Retirement Wars! With the Kingsguard Capital J-Team

The Kingsguard Capital J-Team, Jessica and Joseph Cervinka, discuss different types of annuities and why age matters.  

Reach out to the Kingsguard Capital J-Team at 804-886-1196

Your home may be your most valuable asset and if your retirement plan was to sell your home, downsize and sock away the profit, you may be rethinking that plan. 
The Kingsguard Capital J-Team, Jessica and Joseph Cervinka discuss why mortgage rates have many pre-and-post retirees looking at other ways to leverage the equity in their homes including reverse mortgages. 
Jessica and Joseph also discuss the growing concerns about Social Security. Will your retirement feel the pinch?

Reach out to the Kingsguard Capital J-Team at 804-886-1196

Reaching $1,000,000 in savings is a real milestone. But is it enough, on it's own, to  last for your full retirement? The Kingsguard Capital J-Team explains why relying on savings alone could let you  down.  In this episode of Retirement Wars!, Jessica and Joseph Cervinka also outline strategies for stretching and protecting your retirement dollars. 

Reach out to the Kingsguard Capital J-Team at 804-886-1196

Applications for ARM's are on the rise. The J-Team discusses risks and potential rewards of Adjustable Rate Mortgages.
Jessica and Joseph Cervinka also discuss a global retirement report card. Why the U.S. got a C+. 

Reach out to the Kingsguard Capital J-Team at 804-886-1196

Annuities are getting a lot of attention right now.  The Kingsguard Capital J-Team explains what they are, the different types,  and how they work.
Jessica and Joseph Cervinka also detail the pros and cons of annuities in retirement. 

Reach out to the Kingsguard Capital J-Team at 804-886-1196

 The Kingsguard Capital J-Team examines the ongoing problem of Social Security overpayments and subsequent efforts to claw back that money.
Also, what if Social Security didn't exist? How much more would we have to save to make up for that? 

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The Kingsguard Capital J-Team explains the value of a diversified portfolio as part of a Holistic Financial Plan. Are you truly diversified? How to find out. 
Also, new car dealers are starting to negotiate prices.  Great for buyers! But is there a downside?

Reach out to the Kingsguard Capital J-Team at 804-886-1196

Considering gold as an investment. The Kingsguard Capital J-Team explores the renewed rush on gold bars. Plus, the pros and cons of investing in gold.
The J-Team also talks cash.  If you were unable to use your credit or debit cards... how much cash would be enough to have on hand?

Reach out to the Kingsguard Capital J-Team at 804-886-1196

The Kingsguard Capital J-Team explains why your Social Security Benefits may be subject to federal taxes and, depending on where you live, subject to state taxes as well.
Also, dream of retiring abroad? Some countries are offering big incentives to American retirees.

Reach out to the Kingsguard Capital J-Team at 804-886-1196