisions, and increased complexity often leave people asking, "What should I do next?"

In this episode of Building Wealthy Habits, Jeremiah and Laura explore why success can feel more stressful than expected, how to move beyond fear and uncertainty, and why a clear vision is essential for navigating your next season with confidence.

Financial success changes more than your balance sheet. It changes the questions you're asking, and the opportunities in front of you.

#businessowners #financialplanning #growthmindset #entrepreneurship #financialconfidence #wealthmanagement

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Selling a business or stepping away from a career is often celebrated as the finish line.

But for many business owners, that's when an entirely new journey begins.

In this episode of Building Wealthy Habits, Laura sits down with Cindy Jennings, founder of Interwovenly and the LifeWise™ programs, which help business owners, executives, managers, and employees navigate life's biggest transitions with clarity and support.

Together, they explore the personal side of retirement and business exits that often go unspoken. They discuss why so many successful leaders struggle after a major transition, how identity and purpose become just as important as financial readiness, and why preparing for your next chapter should begin long before the transaction is complete.

Whether you're thinking about retiring, preparing to sell your business, or simply wondering what you want the next season of life to look like, this conversation offers a thoughtful perspective on building a future that's just as meaningful as the work you've already accomplished.

Because preparing financially is only part of the journey. Preparing personally may be just as important.

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

A growing business can create more opportunity, more momentum, and more income. But it can also create one of the least welcome surprises for business owners: a tax bill they did not see coming.

In this episode of Building Wealthy Habits, we talk about why tax planning should not wait until April and why a strong year in business can quickly become stressful when cash flow, estimates, and planning are not aligned.

For many entrepreneurs, the issue is not just the tax bill itself. It is the pressure it creates at home, the questions it raises about the business, and the feeling of wondering what everyone else knows that you do not.

This conversation explores how business owners can move from reactive tax conversations to a more proactive, coordinated planning approach From quarterly check-ins to aligning your CPA, advisor, attorney, and broader financial team, the goal is to create more clarity before the surprise arrives.

Because the more your business grows, the more important it becomes to have a plan that grows with it.

#TaxPlanning #BusinessOwners #Entrepreneurship #FinancialPlanning #BusinessGrowth #WealthManagement

Connect with Jeremiah:   

LinkedIn: https://www.linkedin.com/in/jeremiahjlee/   

Email: [email protected]   

Connect with Laura:   

LinkedIn: https://www.linkedin.com/in/laura-lee-59a83610/  

Email: [email protected]  

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

You've worked hard to build something real.

But eventually, a new question begins to emerge:

What do you want your money to do for you?

Too many people spend years accumulating wealth without taking the time to define the life they actually want that wealth to support. They follow the crowd, delay their dreams, and assume there is a "right" way to retire, travel, give, or spend their time.

In this episode of Building Wealthy Habits, we explore why financial planning should never be one-size-fits-all. From retirement and financial independence to family legacy, charitable giving, and lifestyle choices, we discuss how clarity around your vision can help create a plan that fits your life.

Because financial freedom is not about reaching someone else's finish line.

It's about understanding what matters most to you and building a plan that supports it.

Whether you're approaching retirement, considering a major life transition, or simply wondering what comes next, this conversation will help you think differently about the relationship between your wealth and the life you've worked so hard to build.

#BuildingWealthyHabits #FinancialPlanning #RetirementPlanning #FinancialFreedom #WealthManagement #PersonalFinance #LegacyPlanning #TriCordAdvisors

00:00 What do you want your money to do for you?

03:47 Why financial planning is not one-size-fits-all

07:37 Making the shift from earning income to living from assets

11:09 Using wealth to support your priorities

15:23 Why financial independence is more than a math problem

20:26 Building a plan for the next season of life

Connect with Jeremiah:  

LinkedIn: https://www.linkedin.com/in/jeremiahjlee/  

Email: [email protected]  

Connect with Laura:  

LinkedIn: https://www.linkedin.com/in/laura-lee-59a83610/ 

Email: [email protected] 

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Things are going well. Revenue is growing. Opportunities are expanding. And yet, many business owners find themselves asking a new question:

Now what?

Success creates a different kind of complexity. Taxes become larger. Decisions carry more weight. Relationships evolve. And the systems that helped you build the business may not be the systems that support the next season.

In this episode of Building Wealthy Habits, we discuss what happens when growth creates complexity and why simply "getting through it" may no longer be enough.

From leadership and delegation to tax planning, succession, and building the right team around you, this conversation explores how successful entrepreneurs can move from survival mode to a more intentional vision for the future.

Because growth is about more than building a business.

It's about building a life.

If you've built something real and you're wondering what comes next, this conversation is for you.

#BusinessOwners #Entrepreneurship #BusinessGrowth #FinancialPlanning #Leadership #TaxPlanning

00:00 Your Business Is Growing. Now What?

