Retirement Unlocked

Retirement Unlocked

By Larry HellerBusinessNewsTechnologyInvestingBusiness News
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Retirement Unlocked episodes

  • Episode 43 - How to Make Your Business Sellable — With Albert Hakim
    Your business is likely the largest illiquid asset you own. Have you considered how you will turn it into a liquid asset so you can use it for retirement planning?
    Here to shed light on selling your business is Albert Hakim, a Certified Merger and Acquisitions Advisor with Kensington Company. Today, Albert speaks with host Larry Heller about what business owners can do to become exit-ready and how they can make their businesses attractive to buyers.
    In this episode, you’ll learn:
    Why an owner’s insistence on wearing all the hats in their business may make it unsellable
    Why Albert believes it’s a sign of trouble if a business owner can’t take six months off
    Examples of how business owners increased their valuation
    Ideas for practices to adopt now that will make it easier to sell later on
    Examples of what may attract acquirers to a certain business
    And more!
    Tune in now to learn how to make a smooth business exit so you can retire right!
     
    Resources: Heller Wealth Management | Kensington Company |  [email protected]: (516) 626-2211
    30 min
  • Special Edition Episode - Introducing Larry Heller CFP®, CPA’s New Book: “Retire Right”
    Larry Heller’s new book has hit the shelves!
    In today’s episode, get a special preview of “Retire Right: Lots of People Retire Wrong. Learn How to Retire Right,” and join Larry as he discusses why this book speaks to today’s retirement landscape.  
    In this episode, you’ll learn:
    How retirement has transformed to become a “second act”
    The ideal time to finetune your retirement plans
    Examples of people who’ve made right versus wrong retirement decisions
    How Larry’s book helps readers factor inflation into their planning
    Where to purchase “Retire Right”
    And more!
    Tune in now for an exclusive inside look at Larry’s new book.
    Click here to purchase your copy! (Available in both eBook and paperback)
    Resources:  Heller Wealth Management | Retire Right Book
    19 min
  • The Top Five Errors Retirees Make (Ep. 42)
    Many people believe that if they save enough money for retirement, they’re all set. But there is so much more to consider.
    After spending years helping people retire right, Larry Heller is sharing the five top errors retirees make. In this episode, Larry explains why these errors are so detrimental, and most importantly, how to avoid these errors so you can enjoy your retirement.
    In this episode, you’ll learn:
    A method for tracking your expenses (if you don’t like budgeting, this method is for you!)
    Which big-ticket items become unexpected expenses for retirees
    Why new retirees should avoid investing too conservatively
    Why chasing yield can be problematic
    Incorrect social security decisions to avoid
    And more!
    Tune in now to learn how you can dodge the top five errors retirees make so you can retire right!
    Resources:  Heller Wealth Management | Episode 40: Larry’s Top 5 IRA Planning Strategies
    21 min
  • Episode 42 - The Top Five Errors Retirees Make
    Many people believe that if they save enough money for retirement, they’re all set. But there is so much more to consider.
    After spending years helping people retire right, Larry Heller is sharing the five top errors retirees make. In this episode, Larry explains why these errors are so detrimental, and most importantly, how to avoid these errors so you can enjoy your retirement.
    In this episode, you’ll learn:
    A method for tracking your expenses (if you don’t like budgeting, this method is for you!)
    Which big-ticket items become unexpected expenses for retirees
    Why new retirees should avoid investing too conservatively
    Why chasing yield can be problematic
    Incorrect social security decisions to avoid
    And more!
    Tune in now to learn how you can dodge the top five errors retirees make so you can retire right!
    Resources:  Heller Wealth Management | Episode 40: Larry’s Top 5 IRA Planning Strategies
    21 min
  • Everything You Didn’t Know About Long-Term Care with Guest Rona Loshak (Ep. 41)
    The longer you live, the more likely you are to need long-term care. In fact, once you reach 80 years old, there’s an 80% chance that you will need it.
    Whether you’re thinking about your own long-term care or care for your parents, this is the episode for you. Larry Heller speaks with guest Rona Loshak, an award-winning specialist in long-term-care insurance, to give you all of the information you need to make the right decisions for you and your family.
