Rich Life Plan: Money, Investing, Entrepreneurship & Mindset for Women

If you’ve ever felt overwhelmed trying to market your business, like you’re doing everything right but still not seeing results, this episode is the reset you didn’t know you needed.

In this episode, we’re breaking the glass on what actually grows a business. Whether you’re building something from scratch or pivoting in the age of AI, this is the conversation you didn’t know you needed until now.

Kristin Zhivago, the original “revenue coach,” has spent over 40 years helping Fortune 500s and scrappy startups alike learn how to listen smarter, sell better, and stop wasting time on tactics that don’t work. Her decades of in-the-trenches experience give her a rare edge: she doesn’t just teach theory; she’s lived it.

You'll walk away with a new lens on marketing and a reminder that big pivots don’t require perfection.  Just courage.

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Show Notes:

Kristin Zhivago Blog

MillionElle

Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.

There are two main ways people invest in the stock market. One is slow and steady. The other is fast and follows trends. Both have made people a lot of money but they’re very different.

In this episode, we break down value investing and momentum investing in a way that actually makes sense. You’ll learn what each one means, how people use them, and why picking the one that fits you is the smartest move of all.

You don’t need to be an expert or time the market. You just need a simple plan you can stick with especially when things get volatile and  investing gets emotionally tough.

If stocks have ever felt confusing or like you’re just guessing, this episode will give you the clarity you need and the plan to stay steady when the market gets messy.

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Show Notes:

MillionElle

Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.

The stock market continues to hit record highs.  Should you be excited… or nervous?

In this episode of MillionElle, we unpack the data behind investing in market tops. You’ll learn what history and data actually say about buying in at market highs, why fear often creeps in at the worst times, and how to shift your mindset to stay on track with your financial goals.

We’re tackling the psychology behind investing, sharing powerful stats most people overlook or simply don't know, and breaking down the biggest mistake retail investors make especially in moments like this.

Whether you're new to investing or trying to avoid common traps, this episode offers smart, simple ways to keep you on track with your money plan when the headlines feel overwhelming.

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Disclaimer

Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.

True wealth starts with an indestructible support system and finding love in 2025 is beyond challenging!  

Love coach and energy healer Carisa Montooth joins us to expose what’s really keeping smart women stuck in unhealthy relationship patterns and how those same patterns might be showing up in your money habits too.

From healing heartbreak to rewiring your subconscious beliefs, Carisa breaks down why we keep repeating the same toxic loops.  We talk boundaries, self-worth, and why empaths often attract narcissists and also over spend, over give, and over extend.

You’ll walk away with a real strategy to manifest what you want and tools that actually move the needle: journaling prompts, love lists, and mindset rewires.

If you’re tired of settling in any area of your life, especially love, this is the episode that connects the dots to help you change your mindset and take your power back.

Ready to drop what’s no longer working and rewrite your story?

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Show Notes:

Carisa Montooth

Overnight Heartache Cure

Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.

You’ve probably heard that most actively managed mutual fund managers don’t actually beat the market. It’s why so many people and even financial advisors have shifted to low-cost, passive index funds. But is that claim actually true? Or is it just internet noise?

In this episode, we are introducing you to the real report card for Wall Street’s most highly paid stock-picking pros and it doesn’t rely on hype or headlines. It tracks the data, year after year, decade after decade, and shows us exactly how these funds stack up against their benchmarks.

We’ll walk you through what it is, what it shows, how much money high-fee funds might actually be costing you (yes, I brought the math), and what to do with this info....whether you manage your own investments or work with a financial advisor.

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MillionElle

SPIVA Scorecard

Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.

Wondering if you need a financial advisor, a Certified Financial Planner, or if you can just figure it out yourself? In this episode, we break it all down to make sure you know who to trust, what to ask, and how to build a plan on your terms in a super simple and easy to understand way.  You’ll learn the difference between advisors and planners, who’s actually qualified to help you with your money, and when it makes more sense to DIY your money plan.

This isn’t just about picking the right person.  It’s about changing your mindset and taking the first steps toward a life with less stress, more clarity, and bigger money goals.

Whether you're just starting to get serious about your money plan or thinking about hiring a pro, this episode gives you the knowledge and confidence you need to make the right call.

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Show Notes:

Financial Advisor Qualifications:

Finra Broker Check

SEC Broker Check

Certified Financial Planner Qualifications:

CFP Check

Fiduciary Definition:

Fiduciaries are legally required to put you first. They have to give advice that’s best for your goals and not what earns them more. 

Non-fiduciaries (like many brokers) follow something called the suitability standard. That means they can recommend something that’s “good enough” even if there’s a better option out there.  

Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.

If you're working hard, earning decent money, and still wondering why you feel stuck financially.... this episode is for you.

In a short but powerful conversation, we cut through the noise and reveal the real reason most people aren’t building real wealth.  Here's a hint:  it's not laziness or because you're not good at math.  It's because you don't have a plan. 

You’ll hear from a Certified Financial Planner who’s helped high achievers, side hustlers, and everyday professionals stop guessing and start getting intentional with their money. We unpack the emotional side of financial planning, why most people avoid it, and how the right plan can give you more freedom, less stress, and way better outcomes no matter what your income.

If you think financial planning is only for the wealthy or something you’ll “get to later,” press play.  You can’t build what you’re not planning for!

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Show Notes:

MillionElle

Drama Free Finance

Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.

If you’ve been hearing about crypto, digital assets, or bitcoin but still feel like you’re behind, this episode is for you.

There’s a reason some of the world’s smartest investors, biggest companies, and even governments are quietly (and not-so-quietly) moving into the world of cryptocurrency. This isn’t just tech hype.  it’s shaping the future of how we invest, pay, save, and build wealth.

Whether you're skeptical, curious, or just tired of pretending to understand it at parties, we’re breaking it all down in plain English because understanding crypto today isn’t about being trendy.  It’s about being prepared.

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Show Notes:

MillionElle

Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.

What happens when a high-powered CEO walks away from a successful career to follow a completely different calling?

This episode features Blair Nicole, who made a life-changing pivot that led her to unexpected places personally and professionally. Her journey is full of lessons about letting go, listening to yourself, and finding new ways to show up in your own life.  

It also explores the surprising connection between how we treat ourselves and how we handle the challenges life throws our way.  Along the way, Blair shares her 5 step framework she teaches to help foster self compassion in a way to create lasting change. 

If you’ve been feeling stuck, burned out, or like you’re ready for something more, this conversation just might spark the shift you’ve been waiting for.

Apply to be a GUEST on the show

Disclaimer

Show Notes:

MillionElle

Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.

The largest transfer of wealth in history is already underway. Homes, cash, investments, businesses, heirlooms....trillions are being passed down but here’s the problem: most families have no real plan and that silence?  It’s expensive!

In this episode, we are breaking down the difference between wills and trusts, why most people get it wrong, and what actually happens when someone dies without a clear estate plan.

You will also get a simple, five question checklist to help you start the conversation with your loved ones before it’s too late because putting it off doesn’t protect anyone.  It just leaves more chaos behind.

You don’t need a fortune to take control of your future. You just need to start before someone else makes the decisions for you. 

Apply to be a GUEST on the show

Disclaimer

Show Notes:

MillionElle

Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.