RetireMentorship with Freeman Linde, CFP®

RetireMentorship with Freeman Linde, CFP®

By Freeman Linde, CFP®BusinessInvesting
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RetireMentorship with Freeman Linde, CFP® episodes

  • Term Limits

    If you have people depending on your income, YOU NEED TERM INSURANCE!


    What is Term Insurance? Who needs it? And how much do they need?

    If you have people depending on you, you need it. How much? You want to cover (or minimally help with) 5 things

    1. Final Expenses
    2. Pay off debt
    3. Pay off (or buy) home
    4. Retirement Lump Sum
    5. Income Bucket
    6. Add to it anything else for college or other financial goals.


      Quote your own insurance from dozens of carriers and apply right online.


      Full article and visuals can be found at:

      RetireMentorship.com/19

      Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.


      Become a Member for a Latte a Week ($16/m)

      Become a Member for a Latte a Month ($4/m)

      Your support means a lot! Find out more at RetireMembership.com.


      If you have questions about this topic, message us on Facebook or email us at [email protected]. 


      Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message.


      Send us a Text Message.

      Join our FREE membership community to receive exclusive content at RetireMembership.com.


      The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)

      Find my financial planning firm at LaxFP.com.

      Email us at [email protected] or call us at 1-855-6MENTOR.

      This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

      42 min
    7. Long-Term Care & Other Uses

      While Permanent Life Insurance is wrong for most people, there are a few good uses for it. We will cover the three good uses for Permanent Life Insurance in an overall financial plan:

      1. As a Hybrid Long-Term Care Solution
    8. As a Blue Bucket Alternative
    9. As Both (Preferred Use)
    10. Learn the only good uses of PLI, either for you or perhaps your parents. Knowing the few good uses reinforces your avoidance of the bad.


      Again, these episodes target permanent life insurance specifically. If you have people depending on your income, YOU NEED TERM INSURANCE!

      Quote your own insurance from dozens of carriers and apply right online. (Note: Permanent life insurance also available on the platform. IGNORE THAT. :) )

      Full article and visuals can be found at:

      RetireMentorship.com/18

      Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.

      Become a Member for a Latte a Week ($16/m)

      Become a Member for a Latte a Month ($4/m)

      Your support means a lot! Find out more at RetireMembership.com.

      If you have questions about this topic, message us on Facebook or email us at [email protected]. 

      Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message.

      Send us a Text Message.

      Join our FREE membership community to receive exclusive content at RetireMembership.com.


      The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)

      Find my financial planning firm at LaxFP.com.

      Email us at [email protected] or call us at 1-855-6MENTOR.

      27 min
    11. Life Insurance Lies! Part 4

      Bad things may happen to you. But you can't and shouldn't insurance against all of them. This includes insuring your insurability. Don't do it. Today we cover four of the popular myths of for why you should buy permanent life insurance: 


      1. Most Agents are Good People and can be Trusted.
      2. You Should Buy Permanent Life Insurance While You're Young.
      3. You Should Buy Permanent Life Insurance to Protect Your Insurability. 
      4. You Should Buy Permanent Life Insurance for the Long-Term Care Rider (while young).
      5. There are much better strategies out there, and we'll unpack why.


        Again, these episodes target permanent life insurance specifically. If you have people depending on your income, YOU NEED TERM INSURANCE!

        Quote your own insurance from dozens of carriers and apply right online. (Note: Permanent life insurance also available on the platform. IGNORE THAT. :) )

        Full article and visuals can be found at:

        RetireMentorship.com/17

        Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.

        Become a Member for a Latte a Week ($16/m)

        Become a Member for a Latte a Month ($4/m)

        Your support means a lot! Find out more at RetireMembership.com.

        If you have questions about this topic, message us on Facebook or email us at [email protected]. 

        Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 

        Send us a Text Message.

        Join our FREE membership community to receive exclusive content at RetireMembership.com.


        The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)

        Find my financial planning firm at LaxFP.com.

        Email us at [email protected] or call us at 1-855-6MENTOR.

        This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

        21 min
      6. Life Insurance Lies! Part 3

        "Experts" may be educated beyond their intelligence. Today we cover three of the popular myths of permanent life insurance: 


        1. Independent Experts Confirm that Permanent Life Insurance is Better.
        2. Successful Wealthy People Own Life Insurance; So Should You.
        3. Infinite Banking is a Great Strategy
        4. There are much better strategies out there, and we'll unpack why.


          Again, these episodes target permanent life insurance specifically. If you have people depending on your income, YOU NEED TERM INSURANCE!

          Quote your own insurance from dozens of carriers and apply right online. (Note: Permanent life insurance also available on the platform. IGNORE THAT. :) )

          Full article and visuals can be found at:

          RetireMentorship.com/16

          Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.

          Become a Member for a Latte a Week ($16/m)

          Become a Member for a Latte a Month ($4/m)

          Your support means a lot! Find out more at RetireMembership.com.

          If you have questions about this topic, message us on Facebook or email us at [email protected]. 

          Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 

          Send us a Text Message.

          Join our FREE membership community to receive exclusive content at RetireMembership.com.


          The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)

          Find my financial planning firm at LaxFP.com.

          Email us at [email protected] or call us at 1-855-6MENTOR.

