Retirement Unlocked

Are you in your second marriage and wondering how to cover all the bases in your estate plan?

Today, Larry Heller speaks with guest, Steven Adler, about estate planning issues faced by couples in their second marriage and how to solve them.

In this episode, you’ll learn:

The most common estate planning issues couples face in second marriages

How couples may benefit from including a trust in their estate plan

What tasks newlyweds in a second marriage should address early on

The difference between a will and a beneficiary

Different ways to handle situations where one spouse brings more assets to the marriage or is significantly older than the other spouse

And more!

Tune in and find out what you need to know about estate planning in a second marriage!

Resources:  Heller Wealth Management | Law Offices of Steven M. Adler, PLLC

What should you do if you get a speeding ticket in New York? Ever wonder how to use your GPS device without getting a ticket? These are some of the big questions Larry Heller answers today with the help of his guest, Michael Block, traffic ticket attorney. Michael explains how to avoid getting ticketed (with a special focus on the all-too-common cell phone tickets), actions to take if you do get ticketed, and what actually happens if the police officer doesn’t show up to court for your traffic trial.

In this episode, you’ll also learn:

What’s likely to happen after you accumulate 11 points

What to consider when deciding if you’ll represent yourself in court

The hidden costs of getting a ticket: Insurance increases and driver assessments

What is considered to be “improper use of a cell phone” while driving

How to use your GPS device without getting a ticket

And more!

Tune in now and learn everything you need to know about getting traffic tickets in NY!

Resources:  Heller Wealth Management | Michael Block: Traffic Ticket Attorney

What should you do if you get a speeding ticket in New York? Ever wonder how to use your GPS device without getting a ticket? These are some of the big questions Larry Heller answers today with the help of his guest, Michael Block, traffic ticket attorney. Michael explains how to avoid getting ticketed (with a special focus on the all-too-common cell phone tickets), actions to take if you do get ticketed, and what actually happens if the police officer doesn’t show up to court for your traffic trial.

In this episode, you’ll also learn:

What’s likely to happen after you accumulate 11 points

What to consider when deciding if you’ll represent yourself in court

The hidden costs of getting a ticket: Insurance increases and driver assessments

What is considered to be “improper use of a cell phone” while driving

How to use your GPS device without getting a ticket

And more!

Tune in now and learn everything you need to know about getting traffic tickets in NY!

Resources:  Heller Wealth Management | Michael Block: Traffic Ticket Attorney

Today, long-time NFL writer Bob Glauber joins Larry Heller in this episode to share the most memorable stories from his new book, “Guts and Genius: The Story of Three Unlikely Coaches Who Came to Dominate the NFL in the '80s.” Bob’s stories give a fascinating and rare insight into how Bill Walsh, Joe Gibbs, and Bill Parcells came to develop some of the most gifted players in football history and win eight Super Bowls.

 

In this episode, you’ll learn:

Why all three coaches thought they’d be fired early in their careers, and which coach had the most self-doubt

How Bill Parcells might have been seconds away from coaching the Giants for a second time in 1997—and what suddenly changed

Which iconic football coach Bob was most nervous about interviewing

How the coaches’ motivation styles differed and which coach was the most effective at motivating his team

And more!

 

Tune in now to hear behind-the-scenes stories about three of the most significant figures in NFL's history!

 

Resources:  Heller Wealth Management | “Guts and Genius: The Story of Three Unlikely Coaches Who Came to Dominate the NFL in the '80s” by Bob Glauber

Today, long-time NFL writer Bob Glauber joins Larry Heller in this episode to share the most memorable stories from his new book, “Guts and Genius: The Story of Three Unlikely Coaches Who Came to Dominate the NFL in the '80s.” Bob’s stories give a fascinating and rare insight into how Bill Walsh, Joe Gibbs, and Bill Parcells came to develop some of the most gifted players in football history and win eight Super Bowls.

 

In this episode, you’ll learn:

Why all three coaches thought they’d be fired early in their careers, and which coach had the most self-doubt

How Bill Parcells might have been seconds away from coaching the Giants for a second time in 1997—and what suddenly changed

Which iconic football coach Bob was most nervous about interviewing

How the coaches’ motivation styles differed and which coach was the most effective at motivating his team

And more!