03:25 Why every new season requires a new mindset

07:58 When success starts creating complexity

09:52 Questions successful business owners should ask

14:46 Moving beyond survival mode

19:53 Building the right team for the next season

Connect with Jeremiah:

LinkedIn: https://www.linkedin.com/in/jeremiahjlee/

Email: [email protected]

Connect with Laura:

LinkedIn: https://www.linkedin.com/in/laura-lee-59a83610/

Email: [email protected]

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Money is one of the most important conversations in a relationship. It's also one of the most avoided.

In this episode of Building Wealthy Habits, Jeremiah and Laura share a candid look at how they handle financial conversations in their own marriage. As financial planners, business owners, parents, and spouses, they've learned that money discussions are rarely just about budgets and bank accounts. They're often about security, trust, priorities, and the future you're trying to build together.

Many couples avoid talking about money because they don't want conflict. Others assume they're already on the same page. But as life becomes more complex, avoiding these conversations can create stress, misunderstandings, and missed opportunities.

Jeremiah and Laura discuss the questions every couple should be asking, common communication mistakes, practical tools for creating financial clarity, and how alignment around money can strengthen both your finances and your relationship.

If you've ever wondered whether you're having the right financial conversations with your partner, this episode is for you.

#BuildingWealthyHabits #CouplesAndMoney #FinancialPlanning #MarriageAndMoney #FinancialCommunication #MoneyMindset #TriCordAdvisors

Connect with Jeremiah:

LinkedIn: https://www.linkedin.com/in/jeremiahjlee/

Email: [email protected]

Connect with Laura:

LinkedIn: https://www.linkedin.com/in/laura-lee-59a83610/

Email: [email protected]

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Should you buy the building your business operates in, or continue leasing? For many business owners, commercial real estate can become one of the largest investments they ever make. But owning a building is about much more than control over your space.

In this episode, Jeremiah and Laura discuss the key factors business owners should consider before purchasing commercial real estate. From long-term growth plans and tax considerations to liquidity, diversification, and succession planning, they explore how owning property can impact both your business and your personal financial future.

While commercial real estate can create opportunities for wealth building, passive income, and greater control, it also comes with responsibilities and risks that should not be overlooked. The right decision depends on how the property fits into your broader goals, investment strategy, and long-term vision.

Key Topics:

Evaluating whether your current location supports future business growth and expansion

The benefits of owning commercial real estate, including control and long-term wealth building

Tax considerations, depreciation, and after-tax investment returns

Diversification, concentration risk, and liquidity concerns in real estate investing

The realities of property ownership, management responsibilities, and passive income expectations

Succession planning and using commercial real estate as a multigenerational asset for family businesses

#BuildingWealthyHabits #CommercialRealEstate #BusinessOwners #Entrepreneurship #FinancialPlanning #BusinessGrowth #WealthManagement #TriCordAdvisors

Reach out at [email protected]

Connect with Jeremiah:

LinkedIn: https://www.linkedin.com/in/jeremiahjlee/

Email: [email protected]

Connect with Laura:

LinkedIn: https://www.linkedin.com/in/laura-lee-59a83610/

Email: [email protected]

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Information and ideas discussed are general in nature and should not be considered specific financial, legal, or tax advice. This content is for informational purposes only and does not create an advisory, fiduciary, or attorney-client relationship. All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Examples discussed are hypothetical and for illustrative purposes only. Individual situations will vary. You should consult your own financial advisor, tax professional, or attorney before making any decisions. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Adviser. Jeremiah Lee is a California licensed attorney. Randy Barkley is a life insurance agent (CA License #0518567).

What if the biggest turning point in your life starts with a difficult question?

In this conversation, Jeremiah, Laura, and special guest JR Lay explore the tension many entrepreneurs and high achievers quietly carry beneath the surface. From identity and ambition to disruption, adaptability, and purpose, this discussion goes far beyond business strategy.

JR shares personal stories about building businesses, navigating burnout, redefining failure, and learning how wisdom often grows through discomfort. Together, they unpack why perspective matters so much in seasons of uncertainty and how the stories we tell ourselves shape the future we create.

Whether you are navigating a career transition, building a business, leading a family, or simply feeling stretched by change, this episode offers a thoughtful perspective on growth, resilience, and becoming who you are meant to become.

#BuildingWealthyHabits #EntrepreneurMindset #PersonalGrowth #Leadership #FinancialPlanning #BusinessOwners #WealthManagement #Entrepreneur

Connect with JR Lay:

LinkedIn: https://www.linkedin.com/in/jrwlay/

Connect with Jeremiah:

LinkedIn: https://www.linkedin.com/in/jeremiahjlee/

Email: [email protected]

Connect with Laura:

LinkedIn: https://www.linkedin.com/in/laura-lee-59a83610/

Email: [email protected]

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Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.