          This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

          32 min
        5. Life Insurance Lies! Part 2

          Permanent life insurance is oversold and underdelivers. Today we cover two of the popular myths of permanent life insurance: 


          1. Permanent life insurance is a great alternative asset class.
          2. Permanent life insurance is a great way to mitigate taxes.
          3. There are much better strategies out there, and we'll unpack why.


            Again, these episodes target permanent life insurance specifically. If you have people depending on your income, YOU NEED TERM INSURANCE!

            Quote your own insurance from dozens of carriers and apply right online. (Note: Permanent life insurance also available on the platform. IGNORE THAT. :) )

            Full article and visuals can be found at:

            RetireMentorship.com/15

            Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.

            Become a Member for a Latte a Week ($16/m)

            Become a Member for a Latte a Month ($4/m)

            Your support means a lot! Find out more at RetireMembership.com.

            If you have questions about this topic, message us on Facebook or email us at [email protected]. 

            Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 

            Send us a Text Message.

            Join our FREE membership community to receive exclusive content at RetireMembership.com.


            The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)

            Find my financial planning firm at LaxFP.com.

            Email us at [email protected] or call us at 1-855-6MENTOR.

            This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

            31 min
          4. Life Insurance Lies! Part 1

            A LOT of permanent life insurance is sold, and 99% of us don't need it! In this mini-series, we cover the "Life Insurance Lies", the myths and strategies used to sell permanent life insurance. If you own any permanent life insurance, you'll want to hear all parts.


            Need Term Insurance? Quote your own insurance from dozens of carriers and apply right online. (Note: Permanent life insurance also available on the platform. IGNORE THAT. :) )

            Full article and visuals can be found at:

            RetireMentorship.com/14

            Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.

            Become a Member for a Latte a Week ($16/m)

            Become a Member for a Latte a Month ($4/m)

            Your support means a lot! Find out more at RetireMembership.com.

            If you have questions about this topic, message us on Facebook or email us at [email protected]. 

            Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 

            Send us a Text Message.

            Join our FREE membership community to receive exclusive content at RetireMembership.com.


            The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)

            Find my financial planning firm at LaxFP.com.

            Email us at [email protected] or call us at 1-855-6MENTOR.

            This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

            27 min
          5. Retiread: Free to Focus

            Free to Focus by Michael Hyatt will help anyone who wants to focus more on what is important in life and be more productive. You will not regret the listen/read.


            Find your copies here:

            Free to Focus Audiobook

            Free to Focus Book

            Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.

            Become a Member for a Latte a Week ($16/m)

            Become a Member for a Latte a Month ($4/m)

            Your support means a lot! Find out more at RetireMembership.com.

            If you have questions about this topic, message us on Facebook or email us at [email protected]. 

            Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 

            Send us a Text Message.

            Join our FREE membership community to receive exclusive content at RetireMembership.com.


            The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)

            Find my financial planning firm at LaxFP.com.

            Email us at [email protected] or call us at 1-855-6MENTOR.

            This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

            7 min
          6. Retiread: The 12 Week Year

            The 12 Week Year is my ALL-TIME Top Recommended book on productivity and accomplishment. It will change the way you think about goal-setting and give you an entire system to build a more productive life.


            Find your copies here:

            The 12 Week Year Audiobook

            The 12 Week Year Book

            Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.

            Become a Member for a Latte a Week ($16/m)

            Become a Member for a Latte a Month ($4/m)

            Your support means a lot! Find out more at RetireMembership.com.

            If you have questions about this topic, message us on Facebook or email us at [email protected]. 

            Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 

            Send us a Text Message.

            Join our FREE membership community to receive exclusive content at RetireMembership.com.


            The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)

            Find my financial planning firm at LaxFP.com.

            Email us at [email protected] or call us at 1-855-6MENTOR.

            This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

            6 min
          7. Retiread: The Total Money Makeover

            Dave Ramsey's classic book got me hooked on finance. I listened to it the first time straight through in one sitting. It's that good. If you've never read it, it's a must!


            Find your copies here:

            The Total Money Makeover Audiobook

            The Total Money Makeover Book

            Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.

            Become a Member for a Latte a Week ($16/m)

            Become a Member for a Latte a Month ($4/m)

            Your support means a lot! Find out more at RetireMembership.com.

            If you have questions about this topic, message us on Facebook or email us at [email protected]. 

            Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 

            Send us a Text Message.

            Join our FREE membership community to receive exclusive content at RetireMembership.com.


            The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)

            Find my financial planning firm at LaxFP.com.

            Email us at [email protected] or call us at 1-855-6MENTOR.

            This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

            5 min
          8. Retiread: Simple Wealth, Inevitable Wealth

            No author has had a bigger impact on me than Nick Murray, and his only book for clients is a must-read. Simple Wealth, Inevitable Wealth will reinforce what you hear on this podcast in a way that only someone with 50+ years of experience can.


            Email us at [email protected] to request a copy.

            Send us a Text Message.

            Join our FREE membership community to receive exclusive content at RetireMembership.com.


            The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)

            Find my financial planning firm at LaxFP.com.

            Email us at [email protected] or call us at 1-855-6MENTOR.

            This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

            4 min

          About RetireMentorship with Freeman Linde, CFP®

          From the publisher's feed

          Your Mentor to and through Retirement, helping you Retire Successfully and stay Successfully Retired.