 

Tune in now to hear behind-the-scenes stories about three of the most significant figures in NFL's history!

 

Resources:  Heller Wealth Management | “Guts and Genius: The Story of Three Unlikely Coaches Who Came to Dominate the NFL in the '80s” by Bob Glauber

Your year-end tax plan isn’t complete until you’ve considered tax-loss and tax-gain harvesting. These two strategies could offer you big tax savings!

Too often, financial advisors and accountants are not proactive in exploring these tax-saving possibilities with clients, but Larry doesn’t want you to miss out. In this episode, Larry explains how you can benefit from tax-loss and tax-gain harvesting.

In this episode, you’ll learn:

The differences between tax-loss harvesting and tax-gain harvesting

Optimal scenarios for applying these two strategies

Examples of benefits these strategies can offer investors

The deadline for executing these strategies

And more!

 

Tune in now to learn more about tax-loss and tax-gain harvesting and how you can benefit from them during your year-end tax planning!

Resources: Heller Wealth Management

Your year-end tax plan isn’t complete until you’ve considered tax-loss and tax-gain harvesting. These two strategies could offer you big tax savings!

Too often, financial advisors and accountants are not proactive in exploring these tax-saving possibilities with clients, but Larry doesn’t want you to miss out. In this episode, Larry explains how you can benefit from tax-loss and tax-gain harvesting.

In this episode, you’ll learn:

The differences between tax-loss harvesting and tax-gain harvesting

Optimal scenarios for applying these two strategies

Examples of benefits these strategies can offer investors

The deadline for executing these strategies

And more!

 

Tune in now to learn more about tax-loss and tax-gain harvesting and how you can benefit from them during your year-end tax planning!

Resources: Heller Wealth Management

The transition from the work world to the retirement world can take a while to get used to. Sometimes, peace of mind can come from being able to recreate a paycheck every month.

In this episode, Larry Heller recommends variables and strategies to consider as you plan to create your retirement paycheck.

Today you will learn:

What it means to have a retirement paycheck

How planning for a retirement paycheck can help you figure out how much money you truly need each month

What role fixed payment plays when calculating your retirement paycheck

Three retirement portfolio strategies that you can use to recreate a retirement paycheck

Factors to consider when deciding which approach is best for you

Why you might not need to change your lifestyle in order to meet financial goals during retirement

Which factors might influence which accounts you draw your retirement paychecks from

And more!

Tune in now and learn how you can start planning out your retirement paycheck, so you can retire right!

Resources: Heller Wealth Management

The transition from the work world to the retirement world can take a while to get used to. Sometimes, peace of mind can come from being able to recreate a paycheck every month.

In this episode, Larry Heller recommends variables and strategies to consider as you plan to create your retirement paycheck.

Today you will learn:

What it means to have a retirement paycheck

How planning for a retirement paycheck can help you figure out how much money you truly need each month

What role fixed payment plays when calculating your retirement paycheck

Three retirement portfolio strategies that you can use to recreate a retirement paycheck

Factors to consider when deciding which approach is best for you

Why you might not need to change your lifestyle in order to meet financial goals during retirement

Which factors might influence which accounts you draw your retirement paychecks from

And more!

Tune in now and learn how you can start planning out your retirement paycheck, so you can retire right!

Resources: Heller Wealth Management

2018 is the first full year under the new tax reform. Will your income tax return take a hit? Are there any changes that you will actually benefit from?

Larry Heller explores these questions with New York tax expert, Sal Albanese, CPA. In this episode, they uncover the biggest tax changes and recommend actions for you to take before 2019.  

In this episode you’ll learn:

Eleven tax law changes that could affect individuals

How baby boomers are reacting to the SALT deduction cap

Why couples are rushing to divorce before New Year’s Day

Which deductible is still eligible as a personal casualty loss

Which tax law changes might not affect you if you’ve been grandfathered in

A strategy for benefitting from the standard deduction in 2018 and the itemized deduction in 2019

And more!

Tune in now and learn about the biggest tax changes and how to prepare for filing season!

Resources: Heller Wealth Management |  Salvatore Albanese & Company LLC | Salvatore Albanese & Company LLC: 516-417-8503