Retirement Wars! With the Kingsguard Capital J-Team

In this episode, hosts Joseph and Chris Cervinka discuss critical aspects of retirement planning, focusing on the Secures Act and its implications for retirement accounts, as well as the significant costs associated with long-term care. They explore the changes brought by the Secures Act, including the new rules for required minimum distributions. The conversation then shifts to the importance of long-term care planning, highlighting the average costs and the potential financial impact on retirees. 

Reach out to the Kingsguard Capital J-Team at 804-886-1196

In this episode of the Kingsguard Capital Retirement Wars podcast, hosts Joseph and Kris Cervinca discuss essential strategies for retirement planning, focusing on understanding different types of accounts, navigating required minimum distributions (RMDs), and exploring tax-free strategies to optimize retirement income. They emphasize the importance of knowing where your assets are and the potential tax implications of various accounts. 

Reach out to the Kingsguard Capital J-Team at 804-886-1196

A sliver of good news about how long funding for Social Security full benefits is expected to last. But has anyone offered a long-term solution?
Kingsguard Capital's Jessica Cervinka tackles that question and examines the dramatic savings drain since the end of the pandemic.

Reach out to the Kingsguard Capital J-Team at 804-886-1196

Savings are a great start.... but how can you put those savings to work generating income in retirement? Is this a good time to add some undervalued stocks to your portfolio? Jessica Cervinka of Kingsguard Capital talks about risk vs reward and why reliance on the stock market could put your retirement in jeopardy.

Reach out to the Kingsguard Capital J-Team at 804-886-1196

The feelings we have about money may be influencing our financial decisions.  The Kingsguard Capital J-Team, Jessica and Joseph Cervinka, explore the relationship between how we view money and how we handle money.
Plus, how doing a little financial homework could be a big help in planning and living your retirement.

Reach out to the Kingsguard Capital J-Team at 804-886-1196

Jessica and Joseph Cervinka of Kingsguard Capital explore the potential benefits of working with a financial advisor when heading into and through retirement.  Topping the list is Income planning. How much do you need to spend? How much do you want to spend?  How a financial advisor can help you create a solid financial foundation for retirement. 

Reach out to the Kingsguard Capital J-Team at 804-886-1196

Once the paychecks stop, will you have enough income to live your retirement dream?
The J-Team, Jessica and Joseph Cervinka of Kingsguard Capital discuss annuities and other options for filling the retirement income gap. 

Reach out to the Kingsguard Capital J-Team at 804-886-1196

Part two in the Retirement Wars Series on Annuities.
Retirement could span decades... Jessica Cervinka of Kingsguard Capital discusses the challenge of financially preparing for twenty, thirty, even forty years in retirement as she continues her series on annuities. 

Reach out to the Kingsguard Capital J-Team at 804-886-1196

Annuities can be confusing and complicated. Jessica Cervinka of Kingsguard Capital begins a series on annuities and discusses why an annuity may be right for some but not for everyone.  What questions should you ask about an annuity and the person selling it?

Reach out to the Kingsguard Capital J-Team at 804-886-1196

Medicare is set to begin price negotiations on 10 high cost drugs in 2026.  Even if some prices can be lowered, healthcare in retirement can one of your biggest expenses.  The Kingsguard Capital J-Team explores healthcare coverage options for retirees.
Also, defining fiduciary. What it means to the J-Team and what they say we should know when looking for a financial advior.

Reach out to the Kingsguard Capital J-Team at 804-886-1196