    In this episode, you’ll learn:
    What misconceptions keep people from creating realistic plans
    Whether you can get plans from another state
    The four categories of people who are more likely to need long-term care
    Whether long-term care is covered by Medicare
    How to qualify for long-term-care insurance
    And more!
    Tune in now and get your long-term-care questions answered!
    Resources:  Heller Wealth Management | Karp Loshak LTC Insurance Solutions
    24 min
  • Episode 41 - Everything You Didn’t Know About Long-Term Care with Guest Rona Loshak
    The longer you live, the more likely you are to need long-term care. In fact, once you reach 80 years old, there’s an 80% chance that you will need it.
    Whether you’re thinking about your own long-term care or care for your parents, this is the episode for you. Larry Heller speaks with guest Rona Loshak, an award-winning specialist in long-term-care insurance, to give you all of the information you need to make the right decisions for you and your family.
    In this episode, you’ll learn:
    What misconceptions keep people from creating realistic plans
    Whether you can get plans from another state
    The four categories of people who are more likely to need long-term care
    Whether long-term care is covered by Medicare
    How to qualify for long-term-care insurance
    And more!
    Tune in now and get your long-term-care questions answered!
    Resources:  Heller Wealth Management | Karp Loshak LTC Insurance Solutions
    24 min
  • Larry’s Top 5 IRA Planning Strategies (Ep. 40)
    You may be contributing regularly to an IRA, but do you have a strategy that can help boost your retirement savings?
    Get ready to make better use of your IRA. In today’s episode, Larry Heller covers his top five IRA strategies: tax planning; stretching beneficiaries; doing Roth conversions; creating wealth for the next generation; and doing backdoor Roth conversions.
    In this episode, you’ll learn:
    What the differences are between a regular IRA and a Roth IRA
    How age and income levels affect contribution limits
    A common beneficiary oversight that you don’t want to make
    Who can benefit from Roth conversions and why
    How to use Larry’s top five IRA strategies
    And more!
    Tune in now and learn IRA tips that could help you hold onto more of your money!
    Resources: Heller Wealth Management
    29 min
  • Episode 40 - Larry’s Top 5 IRA Planning Strategies
    You may be contributing regularly to an IRA, but do you have a strategy that can help boost your retirement savings?
    Get ready to make better use of your IRA. In today’s episode, Larry Heller covers his top five IRA strategies: tax planning; stretching beneficiaries; doing Roth conversions; creating wealth for the next generation; and doing backdoor Roth conversions.
    In this episode, you’ll learn:
    What the differences are between a regular IRA and a Roth IRA
    How age and income levels affect contribution limits
    A common beneficiary oversight that you don’t want to make
    Who can benefit from Roth conversions and why
    How to use Larry’s top five IRA strategies
    And more!
    Tune in now and learn IRA tips that could help you hold onto more of your money!
    Resources: Heller Wealth Management
    29 min
  • Estate Planning in Second Marriages — With Guest Steven Adler (Ep. 39)
    Are you in your second marriage and wondering how to cover all the bases in your estate plan?
    Today, Larry Heller speaks with guest, Steven Adler, about estate planning issues faced by couples in their second marriage and how to solve them.
    In this episode, you’ll learn:
    The most common estate planning issues couples face in second marriages
    How couples may benefit from including a trust in their estate plan
    What tasks newlyweds in a second marriage should address early on
    The difference between a will and a beneficiary
    Different ways to handle situations where one spouse brings more assets to the marriage or is significantly older than the other spouse
    And more!
    Tune in and find out what you need to know about estate planning in a second marriage!
    Resources:  Heller Wealth Management | Law Offices of Steven M. Adler, PLLC
    24 min

About Retirement Unlocked

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Retirement Unlocked. With Larry Heller, CFP®. Your life. Your way. How financial resilience can let you live it – for life. While money matters, being able to pursue the things that enrich our…